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Bank of America Balance Transfer Credit Cards

Bank of America balance transfer credit cards allow you to lower the cost of your existing credit card debt, given that they offer 0% interest on the balance you transfer from another credit card for at least the first few months that you’re a cardholder. While some credit card companies may allow you to transfer non-credit card debt (e.g. auto loan balances), you can currently only transfer a credit card balance to a Bank of America balance transfer credit card. Policies such as this represent one area where your balance transfer credit card’s issuer might actually make a difference.…show more

    3 296 reviews

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
    • Additional Info
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Credit Card and checking program. Susan G. Komen® has received more than $6 million from Bank of America from this program since 2009.
    • For each new Susan G. Komen®-branded credit card account opened and activated, Komen receives $3 and 0.08% of all retail purchases made with the card.
    • For each new Susan G. Komen®-branded credit card account opened and activated, Komen receives $3, 0.08% of all retail purchases made with the card and $3 for each card renewal
    • ShopSafe® - Add an extra layer of protection when you shop online
    • See More Details & Reviews About The Pink Ribbon Credit Card
    4 919 reviews

    BankAmericard Cash Rewards™ Credit Card


    bank of america cash rewards
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% on groceries and 3% on gas applies to the first $1500 in purchases from these combined categories, each quarter. After that, the base 1% earn rate applies to those purchases.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
    • No expiration on rewards and no changing categories to follow so you know how you're earning rewards.
    • Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
    • Additional Info
    • Paperless Statement Option: Opt for paperless credit card statements and increase account security while reducing paper consumption.
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • See More Details & Reviews About The BankAmericard Cash Rewards™ Credit Card
    4 282 reviews

    BankAmericard® Credit Card


    bankamericard credit card
    • 0% Purchases Not Offered
    • 0% Transfers 18 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save more with the lowest annual percentage rate available among all BankAmericard® products
    • Overdraft Protection
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See More Details & Reviews About The BankAmericard® Credit Card
    4 229 reviews

    AAA Member Rewards Credit Card


    aaa credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 100 $
    • Minimum Credit Good
    • Rewards Details
    • Get a $100 statement credit after you make at least $250 in purchases within 90 days of account opening.
    • Earn 3 points per dollar on qualifying AAA and travel purchases.
    • Exclusive Rewards including AAA vouchers good for travel, even car repairs or choose gift cards or 1% cash back.
    • Earn 2 points per dollar on gas, grocery and drug store purchases.
    • Earn 1 point per dollar on all other purchases made with the card.
    • Additional Info
    • Overdraft Protection
    • Shopping Protection
    • See More Details & Reviews About The AAA Member Rewards Credit Card
    4 2 reviews

    Merrill Credit Card


    merrill visa credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 1 point per dollar on every qualifying purchase.
    • Redeem points for air travel rewards that start at just 25,000 points (up to $500) with no blackout dates or required Saturday-night stays, choose gift cards starting at 2,750 points or cash back
    • Exclusive travel upgrades, discounts and complimentary amenities
    • Spend $50,000 or more annually to achieve Plus Level status, which gives you access to exclusive benefits, including a complimentary airport lounge membership
    • Additional Info
    • 24/7 Concierge Service and Merrill Lynch Trip Advisor.
    • Trip Cancellation and Delay Insurance, Auto Rental Collision Damage Waiver, Lost luggage reimbursement, Common carrier travel accident insurance, Medical Evacuation Reimbursement and more.
    • Zero Liability Fraud Protection and Purchase Security.
    • See More Details & Reviews About The Merrill Credit Card
    4.5 15 reviews

    BankAmericard® Better Balance Rewards™ Credit Card


    bankamericard better balance rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save on interest by taking advantage of a low Intro APR offer and no annual fee.
    • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year
    • Get an additional $5 bonus per quarter if you have a Bank of America checking or savings account
    • Paperless statement option.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • $0 Liability Guarantee.
    • See More Details & Reviews About The BankAmericard® Better Balance Rewards™ Credit Card
    4 1 reviews

    Merrill Business Credit Card


    merrill business credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 1 point for every dollar you, or your authorized employees, spend on purchases with the card.
    • Redeem points for 1.5% cash back directly into an eligible account or redeem for gift cards starting at 1,850 points or travel rewards – including airline tickets starting at 25,000 points (up to a $500 ticket)
    • Access to special travel offers that get better the more you use your card.
    • Cash Back cardholders with a Cash Management Account® can elect to have reward credits deposited directly into their accounts. All cardholders can also receive cash rewards in the form of a check when a minimum of 5,000 points is earned.
    • Additional Info
    • Zero Liability Fraud Protection.
    • Merrill Lynch Concierge is available to help with your everyday needs, leaving you more time to work on your business
    • Benefits: Travel and Emergency Assistance, Auto Rental Collision Damage Waiver and Lost Luggage Reimbursement
    • See More Details & Reviews About The Merrill Business Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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