Ad Disclosure

Capital One Credit Cards for Bad Credit

Capital One, one of the nation’s largest banks and credit card companies, offers credit cards across all credit levels. Capital One credit cards for people with bad credit are designed for people who are in the process of rebuilding their credit. According to Capital One’s website, a Capital One bad credit offer might be suitable if any of the following three statements are true: 1) You have missed more than three medical bill, credit card or loan payments in a row during the past year 2) Your credit history is significantly impacted by a recent bankruptcy or a defaulted…show more

    4 4,592 reviews

    Capital One® Secured MasterCard®


    capital one secured credit card
    • Secured Credit Card Min Deposit of $49, $99 or $200
    • One-Time Fees None
    • Regular Rate 24.9% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No annual fee, with all the credit building benefits
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
    • Easily manage your account 24/7 with online access, by phone, or using our mobile app
    • It’s a credit card accepted at millions of locations worldwide
    • See More Details & Reviews About The Capital One® Secured MasterCard®
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Community Discussion

    Ask a question or help others find the best capital one credit cards for bad credit by sharing some tips.

     
    Nov 27, 2013
    By:
    I love this card! After making a few mistakes when I was 18, this card has helped me rebuild my credit! It is accepted everywhere, the customer service is top notch, and because I have always maintained my account they have upped my limit while keeping me at a 0% interest! Who can beat that? I would highly recommend this card to ANYONE, good credit or bad it doesn't matter!! Just be responsible! Thanks for inventing a card like this for people like me that need a fresh start! I am happy to report my credit is now up (I won't say how high but I do get daily offers for credit cards and this is my go to card!)!
    Credit Cards Prepaid Cards Gift Cards Tools