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Credit Cards for Bad Credit

If you've made some credit missteps along the way and you now have bad credit (or less than perfect credit), applying for one of the credit cards for people with bad credit could be a good first step to a fresh start. You can build, rebuild, or reestablish your credit history by making on-time monthly minimum payments to all of your creditors and maintaining your balances below the credit limits. Choose one of the bad credit credit cards listed below and manage your account wisely.

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Orchard Bank® Secured MasterCard

Orchard Bank® Secured MasterCard
Secured Credit Card / Min Deposit of $200
Membership Fees:
  • Annual None 1st year, $35 after
  • Monthly None
One-time Fees:
  • Account Set-up None
  • Program Fee None
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New Millennium Bank Secured Platinum Visa®

New Millennium Bank Secured Platinum Visa®
Secured Credit Card / Min Deposit of $300
Membership Fees:
  • Annual $59
  • Monthly None
One-time Fees:
  • Account Set-up $99.95
  • Program Fee None
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New Millennium Bank Secured Gold Visa®

New Millennium Bank Secured Gold Visa®
Secured Credit Card / Min Deposit of $300
Membership Fees:
  • Annual $59
  • Monthly None
One-time Fees:
  • Account Set-up $69.95
  • Program Fee None
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Platinum Zero™ Secured Visa® Credit Card

Platinum Zero™ Secured Visa® Credit Card
Secured Credit Card / Min Deposit of $500
Membership Fees:
  • Annual None
  • Monthly $9.95
One-time Fees:
  • Account Set-up None
  • Program Fee None
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