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Business, Rewards, No Annual Fee Credit Cards

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The credit cards listed below meet the following criteria: Business, Rewards, No Annual Fee. In order to expand or narrow your search beyond the combination of Business, Rewards, No Annual Fee Credit Cards, you can use the controls on the left. Compare credit card offers and apply online for the best credit card for your needs.

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Business Gold Rewards Card® from American Express OPEN

gold card open
Charge Card :
  • Balance must be paid in full every month
  • Regular RateNot Applicable for Charge Cards
Annual Fee None 1st yr, $175 after
Rewards Points
Initial Bonus None
Base Earn 1 point / $1
Max Earn 3 points / $1
  • 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else.
  • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire.
  • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.

 
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CitiBusiness® World MasterCard

Small Business MasterCard from Citicards
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.24% (V)
Annual Fee None
Rewards Points
Initial Bonus 10,000 points
Base Earn 1 point / $1
Max Earn 3 points / $1
  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening.
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases.
  • Earn rewards for your business expenses, including purchases made on employee cards.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

 
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AT&T Universal Business Rewards Card

att universal business rewards card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 14.24% (V)
Annual Fee None
Rewards Points
Initial Bonus None
Base Earn 1 point / $1
Max Earn 5 points / $1
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T.
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases.

 
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Business Green Rewards Card from American Express OPEN

business green rewards card
Charge Card :
  • Balance must be paid in full every month
  • Regular RateNot Applicable for Charge Cards
Annual Fee None 1st yr, $95 after
Rewards Points
Initial Bonus 5,000 points
Base Earn 1 point / $1
Max Earn 2 points / $1
  • Receive 5,000 bonus points on your first purchase.
  • Earn 1 Membership Rewards® point for virtually every $1 you spend, 2 points for every dollar you spend with American Express Travel, up to 10 points every day when you shop over 300 brands online at membershiprewards.com/earn , with no limits and no expiration dates.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, pay down your statement balance, shop with points at Amazon.com, gift cards for clients or your employees and Entertain clients and friends by using points at Ticketmaster to purchase tickets for concerts, theater, sports, and more.

 
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InkSM Bold with Ultimate RewardsSM - 50,000 Bonus Points

ink bold charge card application
Charge Card :
  • Balance must be paid in full every month
  • Regular RateNot Applicable for Charge Cards
Annual Fee None 1st yr, $95 after
Rewards Points
Initial Bonus 50,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • 50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool.
  • 5X points per dollar on the first $50,000 spent annually on eligible business purchases (i.e. wireless/telecommunications services (excluding equipment such as phones and fax machines), cable and satellite television and radio services, office supply stores and wholesale distributors of office supplies).
  • 1 point per $1 on all other purchases.
  • No limit to the number of points you can earn – and points do not expire.
  • Transfer your points to participating frequent traveler programs at full value – that means one Ultimate Rewards point equals one partner mile/point. Travel programs include United MileagePlus®, Continental OnePass®, Marriott Rewards®, Hyatt Gold Passport® and others.
  • Complimentary airport lounge access to over 350 VIP lounges worldwide. Lounge amenities include internet access, complimentary snacks and beverages, phone, fax, conference rooms and more.

 
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InkSM Classic Business – Up to 25,000 Bonus Points

Ink Business Credit Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 13.24% - 19.24% (V)
Annual Fee None
Rewards Points
Initial Bonus 25,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • Up to 25,000 bonus points - that's 15,000 bonus points after your first purchase, and an additional 10,000 bonus points after you spend $5,000 within 3 months.
  • EARN 5X Points on the first $25,000 in spend annually on office supplies, wireless services, landline communication and cable services (including bundled services like combined TV, high-speed internet access and phone).
  • EARN 2X Points on the first $25,000 in spend annually on fuel and lodging.
  • Unlimited 1 point per dollar on all other purchases.
  • Redeem points for travel, experiences, gift cards, merchandise, and more; rewards never expire.

 
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