Cash Back Mastercard Credit Cards
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COMPARE CASH BACK MASTERCARD CREDIT CARDS
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- Earn $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
- Offers 2% cash back
- $0 annual fee
- $200 initial rewards bonus
- Low intro APR on balance transfers
- 3% foreign transaction fee
- High regular APR
- $200 initial bonus
- $0 annual fee
- Up to 5% cash back
- 0% introductory APRs
- Bonus rewards limit
- High regular APR
- Foreign transaction fee
- Great rewards
- No annual fee
- Relatively low minimum deposit
- Qualify with limited credit history
- High interest rate
- 1.5% cash back on all purchases
- Available to people with limited or fair credit
- No foreign transaction fees
- $39 annual fee
- Above-average regular APR
- High rewards rate
- Bonus rewards categories
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee
- Up to 5% back on Walmart purchases
- No annual fee
- No foreign transaction fee
- No promotional financing offers
- Above-average regular APR
- High rewards rate
- Bonus rewards categories
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee
- Qualify with limited or no credit history
- Relatively low security deposit
- 1% cash back on payments
- Membership fees
- High regular APR
- Foreign fee
What is the best cash back Mastercard?
But Double Cash won’t be the best cash back Mastercard for everyone. A lot depends on your credit standing, what you plan to spend your money on, and how much you plan to spend. To help you find the right fit, WalletHub’s editors compared dozens of offers and identified the top Mastercard cash back credit cards for different types of applicants.
Here are the best cash back Mastercards:
Best For… | Card Name | Annual Fee | Cash Back Rate | Min. Credit Required | Editor’s Rating |
Overall | Citi Double Cash® Card | $0 | 2% Cash Back | Fair | 5/5 |
Dining & Entertainment | Capital One Savor Cash Rewards Credit Card * | $95 | 1 - 5% Cash Back | Good | 5/5 |
Limited Credit | Capital One QuicksilverOne Cash Rewards Credit Card (see Rates & Fees) | $39 | 1.5% on all purchases | Limited History | 4.7/5 |
Bad Credit | Capital One Quicksilver Secured Cash Rewards Credit Card (see Rates & Fees) | $0 | 1.5% on all purchases | Bad | 5/5 |
Small Business | Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card | $0 | 1% - 3% | Excellent | 3.5/5 |
The question is: Are these the best overall cash rewards cards or just the top Mastercard offers? You can get the answer by checking out WalletHub’s picks for 2024’s best cash back credit cards, across all four major card networks.
Questions & Answers
Comparing cash back mastercard credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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Important Disclosures
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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