Limited History
If you have a limited credit history or even none at all, CardHub.com can help you find the offer that best suits you. With a myriad of options available including student credit cards and secure credit cards, it can be difficult to narrow down your choices. Let CardHub.com's tools and information help you make an informed choice. If the ANY of the following describes you, you might be best selecting an offer designed for people with limited credit history.
- You have had a credit card for less than 3 years or have never had one.
- You are a student, or you are new to the country, or a young person earning a living for the first time, or you are recently divorced or widowed and did not have any credit cards or loans under your name while you were married.
- You may not have a credit score at one of the main credit reporting companies.
- Network:
- Visa
- MasterCard
- American Express
- Discover
compare top
-
Capital One® Classic Platinum Visa
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $19
- Regular Rate: 14.9%
- Rewards: None
-
Capital One® Platinum Visa
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $39
- Regular Rate: 8.9%
- Rewards: None
-
Capital One® Platinum for Students
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 19.8%
- Rewards: None
- Network:
- Visa
- MasterCard
- American Express
- Discover
compare top
-
Capital One® No Hassle CashSM Rewards
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $29
- Regular Rate: 16.9%
- Rewards: Cash Back
- 1% Cash Back on all purchases
- 25% annual bonus on cash you earn during the year
- No limit on cash back and rewards won't expire for the life of your account
-
Capital One® Classic Platinum MasterCard
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $19
- Regular Rate: 14.9%
- Rewards: None
-
Capital One® No Hassle CashSM Rewards for Students
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $29
- Regular Rate: 16.9%
- Rewards: Cash Back
- 1% Cash Back on all purchases
- 25% annual bonus on the cash you earn during the year
- No limit on cash back and rewards won't expire for the life of your account
-
Citi® mtvU Platinum Select® Visa® Card - College Students
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 6 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 12.24%
- Rewards: Points - Generic
- Earn 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every $1 you spend on all other purchases
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
-
Capital One® No Hassle PointsSM Rewards
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $29
- Regular Rate: 16.9%
- Rewards: Points - Generic
- 5 points per $1 spent at gas stations, major grocery and drug stores
- 1 point per $1 everywhere else
- No limit on points earned and they don't expire for the life of your account
-
Capital One® Platinum MaxSM
- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $19
- Regular Rate: 16.9%
- Rewards: None
-
Capital One® Standard Platinum
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 19.8%
- Rewards: None
-
Capital One® Platinum MasterCard
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $39
- Regular Rate: 8.9%
- Rewards: None
- Network:
- Visa
- MasterCard
- American Express
- Discover
No credit cards available under this section.
- Network:
- Visa
- MasterCard
- American Express
- Discover
compare top
-
Discover® Student Card
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: N/A
- Transfer Fee: N/A
- Annual Fee: None
- Regular Rate: 14.99%
- Rewards: Cash Back
- Depending on the month of the year earn 5% Cash Back in one or more of the following categories: travel, home improvement stores, department stores, gas, restaurants.
- Up to 1% Cash Back on all other purchases.
- 5%-20% Cashback at top online retailers thru the Discover site.
-
Discover® Open Road Card for Students
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: N/A
- Transfer Fee: N/A
- Annual Fee: None
- Regular Rate: 13.99%
- Rewards: Cash Back - Extra on Gas
- 5% Cash Back Bonus on your first $100 in combined gas and auto maintainance purchases every month
- Up to 1% Cash Back on all other purchases
