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Capital One Credit Cards for Bad Credit

Capital One, one of the nation’s largest banks and credit card companies, offers credit cards across all credit levels. Capital One credit cards for people with bad credit are designed for people who are in the process of rebuilding their credit. According to Capital One’s website, a Capital One bad credit offer might be suitable if any of the following three statements are true: 1) You have missed more than three medical bill, credit card or loan payments in a row during the past year 2) Your credit history is significantly impacted by a recent bankruptcy or a defaulted…show more

    4 5,382 reviews

    Capital One® Secured MasterCard®

    capital one secured credit card
    • Secured Credit Card Min Deposit of $49, $99 or $200
    • One-Time Fees None
    • Regular Rate 24.99% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No annual fee, and all the credit building benefits with responsible card use
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
    • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • It’s a credit card accepted at millions of locations worldwide
    • See More Details & Reviews About The Capital One® Secured MasterCard®
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Nov 27, 2013
    I love this card! After making a few mistakes when I was 18, this card has helped me rebuild my credit! It is accepted everywhere, the customer service is top notch, and because I have always maintained my account they have upped my limit while keeping me at a 0% interest! Who can beat that? I would highly recommend this card to ANYONE, good credit or bad it doesn't matter!! Just be responsible! Thanks for inventing a card like this for people like me that need a fresh start! I am happy to report my credit is now up (I won't say how high but I do get daily offers for credit cards and this is my go to card!)!