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Business Credit Cards for New Businesses

 Business Credit Cards for New Businesses

Narrow your search for Business Credit Cards for a New Business

Business Credit Cards for New Businesses is a widely-ranging genre. As a small business owner, what credit card you get to fund business purchases primarily depends on how good your individual credit score is since you will ultimately be responsible for the card's use. Contrary to popular belief, the age of your small business is inconsequential; whether it's a new business or an established one, you will only qualify for a business credit card if your credit standing warrants it. So don't automatically assume that since your business is new, you need to start looking for new business credit cards with no credit. Listed below are small business credit cards for new business owners of all credit levels. Use the filters on the left to sort offers based on your credit standing, rates, and rewards and find the option that best meets your needs.

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    4.5

    Regions Visa® Signature Preferred Credit Card

    regions bank business mastercard credit card cash rewards
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers 7 months ;   Fee.....4%
    • Regular Rate 11.99% (V)
    Annual Fee $125
    Rewards Points
    Initial Bonus None
    Base Earn 1.5 points/$1
    Max Earn 1.5 points/$1
    • Earn 1.5 points for every $1 in qualified purchases on a Regions credit card with Relationship Rewards
    • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account.

     
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    2.5

    Matrix Credit Card

    Discover Unsecured Credit Card for Bad Credit
    • Annual Fee $75
    • Monthly Fee None 1st year, $12 after
    • One-time Fees None
    • Regular Rate 29.99% (V)
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    4.5

    Ink Cash® Business Card

    ink cash business credit card
    Rates:
    • 0% on Purchases 6 months
    • 0% on Transfers 6 months ;   Fee.....3%
    • Regular Rate 13.24% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus $250
    Base Earn 1%
    Max Earn 5%
    • Limited-time bonus offer! Earn $250 bonus cash back after you spend $3,000 in 3 months from account opening.
    • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
    • 2% cash back on the first $25,000 spent annually at gas stations and restaurants.
    • 1% cash back on all other card purchases with no limit to the amount you can earn.

     
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    2.5

    Ink Plus® Business Card

    ink plus business credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 13.24% (V)
    Annual Fee None 1st yr, $95 after
    Rewards Points
    Initial Bonus 60,000 points
    Base Earn 1 point / $1
    Max Earn 5 points / $1
    • Limited-time bonus offer! Earn 60,000 bonus points after you spend $5,000 in the first 3 months from account opening.
    • With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full.
    • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
    • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
    • 1:1 point transfer to participating travel programs with no transfer fees.
    • Get 20% off travel redemptions when booked through Ultimate Rewards.

     
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    4.5

    Starwood Preferred Guest® Business Credit Card from American Express

    Starwood Rewards Credit Card for Business
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% - 19.24% (V)
    Annual Fee None 1st yr, $65 after
    Rewards Points
    Initial Bonus 25,000 Starpoints
    Base Earn 1 point / $1
    Max Earn 2 points / $1
    • Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership.
    • Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates.
    • Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program.
    • Earn 1 Starpoint® for each dollar of eligible purchases.

     
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    3

    Open SkySM Secured Visa® Credit Card

    open sky secured credit card
    • Secured Credit Card / Min Deposit of $200
    • Annual Fee $29
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 17.5% (V)
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    4.5

    SimplyCash® Business Card from American Express

    amex simply cash business card
    Rates:
    • 0% on Purchases 6 - 12 months
    • 0% on Transfers Not Offered
    • Regular Rate 12.24% - 19.24% (V)
    Annual Fee $0
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 5%
    • Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement.
    • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers.
    • 3% at U.S. gas stations.
    • 1% on other purchases.
    • Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.

     
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    4

    Capital One® SparkSM Cash for Business

    spark business cash back credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 13.9% - 20.9% (V)
    Annual Fee $0 for 1st yr, $59 after
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 2%
    Max Earn 2%
    • Earn 2% cash back on every purchase, every day.
    • Get a $100 cash bonus—just spend $1,000 on purchases within the first 3 months.
    • Receive a $50 cash bonus by signing up for one or more employee cards.
    • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
    • Earn unlimited cash rewards that don't expire.

     
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    4

    The Business Platinum Card® from American Express OPEN

    business platinum card
    Charge Card :
    • Balance must be paid in full every month
    • Regular RateNot Applicable for Charge Cards
    Annual Fee $450
    Rewards Points
    Initial Bonus 25,000 points
    Base Earn 1 point / $1
    Max Earn 2 points / $1
    • Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership.
    • Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline.
    • 20% Travel Bonus when using Membership Rewards® Pay with Points.
    • Take advantage of 40 premium benefits to help power your business.
    • Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
    • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day.

     
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    4.5

    Business Green Rewards Card from American Express OPEN

    business green rewards card
    Charge Card :
    • Balance must be paid in full every month
    • Regular RateNot Applicable for Charge Cards
    Annual Fee None 1st yr, $95 after
    Rewards Points
    Initial Bonus 5,000 points
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Receive 5,000 bonus points on your first purchase.
    • Earn one Membership Rewards® point for every dollar you spend.
    • Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
    • No pre-set spending limit* or finance charges.

     
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    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Business Credit Cards for New Businesses shown on this page.

    User's top rated card in this category: 4.9 / 5 - 124 votes 4.9