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Balance Transfer Points Credit Cards

 balance transfer points credit cards

Alter your search for a Balance Transfer Points Card

The balance transfer credit cards with rewards points listed below provide 0% balance transfer APRs for at least three months as well as points that you earn with every dollar spent, which can be redeemed for merchandise, travel, dining, gift cards and/or cash. Now, before you jump at the chance to apply for one of these cards, you must understand that by opening a balance transfer rewards points credit card you will likely be getting neither the longest 0% introductory term nor the most valuable points. Usually, attaining the best of each means focusing on balance transfer credit cards and points credit cards independently. In addition, it’s unlikely that you will earn points on the debt you transfer to a balance transfer points credit card, as most credit cards only allow you to earn rewards on purchases. We therefore suggest opening two credit cards instead of one to fulfill your balance transfer and rewards earning desires. Another option, which requires significant discipline on your part, is to use a 0% interest points credit card. The combination of rewards and a 0% intro APR on purchases will have a multiplicative effect on your earnings.

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    3.5

    Barclaycard® Rewards MasterCard®

    barclaycard credit card
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers 6 months ;   Fee.....3%
    • Regular Rate 24.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus 2,500 points
    Base Earn 1 point/$1
    Max Earn 2 points/$1
    • 2,500 Bonus Points after your first purchase
    • Earn 2 points per $1 on gas, grocery and utility purchases.
    • Earn 1 point per $1 everywhere else
    • Redeem for flights, shopping, dining and more.
    • Use your points like cash to pay for any purchase you've made.
    • No cash back limits.

     
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    2.5

    Barclays Rewards Credit Card - Excellent Credit

    barclays rewards credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3%
    • Regular Rate 14.99% - 24.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus 5,000 points
    Base Earn 1 point/$1
    Max Earn 2 points/$1
    • Earn 5,000 Bonus points after your first purchase - enough for $50 cash back.
    • Earn 2 points per $1 on gas, grocery and utility purchases.
    • Earn 1 point per $1 everywhere else
    • Redeem for flights, shopping, dining and more.
    • Use your points like cash to pay for any purchase you've made.

     
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    2.5

    Citi ThankYou® Card

    thank you credit card
    Rates:
    • 0% on Purchases 15 months
    • 0% on Transfers 15 months ;   Fee.....3% (min $5)
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee $0*
    Rewards Points
    Initial Bonus None
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Earn 1 ThankYou Point for every $1 you spend on purchases.
    • Enjoy no limit on the number of points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
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    3.5

    Citi ThankYou® Preferred Rewards Card

    citi thank you preferred credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3% (min $5)
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee $0*
    Rewards Points
    Initial Bonus 15,000 points
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
    • Earn 1 ThankYou Point for every $1 you spend on all purchases.
    • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love.
    • No expiration and no limit on the points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
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    3.5

    Fidelity 529 Credit Card

    fidelity 529 credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers 7 months ;   Fee.....4%
    • Regular Rate 13.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus None
    Base Earn 2 points / $1
    Max Earn 2 points / $1
    • Earn 2 points for every dollar in net retail purchases charged to the Card.
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 deposit to your designated Fidelity 529 account each time you meet this minimum.
    • There's no limit to the rewards you can earn.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.

     
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    3.5

    Fidelity® Retirement Credit Card

    fidelity credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers 7 months ;   Fee.....4%
    • Regular Rate 13.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus None
    Base Earn 2 points / $1
    Max Earn 2 points / $1
    • Earn 2 points for each $1 you spend on purchases.
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 current year contribution to your Fidelity IRA account.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.
    • There's no limit to the rewards you can earn.
    • Earn 2% back for every purchase, right into any of your eligible Fidelity accounts.
    • Redeem for: Airline travel on any major U. S. carrier with no blackout dates and Gift certificates, cash, car rentals, and hotel stays.

     
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    0

    First Niagara Pinnacle Platinum MasterCard®Credit Card

    harleysville national bank co signer visa card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers 12 months ;   Fee.....3%
    • Regular Rate 9.99% (V)
    Annual Fee $50
    Rewards Points
    Initial Bonus None
    Base Earn 1 point/$1
    Max Earn 1 point/$1
    • Receive one reward point for each of net purchases.
    • Points can be redeemed on a variety of rewards for flights, hotel, car rentals, electronics, sporting goods gift cards, event tickets and activities account credits.

     
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    3

    Kroger 1-2-3 Rewards® Visa® Credit Card

    kroger credit card
    Rates:
    • 0% on Purchases 9 months
    • 0% on Transfers 9 months ;   Fee.....3%
    • Regular Rate 13.99% - 23.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus None
    Base Earn 1 point / $1
    Max Earn 3 points / $1
    • Save an additional 25¢ a gallon for the first three months when you redeem 100 fuel points at Kroger Family of Stores Fuel Centers.
    • Earn 3 points per $1 spent on Kroger family of brand products.
    • Earn 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
    • Earn 1 point per $1 spent anywhere Visa Cards are accepted.
    • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
    • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC.

     
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    3

    PNC Bank Points Visa® Credit Card

    pnc bank points visa credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3%
    • Regular Rate 11.99% - 21.99% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus None
    Base Earn 4 points / $1
    Max Earn 4 points / $1
    • Earn 4 points for every $1 in qualifying purchases.
    • Redeem points for cash rewards, merchandise, gift cards, travel and more.
    • Boost your earning potential with a qualifying checking account.

     
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    4.5

    Regions Visa® Signature Preferred Credit Card

    regions bank business mastercard credit card cash rewards
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers 7 months ;   Fee.....4%
    • Regular Rate 11.99% (V)
    Annual Fee $125
    Rewards Points
    Initial Bonus None
    Base Earn 1.5 points/$1
    Max Earn 1.5 points/$1
    • Earn 1.5 points for every $1 in qualified purchases on a Regions credit card with Relationship Rewards
    • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account.

     
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    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Balance Transfer Points Credit Cards shown on this page.

    User's top rated card in this category: 4.3 / 5 - 16 votes 4.3