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Student Credit Cards with Bad Credit

While the new credit card law (the CARD Act) has made it harder for students to get access to credit cards, many college students unfortunately still find themselves with bad credit. Whether your bad credit is the result of a delinquent loan, medical bill, or old card account, you need to rebuild your credit standing in order to qualify for low interest rates, buy your first home, lease a car, or even get certain jobs. Using one of the credit cards for students with bad credit listed below responsibly is one of the easiest ways to rebuild your credit…show more

    3 3,479 reviews

    Credit One® Visa® with Credit Line Increase Reviews


    credit one credit card
    • One-Time Fees None
    • Regular Rate 15.65% - 24.15% (V)
    • Annual Fee $0 - $99
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
    • Additional Info
    • Pick your payment due date to fit your schedule.
    • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Grace Period: 0 or 24 Days (see terms)
    • See More Details & Reviews About The Credit One® Visa® with Credit Line Increase Reviews
    3 567 reviews

    Primor® Secured Visa Gold Credit Card


    primor secured visa gold card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad
    3.5 170 reviews

    Primor® Secured Visa Classic Credit Card


    primor credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 13.99%
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad
    3.5 2,299 reviews

    Open SkySM Secured Visa® Credit Card


    open sky credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 17.64% (V)
    • Annual Fee $35
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Build Your Credit, with monthly updates to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Extra Credit When You Need It, increase your credit line up to $5000.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Easy funding options, with 4 ways to fund and NO checking account needed.
    • After your Account is open for one year or more Capital Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit.
    • Apply in less than 5 minutes.
    • See More Details & Reviews About The Open SkySM Secured Visa® Credit Card
    2.5 1,400 reviews

    Matrix Credit Card


    matrix credit card
    • One-Time Fees None
    • Regular Rate 30.24% (V)
    • Annual Fee $125 1st yr, $96 after
    • Monthly Fee None 1st year, $10 after
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Bad Credit, good Credit, and no Credit. Get yours today!
    • Initial Credit Limit of $500.00!* (subject to available credit)
    • Fast and easy application process; results are provided online!
    • Monthly reporting to the 3 major credit bureaus
    • Use your card at locations everywhere that MasterCard® is accepted
    • Free online account access 24/7
    • Checking Account Required
    • See More Details & Reviews About The Matrix Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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