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Balance Transfer Credit Cards for Bad Credit

balance transfer credit cards for bad credit

Expand your search beyond Bad Credit Balance Transfer Credit Cards

While balance transfer credit cards for bad credit would, in theory, allow you to lower the cost of your currently held debt by providing low introductory interest rates on transferred balances, there is not a single issuer that offers attractive balance transfer credit cards to people with bad credit. The reason for this is that most credit cards for people with bad credit are either fully secured or have very small unsecured credit lines, since issuers want these people to prove themselves before taking on a significant amount of their debt. The cards listed below therefore reflect all other types of cards available to people with damaged credit history. We recommend opting for a secured card, paying its bill on time every single month and routinely adding to your security deposit in order to expedite your credit building efforts. Eventually you will reach good credit, which is where balance transfer credit card offers start getting interesting.

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Capital One® Secured Mastercard®

Capital One Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $29
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 22.9% (V)
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Applied Bank® Secured Visa® Gold Credit Card

Gold Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $50
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 9.99%
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First Progress Secured Credit Card

Secured Credit Card Application from First Progress
  • Secured Credit Card / Min Deposit of $300
  • Annual Fee $39
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 14.99%
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Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Balance Transfer Credit Cards for Bad Credit shown on this page.