Charge Cards are credit cards that:
- Require the balance to be paid in full every month
- Are only for people with excellent credit

Charge cards usually have more rewards and benefits than regular credit cards.
Rewards & Benefits:
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card.
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date.
- Receive 5,000 bonus points on your first purchase.
- Earn 1 Membership Rewards® point for virtually every $1 you spend with no limits and no expiration dates.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
- Complimentary airport club access, including American Airlines Admirals Club® lounges.
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental.
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide.
- Enrollment in the Membership Rewards First® program.
- Concierge service to assist with your business needs from gift giving to dinner reservations.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
Annual Fees:
Basic Card:
None 1st yr, $125 after
Additional Cards:
Gold:
None 1st year, $45 after
Green:
None
Basic Card:
None 1st yr; $95 after
Additional Cards:
Green:
None
Basic Card:
$450
Additional Cards:
Executive Business:
$200
Gold:
$35
Basic Card:
None 1st yr; $185 after
Additional Cards:
Plum:
$0 for the 1st additional card
$45 for each additional card, after the 1st
$45 for each additional card, after the 1st
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