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Bank of America Balance Transfer Credit Cards

Bank of America balance transfer credit cards allow you to lower the cost of your existing credit card debt, given that they offer 0% interest on the balance you transfer from another credit card for at least the first few months that you’re a cardholder. While some credit card companies may allow you to transfer non-credit card debt (e.g. auto loan balances), you can currently only transfer a credit card balance to a Bank of America balance transfer credit card. Policies such as this represent one area where your balance transfer credit card’s issuer might actually make a difference.…show more

    3 282 reviews

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
    • Additional Info
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Credit Card and checking program. Susan G. Komen® has received more than $6 million from Bank of America from this program since 2009.
    • For each new Susan G. Komen®-branded credit card account opened and activated, Komen receives $3 and 0.08% of all retail purchases made with the card.
    • Overdraft Protection.
    • SafePass®
    • ShopSafe® - Add an extra layer of protection when you shop online
    • Complimentary 24/7 Concierge Service
    • Shopping Protection— Extended warranties, purchase security, and more
    • Travel Assistance and Protection — roadside assistance, common carrier travel accident insurance, luggage reimbursement, and more.
    • See All Reviews & Details About The Pink Ribbon Credit Card
    4 261 reviews

    BankAmericard® Credit Card


    bankamericard credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save more with the lowest annual percentage rate available among all BankAmericard® products
    • Overdraft Protection
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See All Reviews & Details About The BankAmericard® Credit Card
    3.5 158 reviews

    Fidelity® Investment Rewards® American Express Credit Card


    fidelity credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 13.99% (V)
    • Annual Fee None
    • Rewards Rate 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn 2 points for every dollar in purchases and choose to automatically sweep them as a cash deposit into your Fidelity IRA or other eligible Fidelity account(s).
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 current year contribution to your Fidelity IRA account.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.
    • There's no limit to the rewards you can earn.
    • Redeem for: Airline travel on any major U. S. carrier with no blackout dates and Gift certificates, cash, car rentals, and hotel stays.
    • Additional Info
    • Use the Fidelity® Investment Rewards® American Express Credit Card to deposit your rewards into one or more eligible Fidelity brokerage, IRA, 529, or Cash Management accounts.
    • 24-hour customer service.
    • Zero liability fraud protection and identity theft recovery service.
    • Retail purchase protection for merchandise.
    • Travel and emergency assistance, including car rental loss and damage insurance.
    • See All Reviews & Details About The Fidelity® Investment Rewards® American Express Credit Card
    4 130 reviews

    Fidelity 529 Credit Card


    fidelity 529 credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 13.99% (V)
    • Annual Fee None
    • Rewards Rate 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn 2 points for every dollar in net retail purchases charged to the Card.
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 deposit to your designated Fidelity 529 account each time you meet this minimum.
    • There's no limit to the rewards you can earn.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.
    • Redeem for: Airline travel on any major U.S. carrier with no blackout dates and Gift certificates, cash, car rentals, and hotel stay.
    • Additional Info
    • With no annual fee, use your card for everyday purchases and earn rewards that can be turned into a deposit to your Fidelity 529 account. Friends and family can open a card account and link to your Fidelity 529 account.
    • See All Reviews & Details About The Fidelity 529 Credit Card
    4 897 reviews

    BankAmericard Cash Rewards™ Credit Card


    bankamericard cash back credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% on groceries and 3% on gas applies to the first $1500 in purchases from these combined categories, each quarter. After that, the base 1% earn rate applies to those purchases.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
    • No expiration on rewards and no changing categories to follow so you know how you're earning rewards.
    • Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
    • Additional Info
    • Paperless Statement Option: Opt for paperless credit card statements and increase account security while reducing paper consumption.
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • See All Reviews & Details About The BankAmericard Cash Rewards™ Credit Card
    4.5 10 reviews

    BankAmericard® Better Balance Rewards™ Credit Card


    bankamericard better balance rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save on interest by taking advantage of a low Intro APR offer and no annual fee.
    • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year
    • Get an additional $5 bonus per quarter if you have a Bank of America checking or savings account
    • Paperless statement option.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • $0 Liability Guarantee.
    • See All Reviews & Details About The BankAmericard® Better Balance Rewards™ Credit Card
    4 1 reviews

    Merrill Business Credit Card


    merrill business credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 1 point for every dollar you, or your authorized employees, spend on purchases with the card.
    • Redeem points for 1.5% cash back directly into an eligible account or redeem for gift cards starting at 1,850 points or travel rewards – including airline tickets starting at 25,000 points (up to a $500 ticket)
    • Access to special travel offers that get better the more you use your card.
    • Cash Back cardholders with a Cash Management Account® can elect to have reward credits deposited directly into their accounts. All cardholders can also receive cash rewards in the form of a check when a minimum of 5,000 points is earned.
    • Additional Info
    • Zero Liability Fraud Protection.
    • Merrill Lynch Concierge is available to help with your everyday needs, leaving you more time to work on your business
    • Benefits: Travel and Emergency Assistance, Auto Rental Collision Damage Waiver and Lost Luggage Reimbursement
    • See All Reviews & Details About The Merrill Business Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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