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American Express 0% APR Credit Cards

 0 apr american express credit cards

Expand your search beyond an American Express 0% APR Card

American Express is best known for its rewards credit cards and charge cards--the two primary types of cards targeted to people who pay their bills in full every month. Nevertheless, you should be able to find a few American Express 0 APR credit cards listed below, given that Amex also understands the importance of attracting customers who typically are able to pay their bills in full, but may need a bit more extra time to accommodate certain upcoming large purchases. (American Express 0% balance transfer credit cards are listed on a separate page, if any are available). The American Express 0 interest credit cards listed below, like the rest of Amex’s credit card business, are typically geared toward people with excellent credit. If you do not have excellent credit (try our Free Credit Check if you aren’t sure), this gives you all the more reason to expand your search criteria past 0% APR American Express offers in order to include 0% MasterCards, 0% Visa cards, and 0% Discover cards. It’s a good idea to have a large basis of comparison prior to submitting an online application in order to ensure that you’re getting the best 0% card for your individual needs. Once you identify the card with the best terms, simply apply for it online. Just make absolutely sure that you will be able to comfortably pay down your balance before the intro rate is replaced by a much higher regular APR.

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    3.5

    Blue Cash Everyday® Card from American Express

    american express blue cash credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.99%-21.99%
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1%
    Max Earn 3%
    • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
    • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.

     
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    4.5

    Blue Cash Preferred® from American Express

    Blue Cash Credit Card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.99%-21.99% (V)
    Annual Fee $75
    Rewards Cash Back
    Initial Bonus $150
    Base Earn 1%
    Max Earn 6%
    • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases.Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.

     
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    4

    Blue Sky from American Express®

    amex bluesky
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 17.24% - 22.24% (V)
    Annual Fee $0
    Rewards Points
    Initial Bonus 7,500 points
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
    • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
    • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.

     
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    4.5

    TrueEarnings® Card from Costco and American Express

    true earnings card from costco and american express
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% (V)
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 3%
    • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%.
    • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco.
    • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members.

     
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    4.5

    Blue SkySM Preferred from American Express

    amex bluesky
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 17.24% - 22.24% (V)
    Annual Fee $75
    Rewards Points
    Initial Bonus 15,000 points
    Base Earn 1 point / $1
    Max Earn 2 points / $1
    • 15,000 bonus points after you spend $1,000 or more on eligible purchases within your first 3 months of Cardmembership, redeemable for a $200 statement credit towards travel purchases.
    • Earn 2 points at U.S. restaurants, hotel rooms, and car rentals and 1 point per dollar for all other eligible purchases.
    • As a Cardmember, you can receive an Annual Airline Allowance in the form of a statement credit up to $100 toward airline incidental fees with the airline of your choice.
    • Every 7,500 points that you earn can be redeemed for a $100 statement credit toward travel. It's that simple.
    • Turning points into travel is easy. Points can be redeemed in the form of statement credit and used toward travel. Points can be redeemed for flights on any airlines, for hotel rooms, for car rentals, for cruises, and for any travel package.

     
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    4

    Blue from American Express® Credit Card

    business credit cards american express blue
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% - 20.24% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus 10,000 points
    Base Earn 1 point / $1
    Max Earn 2 points / $1
    • Earn 10,000 points when you charge $1,000 of eligible purchases in your first three months of Card.
    • Earn 1 point for every eligible dollar spent and 2X points when booking online travel through American Express Travel website.
    • In a few clicks, you can use points to book your next trip with American Express Travel. Pay with points covers just about everything travel-related – from your airfare, to accommodation, car rental, and more. Use points to fly any airline, any time with no blackout dates or seat restrictions – starting with just 5,000 points.
    • Membership Rewards® Program use points for Rewards with over 500 brands. Get something back for virtually every dollar you spend. Earn unlimited points that don't expire, and transfer them to over 20 airline and hotel merchants or use them for gift cards and merchandise.

     
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    4

    Mercedes-Benz Credit Card

    mercedes benz credit card
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% (V)
    Annual Fee $95
    Rewards Points
    Initial Bonus 5,000 points
    Base Earn 1 point / $1
    Max Earn 5 points / $1
    • Earn 5,000 points with your first purchase.
    • Enjoy Mercedes-Benz benefits: Receive a $500 certificate each year you spend $5,000, good toward the future purchase or lease of a new Mercedes-Benz; Up to 1,000 excess miles waived at lease-end; $50 certificate at renewal of your Card account, good toward Genuine Mercedes-Benz Accessories.
    • Enjoy 5x points on eligible Mercedes-Benz purchases, 3x points on gasoline purchases at U.S. Stand-alone gas stations, for each transaction of $400 or less. 2x points at U.S. restaurants and 1x points on other purchases.
    • Membership Rewards® Pay with Points: In a few clicks, you can use points to book your next trip with American Express Travel. Pay with Points covers just about everything travel-related – from airfare, to accommodations, car rentals and more. Use points to fly any airline, any time with no blackout dates or seat restrictions – starting with just 5,000 points.
    • Membership Rewards® Program use points for Rewards: Get points for virtually every dollar you spend. Transfer points to over 20 frequent traveler programs or use them for gift cards and merchandise.

     
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    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the American Express 0% APR Credit Cards shown on this page.

    User's top rated card in this category: 4.3 / 5 - 533 votes 4.3