Tomo Credit Card
Tomo Credit Card
Info about the Tomo Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Limited History, No Credit
Charge Card
This is a charge card and therefore the balance needs to be paid in full each month.
Annual Fee
$0
APR on Purchases
Not Applicable
Balance Transfer
Balance Transfers Not Allowed
Tomo Credit Card's Additional Info
Complimentary Mastercard benefits, including a $5 Lyft credit every month after taking 3 rides and a complimentary ShopRunner membership. ShopRunner currently offers members 2-day shipping and free return shipping at over 140 online stores ($79 Value).
No credit history required.
Build your credit score. Through consistent on-time payments, your credit score will grow. Tomo has set up a 7-day auto pay to maximize this cycle and increase the rate in which your credit score can improve.
Since the credit score doesn’t determine your credit limit, there’s a flexibility to update your credit limit in real time. Credit limits range from $100 - $30,000.
Your exact credit limit cannot be pre-determined. Tomo looks at your bank accounts and other factors to help determine your credit limit. In order to obtain the highest limit, the recommendation is that you connect all bank accounts or the account with the highest balance.
Your expenses are consolidated from the first to last day of each autopay period and payments will automatically be deducted from your bank account to cover the current balance.
cash advance fee | Not Applicable |
cash advance APR | Not Applicable |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-signature |
max late fee | Not Applicable |
max overlimit fee | Not Applicable |
max penalty APR | Not Applicable |
grace period | Not Applicable |
Tomo Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with limited or no credit history
Does not require security deposit
Must be paid in full each month
No rewards bonus
Compare The Tomo Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APRNot Applicable | Regular APR26.99% (V) | Regular APR29.99% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Tomo Credit Card Q&A
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