Balance transfer gas credit cards won’t necessarily do what you think they will. First of all, the vast majority of credit cards only allow rewards to be earned on purchases, which means you’re probably not going to be able to squeeze some huge gas rebate out of the debt you wish to transfer. What’s more, it will be difficult to save money overall with a balance transfer gas credit card, since the rewards you earn on any purchase will be offset by interest that will begin accruing immediately. This is attributed to the fact that you will already be…show more revolving a balance on your balance transfer gas credit card when you make a purchase, which means there won’t be a grace period for you to make payments interest free. Finally, by getting a card with both a low balance transfer introductory interest rate and gas rewards, you will likely sacrifice the chance of getting the best of either world. Rather than offering exceptional terms across the board, most credit card offers focus on one particular area in which to excel. We therefore generally recommend finding the balance transfer credit card with the longest possible 0% introductory period in order to pay down your debt and using a separate gas credit card for everyday purchases.
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