Already know your exact credit score?
Do you currently have a credit card?
When did you get your first credit card or loan in the USA?
Never had a loan or credit card
Less than 2 yrs ago
2 - 5 yrs ago
5+ yrs ago
Have you had a foreclosure or declared bankruptcy in the past 7 years?
Have you ever missed more than 2 payments in a row on a credit card, medical bill or loan payment?
Yes, 0-6 months ago
Yes, 7-12 months ago
Yes, 13-36 months ago
NOT in last 36 months
Are most of your credit cards 'maxed out'?
You have at least one credit card with a limit above:
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