Xbox Credit Card
Xbox Credit Card
Info about the Xbox Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
TermsReviewsFAQContactAccepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
20.99% - 29.99% (V)
Balance Transfer
APR: 20.99% - 29.99% (V)
Balance Transfer Fee
Rewards
Receive 5,000 points (a $50) after your first purchase within the first 180 days from account opening.
Complimentary three months of Xbox Game Pass Ultimate for new Game Pass members after your first purchase.
Earn 5 points for every $1 spent on eligible products at the digital Microsoft Store.
Earn 3 points for every $1 spent on streaming services such as Netflix® and Disney+® and on eligible dining delivery services such as Grubhub® and DoorDash ®.
Earn 1 point for every $1 spent on all purchases.
When you spend $7,000 or more within your first 12 months of opening your account, you earn two 3-month Game Pass Ultimate codes to gift to friends or family for the first time.
Get 3 months of Spotify Premium Individual after your first purchase with your card.
Xbox Credit Card's Additional Info
To apply for the Xbox Mastercard, you must have your Xbox profile associated with your Microsoft account.
Free online access to cardmember’s FICO® Credit Score.
Access to meaningful experiences on Priceless.com, available exclusively to Mastercard cardholders.
Benefits: ID Theft Protection™, Zero Liability Protection and Global Services for emergency assistance.
cash advance fee | 5% (min $10) |
cash advance APR | 29.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
Xbox Credit Card Pros & Cons
No membership fees
High rewards rate
5,000 points plus 3 months of Game Pass Ultimate initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires good/excellent credit
Compare The Xbox Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$95 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APR0% for 12 months from account opening |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR20.99% - 29.99% (V) | Regular APR21.49% - 28.49% (V) | Regular APR20.24% - 29.99% Variable |
Sponsored Apply Now | Sponsored Apply Now |
Xbox Credit Card Q&A
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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