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0% Business Credit Cards

4.4 4.4 - 227 reviews for top rated card

If you are using a credit card to fund your small business, it’s important to get a 0% business credit card in order to minimize the cost of your debt. Each of the cards listed below offers a 0% APR introductory period for purchases (0% balance transfer business credit cards are listed separately), thereby providing you more time in which to pay for your inventory before interest sets in. While the length of these zero percent offers fluctuates regularly, you should be able to find one that gives you at least six months without interest. Before revolving a balance…show more

    Ink Cash® Business Credit Card


    chase ink cash
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% (min $5) Transfer Fee
    • Regular Rate 13.24% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus $200
    • Minimum Credit Excellent
    • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
    • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
    • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
    • See All Reviews & Details About The Ink Cash® Business Credit Card

    Capital One® Spark® Cash Select for Business


    capital one business cash credit card
    • 0% Purchases until August 2015
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 20.9% (V)
    • Annual Fee None
    • Rewards Rate 1.5% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent, Good

    U.S. Bank Business Edge™ Cash Rewards Card


    business edge cash rewards card
    • 0% Purchases 9 months
    • 0% Transfers 9 months3% Transfer Fee
    • Regular Rate 11.99% - 17.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent

    Capital One® Spark® Miles Select for Business


    capital one business miles credit card
    • 0% Purchases until August 2015
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 20.9% (V)
    • Annual Fee None
    • Rewards Rate 1.5 miles / $1
    • Rewards Bonus 10,000 miles
    • Minimum Credit Excellent, Good
    • Earn 1.5 miles per dollar on every purchase, every day.
    • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
    • Miles don’t expire, and there are no categories to limit where or what you buy
    • Fly on any airline, anytime, with no blackout dates or seat restrictions.
    • There’s no limit to the amount of miles you can earn and miles don’t expire
    • See All Reviews & Details About The Capital One® Spark® Miles Select for Business

    The Blue for Business® Credit Card from American Express


    amex blue business
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 11.24% - 19.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent, Good
    • Earn a 30% annual Relationship Bonus – without an annual membership fee
    • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership – valued at up to $100 in gift cards at select merchants
    • Use points to reinvest in your business and reward your employees and clients.
    • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment.
    • Terms & Restrictions Apply.
    • See All Reviews & Details About The The Blue for Business® Credit Card from American Express

    SimplyCash® Business Card from American Express


    american express simplycash
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 12.24% - 19.24% (V)
    • Annual Fee $0
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus $250 statement credit
    • Minimum Credit Excellent, Good
    • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership
    • To be eligible for this offer, your application must be received by June 23, 2015
    • With no annual membership fee, it’s a smart choice for your business
    • Reinvest in your business with automatic cash back
    • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
    • 3% on the category of your choice and 1% on other purchases
    • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%
    • Terms and limitations apply.
    • See All Reviews & Details About The SimplyCash® Business Card from American Express

    U.S. Bank Business Edge™ Platinum Card


    business edge platinum credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 9.99% - 17.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
    • No annual fee
    • Free employee cards
    • Zero fraud liability protects you against unauthorized transactions
    • The card is only available to residents in: AZ,AR,CA,CO,ID,IL,IN,IA,KS,KY,MN,MO,MT,NE,NV,ND,OH,OR,SD,TN,UT,WA,WI,WY,NM
    • See All Reviews & Details About The U.S. Bank Business Edge™ Platinum Card

    Capital One® Spark® Select for Business


    spark credit card
    • 0% Purchases until November 2015
    • 0% Transfers Not Offered
    • Regular Rate 10.9% - 18.9% (V)
    • Annual Fee None
    • Rewards Rate 1 mile / $1
    • Rewards Bonus None
    • Minimum Credit Excellent, Good

    U.S. Bank Business Edge™ Select Rewards Card


    us bank business edge select rewards credit card
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 11.99% - 17.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 3 points/$1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent
    • Get 10,000 bonus points when you spend $500 in net purchases during the first 90 days after opening your account
    • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
    • Earn 1 point per dollar on all other net purchases
    • Unlimited points with no caps
    • See All Reviews & Details About The U.S. Bank Business Edge™ Select Rewards Card

    Citizens Bank Everyday Points® Business MasterCard® Credit Card


    citizens bank everyday points business mastercard
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate N/A
    • Annual Fee None
    • Rewards Rate 2 points / $1
    • Rewards Bonus 3,500 points
    • Minimum Credit Excellent

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