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Citibank 0% APR Credit Cards

If you have at least good credit and need a way to finance some upcoming purchases without wasting money on interest charges, a 0% Citibank credit card could prove extremely helpful. Citibank, the 3rd largest U.S. credit card issuer based on outstanding balances (and a CardHub advertiser), typically offers a number of different cards with 0% introductory interest rates on new purchases - often for well over a year. What's more, 0% interest Citi credit cards are unique in the sense that many offer 0% financing on balance transfers as well (for a full list of 0% balance transfer…show more

    4 1,288 reviews

    Citi Simplicity® Card


    citi simplicity credit card
    • Purchase Intro APR 0% for 21 months
    • Transfer Intro APR 0% for 21 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - EVER.
    • No penalty rate - EVER.
    • No annual fee - EVER.
    • Save time when you call with fast, personal help, 24 hours a day.
    • See More Details & Reviews About The Citi Simplicity® Card
    3.5 752 reviews

    Citi® Double Cash Card


    citi double cash card
    • Purchase Intro APR 0% for 15 months
    • Transfer Intro APR 0% for 15 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee $0*
    • Rewards Rate 1% + 1% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 13.24%-23.24%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee
    • See More Details & Reviews About The Citi® Double Cash Card
    3.5 313 reviews

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points


    citi thank you preferred
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Additional Info
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee.*
    • See More Details & Reviews About The Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points
    4 807 reviews

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • Purchase Intro APR 0% for 21 months
    • Transfer Intro APR 0% for 21 months 3% (min $5) Transfer Fee
    • Regular APR 12.24% - 22.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi® Easy Deals℠ Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • See More Details & Reviews About The Citi® Diamond Preferred® Card
    4 527 reviews

    Best Buy® Credit Card


    best buy credit card
    • Purchase Intro APR 0% - 11.9% (V) for 6 - 48 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee None
    • Rewards Rate 0.5 - 2.5 points / $1
    • Rewards Bonus 10%
    • Minimum Credit Good
    • Rewards Details
    • Earn 2.5 points for every $1 spent (that's 5% back) on all Best Buy purchases with the card using standard credit financing.
    • Apply today and get 10% back in rewards on your first purchase.
    • Get 1 point per $1 spent (2% back in rewards) on net purchases made at gas stations, restaurants, bars and grocery stores
    • Earn 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
    • Get 5% back in rewards or special financing for 12 months.
    • Get a $5 reward certificate for every 250 points.
    • Enjoy exclusive discounts and events.
    • Free shipping on purchases $35 and up.
    • If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
    • Additional Info
    • Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up.
    • Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months.
    • If, based on your creditworthiness, you do not qualify for the My Best Buy™ Credit Card account, you agree Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ MasterCard® Gold account in that order, based on your creditworthiness.
    • See More Details & Reviews About The Best Buy® Credit Card
    3.5 230 reviews

    Sears Credit Card


    sears credit card
    • Purchase Intro APR 0% (V) for 6 - 24 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Good
    • Rewards Details
    • Additional Info
    • Deferred Interest Details: 5% off or 12-month financing on Fitness, Lawn and Garden, Tool, Outdoor Living, Fine Jewelry and Seasonal purchases of at least $299. 5% off or 12-month financing on Home Appliance purchases of at least $499. 24-month financing on Automotive purchases of at least $399. 5% off or 12-month financing on Consumer Electronics purchases over $599. 5% off or 24-month financing on Fitness, Game Room and Sporting Goods purchases over $599.
    • Deferred Interest Details: 5% off or 24 months financing on Furniture purchases over $499 and 5% off or 24 months financing on Mattress purchases over $599
    • Get $20 off when you're approved for a new Sears Credit Card or 6 months special financing
    • MasterCard Exclusive benefits such as Purchase Assurance®.
    • Monthly sales events and special financing offers every day.
    • Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End, The Great Indoors and more.
    • $0 Liability on Unauthorized Purchases.
    • Free standard local delivery (a $69.99 value) on any appliance over $399 after discounts and coupons.
    • See More Details & Reviews About The Sears Credit Card
    3 34 reviews

    Best Buy Gold Visa Credit Card


    best buy gold visa credit card
    • Purchase Intro APR 0% - 11.9% (V) for 6 - 48 months
    • Transfer Intro APR Not Offered
    • Regular APR 25.49% (V)
    • Annual Fee $59
    • Rewards Rate 0.5 - 2.5 points / $1
    • Rewards Bonus 10%
    • Minimum Credit Good
    • Rewards Details
    • Earn 2.5 points for every $1 spent (5% back in rewards) on all Best Buy purchases with the card using standard credit financing.
    • Apply today and get 10% back in rewards on your first purchase.
    • Get 1 point per $1 spent (2% back in rewards) on net purchases made at gas stations, restaurants, bars and grocery stores
    • Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
    • Get 5% back in rewards or special financing for 12 months.
    • Get a $5 reward certificate for every 250 points.
    • Enjoy exclusive discounts and events.
    • If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
    • Additional Info
    • Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up.
    • Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months
    • See More Details & Reviews About The Best Buy Gold Visa Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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