Charge Cards are credit cards that:

  • Require the balance to be paid in full every month
  • Are only for people with excellent credit Excellent Credit

Charge cards usually have more rewards and benefits than regular credit cards.

Rewards & Benefits:

  • Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card.
  • Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date.
  • Receive 5,000 bonus points on your first purchase.
  • Earn 1 Membership Rewards® point for virtually every $1 you spend with no limits and no expiration dates.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
  • Complimentary airport club access, including American Airlines Admirals Club® lounges.
  • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental.
  • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide.
  • Enrollment in the Membership Rewards First® program.
  • Concierge service to assist with your business needs from gift giving to dinner reservations.
  • Pay in full within ten days, get a 1.5% discount.
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.

Annual Fees:

Basic Card:
None 1st yr, $125 after
Additional Cards:
Gold:
None 1st year, $45 after
Green:
None
Basic Card:
None 1st yr; $95 after
Additional Cards:
Green:
None
Basic Card:
$450
Additional Cards:
Executive Business:
$200
Gold:
$35
Basic Card:
None 1st yr; $185 after
Additional Cards:
Plum:
$0 for the 1st additional card
$45 for each additional card, after the 1st