Compare Dicover, Amex, MasterCard, and VISA Credit Cards
Sort by:

0% APR Cash Back Credit Cards

 0 apr cash back credit cards

Expand your search beyond a 0% APR Credit Card with Cash Back

Some people like credit cards that combine a 0% APR on purchases with the ability to earn cash back rewards because such cards allow them to keep their money in the bank longer and thereby earn interest on what would have been their monthly credit card payments while simultaneously garnering cash back on every purchase they make. The 0% APR credit cards with cash back that are listed on this page are ideal both for this purpose and for earning rewards on specific big-ticket purchases that cannot be paid for in full in a single billing period. However, you must be especially wary of spending more than you can afford to pay back with a cash back card with no interest, as it is common for the allure of rewards to increase consumers’ spending, especially when the fear of monthly finance charges is absent. In light of the fact that high interest rates take effect at the conclusion of a 0% intro term, you must ensure your ability to pay down your balance within the introductory period of the 0% APR cash back credit card you decide to apply for. Lastly, if your motivation in opening a cash back credit card with 0% interest is to transfer a balance, you unfortunately will not be able to earn rewards on such a transaction, as the balance transfer rewards credit card page explains in greater detail.

Filters:
    Proceed
    4.5

    Discover it® - 0% for 18 Months on Balance Transfers

    discover it
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers 18 months ;   Fee.....3%
    • Regular Rate 10.99% - 22.99% (V)
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 5%
    • Game Changer. Brand new, Discover it® is out to change the way you think about credit cards.
    • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. Enjoy more quarterly 5% programs in categories like gas, online shopping and more throughout the year up to the quarterly cap when you sign up for each program.
    • And get unlimited 1% cash back on all other purchases* at over 8 million merchants nationwide (Nielsen Report, Feb 2013).

     
    		 Compare
    Proceed
    4.5

    TrueEarnings® Card from Costco and American Express

    true earnings card from costco and american express
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% (V)
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 3%
    • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%.
    • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco.
    • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members.

     
    		 Compare
    3

    Pink Ribbon Credit Card

    pink ribbon credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1%
    Max Earn 3%
    • Get $100 if you use your new credit card account to make any combination of purchase transactions totaling at least $500 that post to your account within 90 days of the account open date.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.

     
    		 Compare
    Proceed
    3.5

    Capital One® Cash Rewards - $100 Cash Back Bonus

    capital one no hassle cash rewards excellent credit
    Rates:
    • 0% on Purchases until June 2014
    • 0% on Transfers until June 2014 ;   Fee.....3%
    • Regular Rate 12.9% - 20.9% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1.5%
    Max Earn 1.5%
    • $100 bonus after you spend $500 on purchases within the first 3 months.
    • 50% bonus on the cash back you earn every year.
    • 1% cash back on all purchases.
    • Earn unlimited cash back that doesn't expire.
    • Redeem cash back anytime for any amount, even set automatic redemptions.

     
    		 Compare
    Proceed
    4.5

    Discover it® - 0% for 14 months on both Purchases & Transfers

    discover it
    Rates:
    • 0% on Purchases 14 months
    • 0% on Transfers 14 months ;   Fee.....3%
    • Regular Rate 10.99% - 22.99% (V)
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 5%
    • Game Changer. Brand new, Discover it® is out to change the way you think about credit cards.
    • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. Enjoy more quarterly 5% programs in categories like gas, online shopping and more throughout the year up to the quarterly cap when you sign up for each program.
    • And get unlimited 1% cash back on all other purchases* at over 8 million merchants nationwide (Nielsen Report, Feb 2013).

     
    		 Compare
    4.5

    Dollar Bank Valued Customer Visa® Credit Card

    dollar bank valued customer visa credit card
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers 6 months ;   Fee.....1%
    • Regular Rate 12.24% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1.25%
    Max Earn 1.25%
    • Earn a 1.25% cash back rebate on card purchases.

     
    		 Compare
    Proceed
    3.5

    Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

    chase freedom credit card
    Rates:
    • 0% on Purchases 15 months
    • 0% on Transfers 15 months ;   Fee.....3%
    • Regular Rate 13.99% - 22.99% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1%
    Max Earn 5%
    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening.
    • 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®.
    • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases.

     
    		 Compare
    4.5

    First National Bank of Omaha Discover® Credit Card

    first national bank of omaha discover credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3%
    • Regular Rate 13.99% - 19.99% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus None
    Base Earn up to 5%
    Max Earn 5%
    • Earn up to 5% cash back on all qualifying purchases.

     
    		 Compare
    Proceed
    4.5

    Blue Cash Preferred® from American Express

    Blue Cash Credit Card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.99%-21.99% (V)
    Annual Fee $75
    Rewards Cash Back
    Initial Bonus $150
    Base Earn 1%
    Max Earn 6%
    • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases.Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.

     
    		 Compare
    Proceed
    3.5

    Blue Cash Everyday® Card from American Express

    american express blue cash credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.99%-21.99%
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1%
    Max Earn 3%
    • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
    • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.

     
    		 Compare
    Narrow Your Search
     
     

    I Want




     
     




     
     
     
     

    Advanced Options

    (Transfer Fee, Foreign Fee, etc.)
    Balance Transfer Fee?
     
    Foreign Transaction Fee?
     
    Photo Cards: Customize with an
    image of your choice     Balance Transfer Fee Foreign Transaction Fee Photo Card
     
    Charity: Card usage benefits a particular cause
     

    Credit Card Companies

    Select All









     

    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the 0% APR Cash Back Credit Cards shown on this page.

    User's top rated card in this category: 4.5 / 5 - 126 votes 4.5