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Citibank Credit Cards

Citibank’s first credit card offering, launched in 1967 under the name First National City Bank, was known as the “Everything” card. The company now attempts to live up to that legacy with a full line of credit cards available to consumers across the credit spectrum, including students, small business owners and general-consumers. These so-called Citicards also offer a range of rewards as well as 0% rates on purchases or balance transfers, and they’re currently available on the Visa, MasterCard and American Express card networks. However, the more interesting subplot here is the fact that Citi has tried repeatedly throughout…show more

    4 1,007 reviews

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 21 months
    • 0% Transfers 21 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - EVER.
    • No penalty rate - EVER.
    • No annual fee - EVER.
    • Save time when you call with fast, personal help, 24 hours a day.
    • See All Reviews & Details About The Citi Simplicity® Card
    3.5 448 reviews

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee
    • See All Reviews & Details About The Citi® Double Cash Card
    3.5 249 reviews

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points


    citi thank you preferred
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Additional Info
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee.*
    • See All Reviews & Details About The Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points
    3.5 236 reviews

    Citi® Hilton HHonors™ Visa Signature® Card


    hilton hhonors visa credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% - 19.24% (V)
    • Annual Fee None
    • Rewards Rate 2 - 6 points / $1
    • Rewards Bonus 75,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Limited Time: Earn 75,000 Hilton HHonors Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • Additional Info
    • No annual fee.*
    • See All Reviews & Details About The Citi® Hilton HHonors™ Visa Signature® Card
    4 232 reviews

    Citi ThankYou® Premier Card


    citi thankyou premier
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Additional Info
    • Annual Fee: $95 (fee waived for the first 12 months)
    • See All Reviews & Details About The Citi ThankYou® Premier Card
    3 141 reviews

    Citi® Hilton HHonors™ Reserve Card


    hilton reserve credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $95
    • Rewards Rate 3 - 10 points / $1
    • Rewards Bonus 2 Weekend Nights
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • Additional Info
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    • See All Reviews & Details About The Citi® Hilton HHonors™ Reserve Card
    3 239 reviews

    Citi® / AAdvantage® Platinum Select® MasterCard®


    aadvantage credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 21.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 2 miles / $1
    • Rewards Bonus 30,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
    • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
    • Double AAdvantage® miles on eligible American Airlines and US Airways purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    • Additional Info
    • See All Reviews & Details About The Citi® / AAdvantage® Platinum Select® MasterCard®
    3 103 reviews

    Citi Prestige® Credit Card


    citi prestige credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $450
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards
    • Transfer points to a variety of travel loyalty programs from airlines to hotels
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    • Additional Info
    • See All Reviews & Details About The Citi Prestige® Credit Card
    4 543 reviews

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • 0% Purchases 21 months
    • 0% Transfers 21 months3% (min $5) Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi® Easy Deals℠ Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • See All Reviews & Details About The Citi® Diamond Preferred® Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Community Discussion

    Ask a question or help others find the best citibank credit card by sharing some tips.

     
    Sep 19, 2014
    By:
    I used to use the Citibank Forward exclusively when I was in college and it was a fantastic first credit card. It gave me a $500 limit with no credit history and allowed me to build up my credit score. APR was a bit high but goes down every year. It also has a decent rewards system. One thing that I really have to compliment is their online banking system. Always worked promptly without any issues at all.
    May 28, 2014
    By:
    I have two Citibank cards. I got both of them when they were offering 0% on balance transfers for a period of time. I have been happy with them overall. The rates are reasonable after the offer period and their mobile apps make payments quick and easy. They had long 0% periods, I believe 18 months, which really help cut down some debt while making essentially the same payment as I was before I transferred the balances. Balance transfer cards are all that I apply for anymore because I am trying to save myself some interest, and I recommend Citibank to anyone looking for such a card. I have not had to make any calls to customer service, so I can't comment on that end of their business.
    Mar 6, 2014
    By:
    I have the Citi Diamond Preferred Card. It's been very useful for me. It was the first credit card I've ever gotten and I haven't switched since. I, too, get Thank You points on my purchases. I haven't had any problems. If I have had a question, I just call customer service and the friendly people there help me out a lot. I would highly recommend this card, especially for first time credit card holders.
    Jan 27, 2014
    By:
    I have a Citibank Thank You Preferred credit card. Not only does it have no annual fee, but I get Citibank Thank you points whenever I use the card to make purchases. I also get double points on dining and entertainment purchases which is great because I do often go to the cinema to watch lots of movies, even if I don't dine out all that much. I can use the Thank You points to redeem cash rewards and I also link my Citibank Thank You Preferred credit card to my Amazon.com which enables me to use my Thank You points to buy stuff on Amazon.com, which I love because I do most of my shopping on Amazon.com.
    Jan 16, 2014
    By:
    Currently I use a Citibank credit card as one of my cards. Personally Citibank has been one of the easiest companies to work with. They offer great customer support and the card works nearly everywhere. Only once was I unable to use my card. But it was because of the store I was at not the card.
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