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Bank of America Credit Cards

If you’re interested in a Bank of America credit card, you could easily go to BofA’s website, compare their offers and submit an application. What you wouldn’t get, however, are unbiased reviews from fellow consumers and a complete picture of the market derived from a comparison of Bank of America’s cards to offers from other major issuers. That’s where CardHub’s insights and comparison tools come into play.

OK, so you’re interested in a Bank of America credit card? But while you may think you know exactly what you want, there’s no way to know for sure without reading customer reviews…show more

    3 294 reviews

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
    • Additional Info
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Credit Card and checking program. Susan G. Komen® has received more than $6 million from Bank of America from this program since 2009.
    • For each new Susan G. Komen®-branded credit card account opened and activated, Komen receives $3 and 0.08% of all retail purchases made with the card.
    • Overdraft Protection.
    • ShopSafe® - Add an extra layer of protection when you shop online
    • See More Details & Reviews About The Pink Ribbon Credit Card
    4 908 reviews

    BankAmericard Cash Rewards™ Credit Card


    bank of america cash rewards
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% on groceries and 3% on gas applies to the first $1500 in purchases from these combined categories, each quarter. After that, the base 1% earn rate applies to those purchases.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
    • No expiration on rewards and no changing categories to follow so you know how you're earning rewards.
    • Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
    • Additional Info
    • Paperless Statement Option: Opt for paperless credit card statements and increase account security while reducing paper consumption.
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • See More Details & Reviews About The BankAmericard Cash Rewards™ Credit Card
    3.5 235 reviews

    Alaska Airlines Credit Card


    alaska airlines visa
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 14.24% (V)
    • Annual Fee $75
    • Rewards Rate 1 - 3 miles / $1
    • Rewards Bonus 25,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Earn 25,000 Alaska Airlines Mileage Plan™ Bonus Miles upon approval.
    • Coach Companion Fare from $121 ($99 base fare plus taxes and fees from $22).
    • Earn 3 miles for every qualifying dollar in purchases of Alaska Airlines tickets, Vacation packages and Cargo purchases.
    • Earn 1 mile per $1 in retail purchases.
    • Earn up to 5 miles per $1 spent using Mileage Plan Dining
    • Additional Info
    • Overdraft Protection.
    • Enjoy greater security and peace of mind with a credit card enhanced by chip technology—soon to be the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries including Canada, Mexico and the United Kingdom.
    • ShopSafe®
    • See More Details & Reviews About The Alaska Airlines Credit Card
    4 273 reviews

    BankAmericard® Credit Card


    bankamericard credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save more with the lowest annual percentage rate available among all BankAmericard® products
    • Overdraft Protection
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See More Details & Reviews About The BankAmericard® Credit Card
    3 668 reviews

    BankAmericard Travel Rewards Credit Card


    bank of america travel rewards
    • 0% Purchases 12 months
    • 0% Transfers Not Offered
    • Regular Rate 14.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1.5 - 3 points / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Online-exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - which can be redeemed for a $100 statement credit towards travel purchases.
    • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
    • Earn 3 points for every dollar spent for the first $6,000 in airline purchases (up to 9000 points) made at the Bank of America Travel Center each calendar year.
    • No limit to the total number of points you can earn and points don't expire.
    • Annual 10% customer bonus points on your total purchases when you have a qualifying Bank of America account
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
    • Additional Info
    • Smart chip technology provides greater acceptance and added security, so you can make purchases with ease and confidence outside of the U.S.
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • ShopSafe® - add an extra layer of protection when you shop online
    • $0 Liability Guarantee
    • See More Details & Reviews About The BankAmericard Travel Rewards Credit Card
    3.5 298 reviews

    BankAmericard® Secured Credit Card


    bank of america secured card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 20.24% (V)
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Helps you establish a credit history that could benefit you now and in the future.
    • Important account information is shared with the 3 major credit bureaus—helping you build your credit history.
    • After 12 months, you may qualify to have your security deposit returned while you continue to use your card.
    • Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
    • Paperless statement option
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • ShopSafe® - add an extra layer of protection when you shop online
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • See More Details & Reviews About The BankAmericard® Secured Credit Card
    4 14 reviews

    BankAmericard® Better Balance Rewards™ Credit Card


    bankamericard better balance rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Save on interest by taking advantage of a low Intro APR offer and no annual fee.
    • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year
    • Get an additional $5 bonus per quarter if you have a Bank of America checking or savings account
    • Paperless statement option.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • $0 Liability Guarantee.
    • See More Details & Reviews About The BankAmericard® Better Balance Rewards™ Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Community Discussion

    Ask a question or help others find the best bank of america credit cards by sharing some tips.

     
    Jul 28, 2015
    By:
    I've been a Bank of America customer for several years now and decided to apply for a card while rebuilding my credit. I figured that it would help that we already have a prior relationship, and I wanted the card solely as a means of building better credit. I qualified for the Better Balance Rewards card, which gives me $30 every quarter so long as I pay more than the minimum monthly balance every month. This is easy for me since I mainly just use it to buy lunch or coffee a couple times a month. When I first qualified, I also got a year at 0% APR, which was helpful when I had an emergency auto repair.
    Jul 27, 2015
    By:
    I have the Bank of America Cash Rewards Credit Card because of the versatility of the rewards. I like that it gives 1% back on everything and 2-3% back on specific categories. I find the categories are usually broad enough for me to utilize them. I think it's easy to redeem the points and it's nice to be able to put it towards the bill.
    Jun 25, 2015
    By:
    I have the standard Bank of America Cash Rewards Credit Card through MasterCard and I love it. The monthly payment is low, and you get a decent amount cash back. I would recommended it for a first time credit card. My experience with Bank of America has been really great, they have answered all my questions from the start and made it very clear what the credit card offered.
    Jun 25, 2015
    By:
    I originally got the BankAmericard Travel Rewards Credit Card about two years ago when I first signed up at Bank of America. The reward bonus of 10,000 points really stuck out to me, as did the return rate on the bonus points for each qualifying purchase. I recommend it greatly.
    Jun 21, 2015
    By:
    I chose the BankAmericard Cash Rewards Credit Card because of the rewards. I wanted a card that gave me cashback as I pretty much use my credit card for everything nowadays. I’ve had the card for a few months now and I like it a lot. I get anywhere between 1 to 3 % in cashback depending on what I purchase.
    May 29, 2015
    By:
    I have the BankAmericard for Master Card and have had it for a few years. It was my first credit card I initially got as a college student. I didn't have the best credit and out of the cards I could choose from, I decided to go with this one because I also use Bank of America for my checking. The card has been every thing it has promised and helped me build my credit. Although I don't have a high limit or any rewards, it was an excellent starting credit card for myself.
    Jan 20, 2015
    By:
    Hi ! Km a student. I already have a debit card but I need a Credit card to start building my credit. I really dont know wich one to choose. Help please!!
    Oct 8, 2014
    By:
    I have had a Bank of America Visa for about three years now and its been a great card overall. I first got it back in 2011 while at a Bank of America doing some homeowner transfers and money transactions. Then the branch manager told me about it and I said sign me up. Some of the features I like are the 0% for 15 months intro rate and the 35 dollar max late fee and the customer service I get when I call them. I had to call to get it replaced when I lost it and my wallet in Oklahoma for a weekend. They were nice and I got it taken care of in less that 15 minutes, which in my opinion was amazing. So bottom line even though the rates are great and the perks are awesome, what puts this over the top was the amazing customer service. All I can say is thanks for the experience Bank of America and for actually caring about taking care of the customer.
    Mar 21, 2014
    By:
    I was initially interested in the credit cards offered by Bank of America now that I've had a good experience with them for a while. I saw a few that had higher interest rates from other banks, so I decided to go with Bank of America. I have the Rewards Visa and I'm really happy with it. The interest rate is reasonable and I've never had a problem speaking to customer service about the card. It's very nice to have another option besides my debit card in my wallet to use. I pay it off regularly and use it regularly. I couldn't be happier with it.
    Jun 9, 2014
    Photo of Christine H.
    I have to disagree on their customer service. It's a very involved process to get to a live person and the hold times can be extremely long.
    Feb 7, 2014
    By:
    I got the Bank of America Rewards Visa a few months ago. I am very happy with it. I initially applied for it because I had a large balance to transfer over and wanted to avoid paying high interest. This card had the longest time frame for interest free payments. Transfers were interest free for 18 months! I also highly suggest this card if you have a checking account at Bank of America. It makes paying your bill online much easier. You can simply transfer an amount from a checking or savings and the payment applies immediately. This is my favorite card out of all the cards I own. They were generous with my credit line and the service is fantastic. I would change nothing.
    Feb 1, 2014
    By:
    I have a Bank of America card that works as both a credit and debit card. It is really convenient and helps me pay for purchases if I don't have enough money in my debit card. As a student, I don't have to pay fees on it so it's great.
    Jan 20, 2015
    Photo of Julia P.
    Wich card do you have? I m a student as well i already have a debit card so I wanted to know wich on si better
    Jan 19, 2014
    By:
    I applied for a Bank of America card just to have an extra one in case I needed it. I was not totally pleased with it, despite some of the cash back extras. My credit was good enough to be accepted, but unlike Discover which I like, I did not feel the customer service was all that great. Furthermore, you have to apply at a branch which is very inconvenient. The online presence of the company is also lacking, and I found using the site difficult and there were not nearly enough options to take care of my bill properly.
    Jan 13, 2014
    By:
    I used to bank exclusively at Bank of America, so I went ahead and got a credit card with them. I opted for the BankAmericard Cash Rewards card, mostly because it offered cash back plus extra on gas, and I was buying a lot of gas at the time.

    The card is... ok. Considering the fact that you have to have almost perfect credit to get it though, I would expect more. The base earn is kind of low for my tastes, and while you can get up to 3 percent back on some purchases, it's mostly fuel. But there are no fees to use the card, which is always a plus. Overall it's an alright card but you can get better ones if you have the credit needed.
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