Ad Disclosure

Balance Transfer Cash Back Credit Cards

You might assume that cash back balance transfer credit cards offer cash back on the amount of debt you transfer, but that’s probably not true. You might think that a cash back balance transfer credit card will help you lower the cost of your debt while earning rewards on new purchases, but this is unfortunately not true either, unless the card also offers 0% on purchases. Why? Well, for starters, most issuers only allow you to earn rewards on purchases. In addition, buying things with a balance transfer credit card is ill-advised. The fact that you’re already revolving your…show more

    3.5 362 reviews

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee
    • See All Reviews & Details About The Citi® Double Cash Card
    3.5 2,408 reviews

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver
    • 0% Purchases until February 2016
    • 0% Transfers until February 20163% Transfer Fee
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee None
    • Rewards Rate 1.5% cash back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until February 2016; 12.9%-22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees
    • Capital One® Credit Tracker - the free way to easily monitor your monthly credit score anytime, anywhere
    • See All Reviews & Details About The Capital One® Quicksilver® Cash Rewards Credit Card
    3.5 1,013 reviews

    Blue Cash Everyday® Card from American Express


    american express blue
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • See All Reviews & Details About The Blue Cash Everyday® Card from American Express
    4 1,771 reviews

    Chase Freedom®


    chase freedom
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Named a Best Card for Cash Back by MONEY® Magazine
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add you first authorized user and make a purchase within this same 3-month period
    • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
    • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Additional Info
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
    • No annual fee and rewards never expire as long as your account is open
    • See All Reviews & Details About The Chase Freedom®
    3 1,838 reviews

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    quicksilverone rewards
    • 0% Purchases until February 2016
    • 0% Transfers until February 2016No Transfer Fee
    • Regular Rate 22.9% (V)
    • Annual Fee $39
    • Rewards Rate 1.5% cash back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until February 2016; 22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until February 2016
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Extended Warranty - automatically doubles the original manufacturer's/store's warranty on eligible purchases
    • See All Reviews & Details About The Capital One® QuicksilverOne® Cash Rewards Credit Card
    4 909 reviews

    Blue Cash Preferred® from American Express


    american express blue cash preferred
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99% (V)
    • Annual Fee $75
    • Rewards Rate 1% - 6% cash back
    • Rewards Bonus $150
    • Minimum Credit Excellent
    • Rewards Details
    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
    • Terms and limitations apply.
    • Additional Info
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • See All Reviews & Details About The Blue Cash Preferred® from American Express
    3 282 reviews

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
    • Additional Info
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Credit Card and checking program. Susan G. Komen® has received more than $6 million from Bank of America from this program since 2009.
    • For each new Susan G. Komen®-branded credit card account opened and activated, Komen receives $3 and 0.08% of all retail purchases made with the card.
    • Overdraft Protection.
    • SafePass®
    • ShopSafe® - Add an extra layer of protection when you shop online
    • Complimentary 24/7 Concierge Service
    • Shopping Protection— Extended warranties, purchase security, and more
    • Travel Assistance and Protection — roadside assistance, common carrier travel accident insurance, luggage reimbursement, and more.
    • See All Reviews & Details About The Pink Ribbon Credit Card
    4 666 reviews

    Discover it® Credit Card


    discover it credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Get 5% Cashback Bonus on up to $1,500 in Restaurant and Movie purchases from April through June 2015.
    • Earn 1% cash back on all other purchases.
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus. $1 cash back = $1 at checkout
    • Additional Info
    • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
    • Human. 100% U.S.-based customer service available any time.
    • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
    • See All Reviews & Details About The Discover it® Credit Card
    4 130 reviews

    Dollar Bank Valued Customer Visa® Credit Card


    dollar bank valued customer visa credit card
    • 0% Purchases 6 months
    • 0% Transfers 6 months1% (max $150) Transfer Fee
    • Regular Rate 12.24% (V)
    • Annual Fee None
    • Rewards Rate 1.25% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn a 1.25% cash back rebate on card purchases.
    • Additional Info
    • Ability to view and pay your Visa account online with free Dollar Bank Online Banking.
    • 24/7 Visa assistance center toll-free.
    • Access to your account information 24/7.
    • Benefits: Auto rental collision damage waiver, Emergency card replacement and cash disbursement, Lost/stolen card reporting, Zero fraud liability, 24/7 Visa assistance center toll-free at 1-800-Visa-911 and Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debt.
    • See All Reviews & Details About The Dollar Bank Valued Customer Visa® Credit Card
    3.5 162 reviews

    PNC CashBuilder® Visa® Credit Card


    pnc bank visa platinum credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate 1.25% - 1.75% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn a minimum of 1.25% cash back on just about every purchase.
    • Earn 1.50% cash back when you make adjusted purchases totaling $2,000-$3,999.99.
    • Earn 1.75% cash back when you make adjusted purchases totaling $4,000 or more.
    • Earn same cash back rate on ALL categories, including travel, gas, groceries and more.
    • Additional Info
    • No annual fee.
    • Low rates.
    • Convenient & Easy Online Services.
    • See All Reviews & Details About The PNC CashBuilder® Visa® Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Community Discussion

    Ask a question or help others find the best balance transfer cash back credit cards by sharing some tips.

     
    Credit Cards Prepaid Cards Gift Cards Tools