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Cash Back Credit Cards

Cash Back Credit Cards give you a percentage of your purchases back and essentially allow you to earn cash back each time you make a purchase. Some cash back cards offer higher cash back depending upon the type of purchase, for example, higher cash back for gas or travel related credit card charges. Card Hub® recommends that you apply for a cash back credit card instead of any other rewards card because the cash reward can then be spent anytime and anywhere. You can also check our editor's pick for the best cash back credit card.

Narrow your search for a Cash Back Credit Card

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Capital One® No Hassle CashSM Rewards

Capital One® No Hassle Cash<sup><small>SM</small></sup> Rewards
Rates:
  • 0% on Purchases until July 2010
  • 0% on Transfers Not Offered
  • Regular Rate 17.9% (V)
Annual Fee $39
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 2%
  • 2% cash back on gas and groceries.
  • 1% cash back on all other purchases.
  • No limit on the cash you can earn and cash won't expire.
  • Get your cash back whenever you want.

 
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Chase FreedomSM Credit Card

Chase Freedom<sup><small>SM</small></sup> Credit Card
Rates:
  • 0% on Purchases 6 - 12 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.24% - 23.24%
Annual Fee None
Rewards Cash Back
Initial Bonus $50
Base Earn 1%
Max Earn 3%
  • $50 Cash Back after your first purchase.
  • 3% bonus cash back offers in categories like gas, home improvement and department stores.
  • Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn.
  • Up to an additional 20% cash back at select merchants when you shop online through Chase.

 
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Blue Cash® from American Express

Blue Cash® from American Express
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 17.24% - 21.24%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 0.50%
Max Earn 5%
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.

 
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Discover® Open Road Card

Discover® Open Road Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 19.99%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.
  • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account.

 
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Discover® More Card

Discover® More Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 12 months ;   Fee.....5%
  • Regular Rate 11.99% - 18.99%
Annual Fee None
Rewards Cash Back
Initial Bonus $50
Base Earn up to 1%
Max Earn 5%
  • Bonus: $50 CashBack when you make $599 in purchases in your first 3 months.
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • 5%-20% Cashback at top online retailers thru the Discover website

 
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TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 15.24%
Annual Fee None
Rewards Cash Back
Initial Bonus $25
Base Earn 1%
Max Earn 3%
  • Earn Cash Back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • No Limit on the Cash Back earned.

 
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Discover® Motiva Card

Discover® Motiva Card
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 11.99% - 18.99%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 1%
  • 5%-20% Cash Back at top online retailers thru the Discover site.
  • Up to 1% Cash Back on all other purchases.
  • First $1,500 in annual purchases earn 0.25% Cash Back, purchases between $1,500 - $3,000 earn 0.50%, and annual purchases above $3,000 earn a full 1% Cash Back.
  • Full Month's Interest back as a Pay-On-Time Bonus each time you make 6 on-time payments in a row (max of twice a year).

 
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