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Already know your exact credit score?

            

 

Do you currently have a credit card?

            

When did you get your first credit card or loan in the USA?

 

Have you had a foreclosure or declared bankruptcy in the past 7 years?

            


Have you ever missed more than 2 payments in a row on a credit card, medical bill or loan payment?

 

Are most of your credit cards 'maxed out'?

            


You have at least one credit card with a limit above: