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0% Business Credit Cards

4.6 4.6 - 202 reviews for top rated card

If you are using a credit card to fund your small business, it’s important to get a 0% business credit card in order to minimize the cost of your debt. Each of the cards listed below offers a 0% APR introductory period for purchases (0% balance transfer business credit cards are listed separately), thereby providing you more time in which to pay for your inventory before interest sets in. While the length of these zero percent offers fluctuates regularly, you should be able to find one that gives you at least six months without interest. Before revolving a balance…show more

    Ink Cash® Business Card


    ink cash business credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 13.24% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $200
    • Earn Rate 1% - 5% cash back
    • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
    • Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

    SimplyCash® Business Card from American Express


    american express cash business credit card
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 12.24% - 19.24% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Cash Back
    • Initial Bonus $250 statement credit
    • Earn Rate 1% - 5% cash back
    • With no annual membership fee, it’s a smart choice for your business
    • Reinvest in your business with automatic cash back
    • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
    • 3% on the category of your choice and 1% on other purchases
    • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%
    • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership
    • To be eligible for this offer, your application must be received by February 24, 2015
    • Terms and limitations apply.

    Capital One® Spark® Cash Select for Business


    capital one business cash credit card
    • 0% Purchases until June 2015
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 20.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1.5% cash back
    • Earn 1.5% cash back on every purchase, every day.
    • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months.
    • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
    • Earn unlimited cash rewards that don't expire.

    U.S. Bank Business Edge™ Cash Rewards Card


    business edge cash rewards card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 11.99% - 17.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 3% cash back
    • 3% cash back on all cellular, gas and office supply store net purchases
    • 1% cash back on all other net purchases
    • No cap on rewards and they never expire!
    • Plus, a 25% Annual Cash Rewards bonus, up to $250

    Capital One® Spark® Miles Select for Business


    capital one business miles credit card
    • 0% Purchases until June 2015
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 20.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus 10,000 miles
    • Earn Rate 1.5 miles / $1
    • Earn 1.5 miles per dollar on every purchase, every day.
    • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
    • Miles don’t expire, and there are no categories to limit where or what you buy
    • Fly on any airline, anytime, with no blackout dates or seat restrictions.
    • There’s no limit to the amount of miles you can earn and miles don’t expire

    The Blue for Business® Credit Card from American Express


    blue business credit card
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 11.24% - 19.24% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 10,000 points
    • Earn Rate 1 - 2 points / $1
    • Earn a 30% annual Relationship Bonus — without an annual membership fee.
    • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership – valued at up to $100 in gift cards at select merchants.
    • Use points to reinvest in your business and reward your employees and clients.
    • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment.
    • Terms & Restrictions Apply.

    U.S. Bank Business Edge™ Platinum Card


    business edge platinum credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 9.99% - 17.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards None

    Capital One® Spark® Select for Business


    spark credit card
    • 0% Purchases until September 2015
    • 0% Transfers Not Offered
    • Regular Rate 10.9% - 18.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus None
    • Earn Rate 1 mile / $1
    • Earn 1 mile per dollar on all purchases and there’s no limit to the amount of miles you can earn.
    • Miles don’t expire and can be redeemed for travel, cash back, gift cards and more

    U.S. Bank Business Edge™ Select Rewards Card


    us bank business edge select rewards credit card
    • 0% Purchases 9 months
    • 0% Transfers Not Offered
    • Regular Rate 11.99% - 17.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Points
    • Initial Bonus 10,000 points
    • Earn Rate 1 - 3 points/$1
    • Get 10,000 bonus points when you spend $500 in net purchases during the first 90 days after opening your account
    • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
    • Earn 1 point per dollar on all other net purchases
    • Unlimited points with no caps

    Citizens Bank Everyday Points® Business MasterCard® Credit Card


    citizens bank everyday points business mastercard
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate N/A
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 3,500 points
    • Earn Rate 2 points / $1
    • You will receive 3,500 bonus points with your first purchase.
    • Earn 2 points for every $1 you spend on business purchases.
    • Redeem points for valuable rewards like cash back, travel, merchandise, gift cards and much more.
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