Ad Disclosure

Bank of America Credit Cards

More than 40 million people in the United States have a Bank of America credit card (or, formerly, an MBNA credit card). The 2006 merger between Bank of America and MBNA made BofA one of the top credit offerings in the country. Bank of America credit cards are best known for their co-branding relationships with universities, non-profits, and professional organizations. So, unless having a credit card affiliated with your favorite organization is important, we recommend comparing the BofA credit cards listed below to offers from other major issuers in order to ensure you get the best possible rewards, rates…show more

    Pink Ribbon Credit Card


    pink ribbon credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent, Good
    • Get a $100 cash rewards bonus after making $500 in purchase(s) within the first 90 days.
    • 1% cash back on every purchase.
    • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
    • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
    • See All Reviews & Details About The Pink Ribbon Credit Card

    BankAmericard® Visa® Credit Card


    Credit Card Application for Bank Americard
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Save more with the lowest annual percentage rate available among all BankAmericard® products
    • Overdraft Protection
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • SafePass®: Add another security layer to your banking with a 6-digit, one-time code you use along with your SiteKey® image.
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See All Reviews & Details About The BankAmericard® Visa® Credit Card

    Fidelity® Investment Rewards® American Express Credit Card


    fidelity credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 13.99% (V)
    • Annual Fee None
    • Rewards Rate 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • Earn 2 points for every dollar in purchases and choose to automatically sweep them as a cash deposit into your Fidelity IRA or other eligible Fidelity account(s).
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 current year contribution to your Fidelity IRA account.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.
    • There's no limit to the rewards you can earn.
    • Redeem for: Airline travel on any major U. S. carrier with no blackout dates and Gift certificates, cash, car rentals, and hotel stays.
    • See All Reviews & Details About The Fidelity® Investment Rewards® American Express Credit Card

    BankAmericard Travel Rewards Credit Card


    bankamericard travel rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers Not Offered
    • Regular Rate 14.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1.5 - 3 points / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent
    • Online-exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - which can be redeemed for a $100 statement credit towards travel purchases.
    • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
    • Earn 3 points for every dollar spent for the first $6,000 in airline purchases (up to 9000 points) made at the Bank of America Travel Center each calendar year.
    • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
    • No limit to the total number of points you can earn and points don't expire.
    • Annual 10% customer bonus points on your total purchases when you have a qualifying Bank of America account
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
    • See All Reviews & Details About The BankAmericard Travel Rewards Credit Card

    Fidelity 529 Credit Card


    fidelity 529 credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 13.99% (V)
    • Annual Fee None
    • Rewards Rate 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Earn 2 points for every dollar in net retail purchases charged to the Card.
    • For every $2,500 in purchases you make, you earn 5,000 points, which can be automatically redeemed for a $50 deposit to your designated Fidelity 529 account each time you meet this minimum.
    • There's no limit to the rewards you can earn.
    • You can also enjoy the flexibility to redeem points into other Fidelity accounts.
    • Redeem for: Airline travel on any major U.S. carrier with no blackout dates and Gift certificates, cash, car rentals, and hotel stay.
    • See All Reviews & Details About The Fidelity 529 Credit Card

    BankAmericard Cash Rewards™ Credit Card


    bankamericard cash back credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% on groceries and 3% on gas applies to the first $1500 in purchases from these combined categories, each quarter. After that, the base 1% earn rate applies to those purchases.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
    • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
    • Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
    • See All Reviews & Details About The BankAmericard Cash Rewards™ Credit Card

    BankAmericard® Better Balance Rewards™ Credit Card


    bankamericard better balance rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Save on interest by taking advantage of a low Intro APR offer and no annual fee.
    • Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month...that can be up to $100 each year.
    • Get an additional $5 bonus per quarter if you have a Bank of America checking or savings account
    • Paperless statement option.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • ShopSafe – add an extra layer of protection to your online shopping.
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • See All Reviews & Details About The BankAmericard® Better Balance Rewards™ Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Suggested Credit Card Pages Recently Viewed Credit Cards
    • None

    Community Discussion

    Ask a question or help others find the best bank of america credit cards by sharing some tips.

     
    Jan 20, 2015
    By:
    Hi ! Km a student. I already have a debit card but I need a Credit card to start building my credit. I really dont know wich one to choose. Help please!!
    Oct 8, 2014
    By:
    I have had a Bank of America Visa for about three years now and its been a great card overall. I first got it back in 2011 while at a Bank of America doing some homeowner transfers and money transactions. Then the branch manager told me about it and I said sign me up. Some of the features I like are the 0% for 15 months intro rate and the 35 dollar max late fee and the customer service I get when I call them. I had to call to get it replaced when I lost it and my wallet in Oklahoma for a weekend. They were nice and I got it taken care of in less that 15 minutes, which in my opinion was amazing. So bottom line even though the rates are great and the perks are awesome, what puts this over the top was the amazing customer service. All I can say is thanks for the experience Bank of America and for actually caring about taking care of the customer.
    Mar 21, 2014
    By:
    I was initially interested in the credit cards offered by Bank of America now that I've had a good experience with them for a while. I saw a few that had higher interest rates from other banks, so I decided to go with Bank of America. I have the Rewards Visa and I'm really happy with it. The interest rate is reasonable and I've never had a problem speaking to customer service about the card. It's very nice to have another option besides my debit card in my wallet to use. I pay it off regularly and use it regularly. I couldn't be happier with it.
    Jun 9, 2014
    Photo of Christine H.
    I have to disagree on their customer service. It's a very involved process to get to a live person and the hold times can be extremely long.
    Feb 7, 2014
    By:
    I got the Bank of America Rewards Visa a few months ago. I am very happy with it. I initially applied for it because I had a large balance to transfer over and wanted to avoid paying high interest. This card had the longest time frame for interest free payments. Transfers were interest free for 18 months! I also highly suggest this card if you have a checking account at Bank of America. It makes paying your bill online much easier. You can simply transfer an amount from a checking or savings and the payment applies immediately. This is my favorite card out of all the cards I own. They were generous with my credit line and the service is fantastic. I would change nothing.
    Feb 1, 2014
    By:
    I have a Bank of America card that works as both a credit and debit card. It is really convenient and helps me pay for purchases if I don't have enough money in my debit card. As a student, I don't have to pay fees on it so it's great.
    Jan 20, 2015
    Photo of Julia P.
    Wich card do you have? I m a student as well i already have a debit card so I wanted to know wich on si better
    Jan 19, 2014
    By:
    I applied for a Bank of America card just to have an extra one in case I needed it. I was not totally pleased with it, despite some of the cash back extras. My credit was good enough to be accepted, but unlike Discover which I like, I did not feel the customer service was all that great. Furthermore, you have to apply at a branch which is very inconvenient. The online presence of the company is also lacking, and I found using the site difficult and there were not nearly enough options to take care of my bill properly.
    Jan 13, 2014
    By:
    I used to bank exclusively at Bank of America, so I went ahead and got a credit card with them. I opted for the BankAmericard Cash Rewards card, mostly because it offered cash back plus extra on gas, and I was buying a lot of gas at the time.

    The card is... ok. Considering the fact that you have to have almost perfect credit to get it though, I would expect more. The base earn is kind of low for my tastes, and while you can get up to 3 percent back on some purchases, it's mostly fuel. But there are no fees to use the card, which is always a plus. Overall it's an alright card but you can get better ones if you have the credit needed.
    Credit Cards Prepaid Cards Gift Cards Tools