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Low Interest Balance Transfer Credit Cards

Listed below you will find low interest balance transfer credit cards, which not only offer introductory periods with 0% on balance transfers, but also provide regular rates under 13% once these intro terms expire. As such, these low interest balance transfer credit cards would be quite helpful to anyone who needs to transfer a balance in order to lower the cost of debt but will be unable to pay down their entire balance within the time frame provided by the longest 0% balance transfer offer on the market. In order to find the right low interest balance transfer credit…show more

    4 276 reviews

    The JetBlue Card


    jetblue credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 12.24% - 25.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 5,000 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
    • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • 50% savings on eligible inflight purchases including cocktails, food and movies
    • Additional Info
    • No foreign transaction fees
    • Chip-card technology & $0 Fraud Liability protection
    • 0% introductory APR for first 12 billing cycles on balance transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness.
    • See More Details & Reviews About The The JetBlue Card
    3 95 reviews

    USAA Military Affiliated Credit Cards


    usaa military credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% (max $200) Transfer Fee
    • Regular APR 11.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 2X points for every dollar on gas and grocery purchases all the time.
    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
    • Additional Info
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Military Affiliated Credit Cards
    4 938 reviews

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • Purchase Intro APR 0% for 21 months
    • Transfer Intro APR 0% for 21 months 3% (min $5) Transfer Fee
    • Regular APR 12.24% - 22.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • Free access to FICO® Scores*
    • No annual fee*
    • See More Details & Reviews About The Citi® Diamond Preferred® Card
    0 0 reviews

    The JetBlue Plus Card


    jetblue plus card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 12.24% - 25.24% (V)
    • Annual Fee $99
    • Rewards Rate 1 - 6 points / $1
    • Rewards Bonus 30,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • Earn 5,000 bonus points every year after your account anniversary
    • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card
    • Get 10% of your points back every time you redeem to use toward your next redemption & a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card
    • Additional Info
    • See More Details & Reviews About The The JetBlue Plus Card
    3.5 324 reviews

    Santander Bank Sphere Credit Card


    sphere credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 24 months 4% Transfer Fee
    • Regular APR 12.74% - 22.74% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    4 338 reviews

    BankAmericard® Credit Card


    bankamericard credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 18 months 3% Transfer Fee
    • Regular APR 11.24% - 21.24% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save more with the lowest annual percentage rate available among all BankAmericard® products
    • Overdraft Protection
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See More Details & Reviews About The BankAmericard® Credit Card
    3 1,034 reviews

    PenFed Platinum Rewards Visa Signature® Credit Card


    penfed rewards credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 10.24% - 18.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Earn $100 statement credit when you spend $1,500 in the first 90 days.
    • Earn 5 points per dollar spent on gas purchases.
    • Earn 3 points per dollar spent on supermarket purchases.
    • Earn 1 point per dollar spent on all other purchases.
    • Ability to redeem points for a range of rich rewards, including merchandise, travel, gift cards or even Visa® prepaid cards right from PenFed Online Banking.
    • Special savings and discounts from top retailers.
    • Additional Info
    • 0% promotional rate for 12 months on transfers made July 1, 2016 - September 30, 2016
    • Complimentary 24/7 Concierge Service.
    • Travel benefits: Travel Accident Insurance, Travel and Emergency Assistance Service, Roadside Dispatch.
    • See More Details & Reviews About The PenFed Platinum Rewards Visa Signature® Credit Card
    3.5 371 reviews

    Wells Fargo® Rewards® Credit Card


    wells fargo rewards card
    • Purchase Intro APR 0% for 15 months
    • Transfer Intro APR 0% for 15 months 3% Transfer Fee
    • Regular APR 12.4% - 26.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn more from your purchases by earning 5 rewards points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits) for 6 months
    • Earn 1 rewards point for every $1 spent on all other net purchases with your credit card.
    • Redeem points for cash, gift cards, travel, brand-name merchandise, and charitable donations.
    • Turn everyday purchases into extraordinary rewards when you shop and earn rewards points with the Wells Fargo Rewards Credit Card. You can also earn bonus points at over 3,000 online and in-store retail merchant locations.
    • Redeem for airfare and travel anywhere, anytime. Enjoy fewer air restrictions with no advance booking, no minimum stays, no required Saturday night stays, and no limits on the number of points you can use. The enhanced travel options allow you to redeem points online for hotels, car rentals, and activities.
    • Additional Info
    • Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch, Travel accident insurance and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
    • If you meet the qualifications for a Wells Fargo® Visa Signature® Card, you agree that the Bank may consider you for an upgrade from the Rewards card to a Visa Signature card. Please note, if you qualify, there is only one exclusive card design available at the issuance of the card
    • See More Details & Reviews About The Wells Fargo® Rewards® Credit Card
    4 115 reviews

    Dollar Bank Low Rate Credit Card


    dollar bank city pride visa credit card
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 0% for 6 months 1% (max $150) Transfer Fee
    • Regular APR 9.49% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • MasterRental collision damage waiver
    • Ability to view and pay your MasterCard® account online with free Dollar Bank Online Banking
    • 24/7 MasterCard® Assistance Center toll-free at 1-800-307-7309
    • Access to your account information 24/7.
    • Zero fraud liability.
    • See More Details & Reviews About The Dollar Bank Low Rate Credit Card
    4 765 reviews

    Discover it® Credit Card


    discover it credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 11.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 10% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores & Amazon.com from July through September 2016.
    • Earn 1% cash back on all other purchases
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus. $1 cash back = $1 at checkout
    • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.
    • Additional Info
    • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
    • Human. 100% U.S.-based customer service available any time.
    • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
    • See More Details & Reviews About The Discover it® Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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