Ad Disclosure

Citibank 0% APR Credit Cards

If you have at least good credit and need a way to finance some upcoming purchases without wasting money on interest charges, a 0% Citibank credit card could prove extremely helpful. Citibank, the 3rd largest U.S. credit card issuer based on outstanding balances (and a CardHub advertiser), typically offers a number of different cards with 0% introductory interest rates on new purchases - often for well over a year. What's more, 0% interest Citi credit cards are unique in the sense that many offer 0% financing on balance transfers as well (for a full list of 0% balance transfer…show more

    4 1,497 reviews

    Citi Simplicity® Card – No Late Fees Ever


    citi simplicity
    • Purchase Intro APR 0% for 21 months
    • Transfer Intro APR 0% for 21 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    • See More Details & Reviews About The Citi Simplicity® Card – No Late Fees Ever
    3.5 350 reviews

    Citi ThankYou® Preferred Card


    citi thank you preferred
    • Purchase Intro APR 0% for 15 months
    • Transfer Intro APR 0% for 15 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Additional Info
    • 0% Intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee.*
    • See More Details & Reviews About The Citi ThankYou® Preferred Card
    4 839 reviews

    Costco Anywhere Visa® Card by Citi


    costco credit card
    • Purchase Intro APR 0% for 7 months
    • Transfer Intro APR Not Offered
    • Regular APR 15.49% (V)
    • Annual Fee $0
    • Rewards Rate 1 - 4% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Exclusively for Costco Members: Go Big with Cash Back Rewards
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
    • 3% cash back on restaurants and eligible travel purchases
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • Additional Info
    • See More Details & Reviews About The Costco Anywhere Visa® Card by Citi
    4 944 reviews

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • Purchase Intro APR 0% for 21 months
    • Transfer Intro APR 0% for 21 months 3% (min $5) Transfer Fee
    • Regular APR 12.24% - 22.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • Free access to FICO® Scores*
    • No annual fee*
    • See More Details & Reviews About The Citi® Diamond Preferred® Card
    3.5 590 reviews

    Best Buy® Credit Card


    best buy credit card
    • Purchase Intro APR 0% - 11.9% (V) for 6 - 48 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee None
    • Rewards Rate 0.5 - 2.5 points / $1
    • Rewards Bonus 10%
    • Minimum Credit Good
    • Rewards Details
    • Apply today and get 10% back in rewards on your first purchase
    • Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card.
    • Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.
    • Get 1.5 points per $1 spent (3% back in rewards) on gas & clothing purchases. Valid 8/1/16–10/31/16
    • Earn 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
    • Get 5% back in rewards or special financing for 12 months.
    • Get a $5 reward certificate for every 250 points.
    • Enjoy exclusive discounts and events.
    • Free shipping on purchases $35 and up.
    • If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
    • Additional Info
    • Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up and on Canon 5D Mark IV DSLR cameras
    • Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months.
    • If, based on your creditworthiness, you do not qualify for the My Best Buy™ Credit Card account, you agree Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ MasterCard® Gold account in that order, based on your creditworthiness.
    • See More Details & Reviews About The Best Buy® Credit Card
    3.5 250 reviews

    Sears Credit Card


    sears credit card
    • Purchase Intro APR 0% (V) for 6 - 12 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Good
    • Rewards Details
    • Additional Info
    • Deferred Interest Details: 5% off or 12-month financing on Fitness, Lawn and Garden, Tools, Outdoor Living, Game Room/Sporting Goods, Fine Jewelry and Seasonal purchases of at least $299. 5% off or 12-month financing on Home Appliance and Floor Care purchases. 6 or 12-month financing on Automotive purchases over $199 or $399 respectively. 5% off or 12-month financing on Consumer Electronics purchases over $599.
    • Deferred Interest Details: 5% off or no interest if paid in full within 12 months on select Furniture items over $499. 5% off or no interest if paid in full within 12 months on Mattresses/Foundations purchases over $599
    • Get 10% back in points up to the first $500 and 1% on amounts over $500 of qualifying apparel, footwear and fine jewelry purchases
    • Get $15 off when you're approved for a new Sears Credit Card or 6-Month special financing.
    • Extended Warranty and Price Protection
    • Monthly sales events and special financing offers every day
    • Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End, The Great Indoors and more
    • $0 Liability on Unauthorized Purchases
    • See More Details & Reviews About The Sears Credit Card
    3.5 43 reviews

    Best Buy Gold Visa Credit Card


    best buy gold visa credit card
    • Purchase Intro APR 0% - 11.9% (V) for 6 - 48 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee $59
    • Rewards Rate 0.5 - 2.5 points / $1
    • Rewards Bonus 10%
    • Minimum Credit Good
    • Rewards Details
    • Apply today and get 10% back in rewards on your first purchase
    • Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card.
    • Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores
    • Get 1.5 points per $1 spent (3% back in rewards) on gas & clothing purchases. Valid 8/1/16–10/31/16
    • Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy
    • Get 5% back in rewards or special financing for 12 months
    • Get a $5 reward certificate for every 250 points
    • Enjoy exclusive discounts and events
    • If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit
    • Additional Info
    • Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up and on Canon 5D Mark IV DSLR cameras
    • Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months
    • See More Details & Reviews About The Best Buy Gold Visa Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Community Discussion

    Ask a question or help others find the best citibank 0% apr credit cards by sharing some tips.