Personal
Personal credit cards have become a staple of modern life for many consumers. Whether you use them for convenience, to keep track of your spending, or to earn rewards. But with so many different credit card offers available, how are you supposed to know which one is right for you? Let CardHub.com take the confusion out of the decision! We offer a variety of tools, including credit card review and search resources, to help you narrow down the list of possibilities to the ones most likely to meet your requirements.
- Credit:
- Excellent
- Good
- Average
- Bad
- Limited History
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Blue from American Express®
- Purchase Intro Rate: 0% for 6 - 12 months
- Transfer Intro Rate: 2.99% for 12 months
- Transfer Fee: 3% (max $99)
- Annual Fee: None
- Regular Rate: 10.99% - 17.99%
- Rewards: Points - Generic
- Earn 1 point for every $1 you spend
- Membership Rewards Express Program
- Redeem for entertainment, retail, and travel rewards
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Capital One® No Hassle MilesSM Rewards - Excellent Credit
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 9.9%
- Rewards: Miles - Any Airline
- Earn 1.25 miles for each dollar spent on purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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Blue Cash® from American Express
- Purchase Intro Rate: 0% for 0 - 12 months
- Transfer Intro Rate: 2.99% for 12 months
- Transfer Fee: 3% (max $99)
- Annual Fee: None
- Regular Rate: 11.99% - 17.99%
- Rewards: Cash Back - Extra on Gas
- For the first $6,500 of annual purchases, you get 1% for 'Everyday Purchases' and 0.50% for all other purchases
- After $6,500, you earn 5% cash back on all your 'Everyday Purchases' at supermarkets, gas stations and drugstores and 1.5% cash back on all other purchases
- 'Everyday Purchases' are eligible purchases made at U.S. supermarkets, gas stations and drugstores, in each case that are not departments of superstores or warehouse clubs.
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Capital One® No Hassle MilesSM Ultra - For Professionals
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $39
- Regular Rate: 9.9%
- Rewards: Miles - Any Airline
- Earn 2 miles for each dollar spent on purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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Capital One® No Hassle CashSM
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 13.9%
- Rewards: Cash Back - Extra on Gas
- 2% Cash Back on purchases at gas stations and major grocery stores
- 1% Cash Back on all other purchases
- No limit to the cash back you can earn, and your cash rewards won't expire.
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Capital One® Platinum Prestige MasterCard
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: 0% until January 2010
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 8.9%
- Rewards: None
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Discover® More Card
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 10.99% - 18.99%
- Rewards: Cash Back
- Bonus: $50 CashBack when you make $500 in purchases within 3 months after your account is opened.
- Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
- Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
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Citi® Platinum Select® MasterCard
- Purchase Intro Rate: 0% for 6 - 12 months
- Transfer Intro Rate: 0% for 6 - 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 6.74% - 14.74%
- Rewards: None
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Bank of America Accelerated Cash Rewards Card
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 0% for 15 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 9.99% - 19.99%
- Rewards: Cash Back
- 1.25% Cash Back on all purchases
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Capital One® No Hassle MilesSM For Travel & Gas
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 9.9%
- Rewards: Miles - Extra on Gas
- Earn 3 Miles per $1 spent on travel and gas purchases and 1 Mile per $1 on all other purchases.
- No blackout dates or seat restrictions.
- No expiration date on miles and no limit on the miles you can earn.
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Capital One® Platinum Prestige Visa
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: 0% until January 2010
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 8.9%
- Rewards: None
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Starwood Preferred Guest® Credit Card
- Purchase Intro Rate: 2.9% for 6 months
- Transfer Intro Rate: 2.9% for 6 months
- Transfer Fee: None
- Annual Fee: None 1st yr; $45 after
- Regular Rate: 13.99%
- Rewards: Points - Hotel Specific
- Bonus: Earn 10,000 Starpoints with your first purchase
- Bonus: Earn 15,000 Starpoints after you spend $15,000 in 6 months
- Earn 1 Starpoint for every $1 you spend and 2 Starpoints at participating Starwood properties
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Platinum Delta Skymiles® Credit Card
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 9.99% for 12 months
- Transfer Fee: None
- Annual Fee: $150
- Regular Rate: 13.99%
- Rewards: Miles - Airline Specific
- Bonus: Earn 20,000 Delta SkyMiles (5,000 of which count as Medallion® Qualification Miles) with your first purchase.
- Earn 2 miles for every $1 you spend on eligible everyday purchases and on Delta purchases and 1 mile for every $1 on all other purchases.
- Offer of 2 miles for every $1 applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, on qualifying purchases at the U.S. Postal Service, on wireless phone bill payments, and qualifying Delta purchases. Not valid in the departments of superstores or warehouse clubs.
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Blue Sky from American Express
- Purchase Intro Rate: 0% for 0 - 12 months
- Transfer Intro Rate: 2.99% for 12 months
- Transfer Fee: 3% (max $99)
- Annual Fee: None
- Regular Rate: 11.99% - 17.99%
- Rewards: Miles - Any Airline
- Earn 1 point for every $1 you spend
- Redeem points to save on any airline, hotel, rental car or cruise
- For every 7,500 points, redeem for savings-up to $100 off
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True Earnings® Card from Costco and American Express
- Purchase Intro Rate: 0% for 3 months
- Transfer Intro Rate: 1.99% for 6 months
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 13.99%
- Rewards: Cash Back - Extra on Gas
- Bonus: $25 statement credit for the first purchase made with the Card
- Earn Cash Back: 3% for gas, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
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Discover® Open Road Card
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 9.99% - 17.99%
- Rewards: Cash Back
- 5% Cash Back Bonus on your first $100 in combined gas and auto maintainance purchases every month.
- Up to 1% Cash Back on all other purchases.
- Specifically, first $1,500 in annual purchases earn 0.25% Cash Back, purchases between $1,500 - $3,000 earn 0.50%, and annual purchases above $3,000 earn a full 1% Cash Back.
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Discover® Motiva Card
- Purchase Intro Rate: 3.99% for 6 months
- Transfer Intro Rate: 3.99% for 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 10.99% - 18.99%
- Rewards: Cash Back
- 5%-20% Cash Back at top online retailers thru the Discover site.
- Up to 1% Cash Back on all other purchases.
- First $1,500 in annual purchases earn 0.25% Cash Back, purchases between $1,500 - $3,000 earn 0.50%, and annual purchases above $3,000 earn a full 1% Cash Back.
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Miles by Discover® Card
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 6 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 10.99% - 18.99%
- Rewards: Miles - Any Airline
- UP TO 12,000 Bonus Miles on your first year
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
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Citi CashReturnsSM MasterCard®
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 0% for 6 - 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 8.99% - 16.99%
- Rewards: Cash Back
- 1% Cash Back on all purchases.
- Earn a 20% bonus on the cash back earned in the first 12 months.
- Checks will be sent automatically every time you earn $50 -- no calling necessary.
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Citi® Diamond Preferred® Rewards Card
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 0% for 6 - 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 9.49% - 17.49%
- Rewards: Points - Generic
- 5 Thank You Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months
- 1 Thank You Point for every $1 on all other purchases
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Citi® PremierPass® Card-Elite Level
- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: N/A
- Annual Fee: $75
- Regular Rate: 12.24% - 16.24%
- Rewards: Points - Generic
- Bonus: 20,000 points after $600 in purchases made within 3 months of account opening
- Earn 2 points for every $1 spent at gas stations, supermarkets and drugstores plus earn 1 point for every $1 spent on all other purchases
- Earn 1 point for every mile you fly, on any airline
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Bank of America Visa Signature® WorldPoints Rewards
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 0% for 15 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 9.99% - 19.99%
- Rewards: Points - Generic
- Bonus: $25 Statement Credit after making a purchase of $25 or more within 45 days of the account open date.
- Earn 1 point for every $1 spent and redeem your points for travel, merchandise, gift certificates, and cash.
- For example, you can redeem 5,000 points for $25 cash; 12,000 points for $100 Old Navy Gift Card.
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Virgin Atlantic American Express®- Black - Bank of America
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 6 months
- Transfer Fee: 3%
- Annual Fee: $90
- Regular Rate: 13.99%
- Rewards: Miles - Airline Specific
- Bonus: 20,000 Flying Club miles after your first retail purchase.
- Earn 3 miles per $1 spent directly on Virgin Atlantic purchases and 1.5 miles per $1 spent in retail purchases.
- Bonus: 2,500 miles for each additional Cardmember added (max 2)
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World of Warcraft Platinum Edition® Visa® Card
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: N/A
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 13.99% - 17.99%
- Rewards: Other
- Bonus: Earn 1 month of World of Warcraft game time upon first use during the first three billing cycles.
- Earn 1 point for every $1 in net purchases. Every 1,500 points you can redeem for 1 month of online game time at blizzard.com.
- Points will expire on or after the fifth anniversary of when they were awarded.
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Virgin Atlantic American Express®- White - Bank of America
- Purchase Intro Rate: 0% for 6 months
- Transfer Intro Rate: 0% for 6 months
- Transfer Fee: 3%
- Annual Fee: $49
- Regular Rate: 13.99%
- Rewards: Miles - Airline Specific
- Bonus: 12,500 Flying Club miles after your first retail purchase.
- Earn 3 miles per $1 spent on Virgin Atlantic purchases and 1 mile per $1 spent in retail purchases
- Bonus: 2,500 miles for an additional Cardmember added (max 1)
- Credit:
- Excellent
- Good
- Average
- Bad
- Limited History
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Capital One® No Hassle MilesSM Rewards - Good Credit
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 13.9%
- Rewards: Miles - Any Airline
- Earn 1.25 miles for each dollar spent on purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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Capital One® No Hassle CashSM
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 13.9%
- Rewards: Cash Back - Extra on Gas
- 2% Cash Back on purchases at gas stations and major grocery stores
- 1% Cash Back on all other purchases
- No limit to the cash back you can earn, and your cash rewards won't expire.
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Citi® Platinum Select® MasterCard
- Purchase Intro Rate: 0% for 6 - 12 months
- Transfer Intro Rate: 0% for 6 - 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 6.74% - 14.74%
- Rewards: None
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Capital One® Platinum - Good Credit
- Purchase Intro Rate: 0% until January 2010
- Transfer Intro Rate: 0% until January 2010
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 12.9%
- Rewards: None
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True Earnings® Card from Costco and American Express
- Purchase Intro Rate: 0% for 3 months
- Transfer Intro Rate: 1.99% for 6 months
- Transfer Fee: None
- Annual Fee: None
- Regular Rate: 13.99%
- Rewards: Cash Back - Extra on Gas
- Bonus: $25 statement credit for the first purchase made with the Card
- Earn Cash Back: 3% for gas, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
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Citi® Diamond Preferred® Rewards Card
- Purchase Intro Rate: N/A
- Transfer Intro Rate: 0% for 6 - 12 months
- Transfer Fee: 3%
- Annual Fee: None
- Regular Rate: 9.49% - 17.49%
- Rewards: Points - Generic
- 5 Thank You Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months
- 1 Thank You Point for every $1 on all other purchases
- Credit:
- Excellent
- Good
- Average
- Bad
- Limited History
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Capital One® No Hassle CashSM Rewards
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $29
- Regular Rate: 16.9%
- Rewards: Cash Back
- 1% Cash Back on all purchases
- 25% annual bonus on cash you earn during the year
- No limit on cash back and rewards won't expire for the life of your account
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Capital One® Classic Platinum Visa
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $19
- Regular Rate: 14.9%
- Rewards: None
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Capital One® Classic Platinum MasterCard
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Annual Fee: $19
- Regular Rate: 14.9%
- Rewards: None
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Capital One® Platinum Visa
- Purchase Intro Rate: 0% until June 2009
- Transfer Intro Rate: N/A
- Transfer Fee: None
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