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Discover Balance Transfer Credit Cards

discover balance transfer credit cards

Take your search beyond a Discover 0 Balance Transfer Offers

Discover is one of the most active credit card companies in the balance transfer market, routinely offering 0% on transfers for particularly long introductory periods. Evaluating the Discover balance transfer credit cards listed below is therefore a good first step toward minimizing the cost of debt and easing the road to debt freedom. Before you actually apply for one of these Discover card balance transfer offers, there are a few things to consider. First, Discover primarily serves the college student, good credit, and excellent credit consumer demographics, so you must make sure that you are indeed a member of one of these groups before proceeding. If you aren’t, you may need to see what balance transfer credit cards are available from other major issuers. Secondly, Discover’s card network is the fourth largest in the world, which means that by focusing your search on Discover 0% balance transfer credit cards you are ignoring Visa balance transfer credit cards and MasterCard balance transfer credit cards. Doing so may reduce your chances of finding the best balance transfer credit card for your needs. Finally, whether you opt for a Discover card balance transfer or decide to take another route, you should use a credit card payoff calculator to verify that you will be able to pay off the majority of what you owe before a high regular interest rate takes over where the 0% intro rate leaves off.

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Discover® More Card - 0% for 15 months

0 APR Credit Card Application from Discover
Rates:
  • 0% on Purchases 15 months
  • 0% on Transfers 15 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply.
  • UP TO 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options -- Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.

 
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Biodegradable Discover® More Card

bio discover more card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.

 
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Discover® Motiva Card

discover motiva credit card
Rates:
  • 0% on Purchases 15 months
  • 0% on Transfers 15 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 0.25%
Max Earn 1%
  • Up to 1% Cash Back on all purchases.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.
  • Earn Cashback Bonus for your good credit management -- Each time you pay at least the Minmum Payment Due by the Payment Due Date, you earn a Pay-On-Time Bonus equal to 5% of the Interest Charges shown on your next statement.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.

 
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Discover® More Card - 18 Month Promotional Balance Transfer

Balance Transfer Credit Card Application
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 18 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply.
  • UP TO 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.

 
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Discover® More Card - No Balance Transfer Fee

Balance Transfer Credit Card Application
Rates:
  • 0% on Purchases 12 months
  • 0% on Transfers 12 months ;   Fee.....None
  • Regular Rate 10.99% - 19.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply.
  • UP TO 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.

 
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Discover® Open Road Card

Discover Platinum Cashback Bonus Plus
Rates:
  • 0% on Purchases 12 months
  • 0% on Transfers 12 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Free $150 Restaurant.com Gift Certificate with first purchase.
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

 
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Escape by Discover® Card

escape by discover card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 10.99% - 16.99% (V)
Annual Fee $60
Rewards Miles
Initial Bonus up to 25,000 miles
Base Earn 2 miles / $1
Max Earn 2 miles / $1
  • 25, 000 Bonus Miles -- Earn 1,000 Miles each month you make a purchase for the first 25 months.
  • 2 Miles per $1 on all purchases.
  • Fly on any airline, book any hotel or car, with no blackout dates.
  • Use Miles for travel, merchandise, gift cards or cash.

 
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Miles by Discover® Card

Discover Miles Credit Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 10.99% - 16.99% (V)
Annual Fee None
Rewards Miles
Initial Bonus 12,000 miles
Base Earn 1 mile / $1
Max Earn 2 miles / $1
  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year.
  • 1 Mile per $1 on every purchase.
  • 2 Miles on travel and restaurant purchases on your first $3,000 each year.
  • No limit on the Miles you earn and Miles don't expire.*
  • Fly on any airline, book any hotel or car, with no blackout dates.
  • Use Miles for travel, merchandise, gift cards or cash.

 
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Discover Balance Transfer Credit Cards shown on this page.