CapitalOne cards describe online 24 hour access, bill paying and the like. BUT that doesn't include making a payment on your card!!!
They have an 8:00PM cut-off time on the day a payment is due NOT midnight like all my dozen and half other cards. I made a payment at 8:30 after a long day at work but I've been charged an extra $25 "late payment" because I made the payment after CapitalOne's internal 8:00PM deadline. Seriously considering canceling this card. I can do without their heavy-handedness!