Charge Cards are credit cards that:

  • Require the balance to be paid in full every month
  • Are only for people with excellent credit Excellent Credit

Charge cards usually have more rewards and benefits than regular credit cards.

Rewards & Benefits:

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • By Invitation Only® Events - access to exclusive, once-in-a-lifetime events.
  • The Membership Rewards First® program - exclusive access to a private collection of rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
  • Complimentary Airport Club Access worldwide.
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury.
  • Gold Card Events: Exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card.
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.

Annual Fees:

Basic Card:
$450
Additional Cards:
Platinum:
$175 for up to 3 Cards
$175 for each after the first 3 Cards
Gold:
$45 for up to 5 Cards
$45 for each after the first 5 Cards
Basic Card:
$125
Additional Cards:
Gold:
$35 for up to 5 Cards
$35 for each after the first 5 Cards