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0% APR Cash Back Credit Cards

Some people like credit cards that combine a 0% APR on purchases with the ability to earn cash back rewards because such cards allow them to keep their money in the bank longer and thereby earn interest on what would have been their monthly credit card payments while simultaneously garnering cash back on every purchase they make. The 0% APR credit cards with cash back that are listed on this page are ideal both for this purpose and for earning rewards on specific big-ticket purchases that cannot be paid for in full in a single billing period. However, you…show more

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • See All Reviews & Details About The Citi® Double Cash Card

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver cash rewards credit card
    • 0% Purchases until December 2015
    • 0% Transfers until December 20153% Transfer Fee
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee None
    • Rewards Rate 1.5% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent, Good

    Blue Cash Everyday® Card from American Express


    american express blue
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • See All Reviews & Details About The Blue Cash Everyday® Card from American Express

    Chase Freedom®


    chase freedom
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Named a Best Card for Cash Back by MONEY® Magazine
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add you first authorized user and make a purchase within this same 3-month period
    • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
    • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • See All Reviews & Details About The Chase Freedom®

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    capital one quicksilverone cash rewards credit card
    • 0% Purchases until December 2015
    • 0% Transfers until December 2015No Transfer Fee
    • Regular Rate 22.9% (V)
    • Annual Fee $39
    • Rewards Rate 1.5% cash back
    • Rewards Bonus None
    • Minimum Credit Fair, Limited History

    Blue Cash Preferred® from American Express


    american express blue cash preferred
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99% (V)
    • Annual Fee $75
    • Rewards Rate 1% - 6% cash back
    • Rewards Bonus $150
    • Minimum Credit Excellent
    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
    • See All Reviews & Details About The Blue Cash Preferred® from American Express

    TrueEarnings® Card from Costco and American Express


    costco credit card
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
    • You will receive your cash back annually in the form of a reward coupon
    • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
    • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
    • See All Reviews & Details About The TrueEarnings® Card from Costco and American Express

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent, Good
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • See All Reviews & Details About The Pink Ribbon Credit Card

    Discover it® Credit Card


    discover it credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Get 5% Cashback Bonus on up to $1,500 in Restaurant and Movie purchases from April through June 2015.
    • Earn 1% cash back on all other purchases.
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus. $1 cash back = $1 at checkout
    • See All Reviews & Details About The Discover it® Credit Card

    Dollar Bank Valued Customer Visa® Credit Card


    dollar bank valued customer visa credit card
    • 0% Purchases 6 months
    • 0% Transfers 6 months1% (max $150) Transfer Fee
    • Regular Rate 12.24% (V)
    • Annual Fee None
    • Rewards Rate 1.25% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
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