How do I apply for the Citi Custom Cash Card?
The easiest way to apply for the Citi Custom Cash card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to Citibank's website. Alternatively, you can apply by phone and in person.
Keep in mind that the Citi Custom Cash card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying. You can check your credit score for free here on WalletHub.
Ways to Apply for the Citi Custom Cash Card
- Online: Applying online is the fastest and most straightforward way. You can do that by clicking “Apply Now” on sites like WalletHub or through Citibank's website. You will then need to fill in your personal and financial information.
- By Phone: Call 1-800-347-4934 and follow the prompts to get connected with a customer service representative. You will then be guided through the application process.
- In Person: Visit a local Citibank branch and let a representative know that you would like to apply for the Citi Custom Cash card. Then, fill out the application with your personal and financial info.
How to Apply for the Citi Custom Cash Card Online
- Go to the application page on Citibank's website or click the “Apply Now” button on sites like WalletHub to be taken there.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize Citibank to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
Once you've submitted your Citi Custom Cash card application, you may receive a decision right away. However, it can take Citibank up to 14 days to reach a decision. If approved, you'll get your new card in the mail within 7-10 business days.