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Citibank Credit Cards

Citibank’s first credit card offering, launched in 1967 under the name First National City Bank, was known as the “Everything” card. The company now attempts to live up to that legacy with a full line of credit cards available to consumers across the credit spectrum, including students, small business owners and general-consumers. These so-called Citicards also offer a range of rewards as well as 0% rates on purchases or balance transfers, and they’re currently available on the Visa, MasterCard and American Express card networks. However, the more interesting subplot here is the fact that Citi has tried repeatedly throughout…show more

    4 1,106 reviews

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 21 months
    • 0% Transfers 21 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - EVER.
    • No penalty rate - EVER.
    • No annual fee - EVER.
    • Save time when you call with fast, personal help, 24 hours a day.
    • See More Details & Reviews About The Citi Simplicity® Card
    3.5 524 reviews

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee
    • See More Details & Reviews About The Citi® Double Cash Card
    3.5 268 reviews

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points


    citi thank you preferred
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Additional Info
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee.*
    • See More Details & Reviews About The Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points
    3.5 252 reviews

    Citi® Hilton HHonors™ Visa Signature® Card


    hilton hhonors visa credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% - 19.24% (V)
    • Annual Fee None
    • Rewards Rate 2 - 6 points / $1
    • Rewards Bonus 75,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Limited Time: Earn 75,000 Hilton HHonors Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • Additional Info
    • No annual fee.*
    • See More Details & Reviews About The Citi® Hilton HHonors™ Visa Signature® Card
    4 256 reviews

    Citi ThankYou® Premier Card


    citi thankyou premier
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Additional Info
    • Annual Fee: $95 (fee waived for the first 12 months)
    • See More Details & Reviews About The Citi ThankYou® Premier Card
    3 148 reviews

    Citi® Hilton HHonors™ Reserve Card


    hilton reserve credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $95
    • Rewards Rate 3 - 10 points / $1
    • Rewards Bonus 2 Weekend Nights
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • Additional Info
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    • See More Details & Reviews About The Citi® Hilton HHonors™ Reserve Card
    3 249 reviews

    Citi® / AAdvantage® Platinum Select® MasterCard®


    aadvantage credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 21.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 2 miles / $1
    • Rewards Bonus 30,000 miles
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
    • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
    • Double AAdvantage® miles on eligible American Airlines and US Airways purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    • Additional Info
    • See More Details & Reviews About The Citi® / AAdvantage® Platinum Select® MasterCard®
    4 117 reviews

    Expedia®+ Voyager Card from Citi


    expedia voyager credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 21.99% (V)
    • Annual Fee $95*
    • Rewards Rate 1 - 4 points / $1
    • Rewards Bonus 20,000 points + $100 statement
    • Minimum Credit Excellent
    • Rewards Details
    • Earn a $100 statement credit after your first eligible Expedia purchase greater than $100 within 3 month of account opening*
    • PLUS, earn 20,000 Expedia+ rewards bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $250 in coupons at +VIP Access™ hotels or $125 at other hotels*
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages*
    • 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment, including tickets to concerts, movies and sporting events*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Expedia+ gold status is complimentary for as long as you are a cardmember*
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals on qualified airlines, Wi-Fi carries or for either the Global Entry or TSA Pre✓® application fee*
    • Additional Info
    • See More Details & Reviews About The Expedia®+ Voyager Card from Citi
    4 210 reviews

    Expedia®+ Card from Citi


    expedia credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 14.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 10,000 points + $50 statement
    • Minimum Credit Excellent
    • Rewards Details
    • Earn a $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months of account opening*
    • PLUS, earn 10,000 Expedia+ rewards bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $100 in coupons at +VIP AccessTM hotels or $50 at other hotels*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Expedia+ silver status is complimentary for as long as you are a cardmember*
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    • Additional Info
    • See More Details & Reviews About The Expedia®+ Card from Citi
    3 115 reviews

    Citi Prestige® Credit Card


    citi prestige credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $450
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards
    • Transfer points to a variety of travel loyalty programs from airlines to hotels
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    • Additional Info
    • See More Details & Reviews About The Citi Prestige® Credit Card
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    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
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    Community Discussion

    Ask a question or help others find the best citibank credit card by sharing some tips.

     
    Aug 29, 2015
    By:
    Please, anyone out there, do not get this card. My good friend had this card since 1993 and always paid her bills on time, but when the moment came where she needed help, Citi card was not there for her. I am making it my mission to let everyone know the hard time she experienced with this card (there are a million better cards out there than this one.)

    My friend racked up a lot of rewards points and used them to partially pay for a flight to her home country. Nearing her flight date, she put her house on the market and surprisingly it sold in one day. The people buying the house wanted to move in very quickly and her trip would cause her elderly husband to handle all the moving by himself, which was impossible. We called Citi right away and was redirected to MULTIPLE places. the airlines, back to citi, this department, that department, back to the airlines again. Not to mention, my friend had insurance for trips through the rewards points that was supposed to “protect” her through situations like this. Nope. FINALLY, we figured out what we needed to do. We did it, then she got in a letter with a negative balance. Whew, one month of work finally paid off. Just kidding, they charged her card with the cost of the flight because she was supposed to receive a letter that she needed to sign and mail back confirming she wanted the money more
    Aug 6, 2015
    By:
    DO NOT get a Citibank credit card. No wonder they are being flooded with fines and lawsuits and complaints. The customer service agent lied (despite my asking him to verify what he was saying with a supervisor) and when I asked them to find the recorded conversation I had with the agent, they "couldn't locate" it. I gave them two reasonable options to fix the problem and they refused both. I needed to fly in and out of JFK so I switched to Citibank/ American Airlines after being very happy with United/ Chase. Bad decision. I am a diligent and informed consumer so this is shocking to me. I am going to close the account after I find every website available to warn others about this.
    Sep 19, 2014
    By:
    I used to use the Citibank Forward exclusively when I was in college and it was a fantastic first credit card. It gave me a $500 limit with no credit history and allowed me to build up my credit score. APR was a bit high but goes down every year. It also has a decent rewards system. One thing that I really have to compliment is their online banking system. Always worked promptly without any issues at all.
    May 28, 2014
    By:
    I have two Citibank cards. I got both of them when they were offering 0% on balance transfers for a period of time. I have been happy with them overall. The rates are reasonable after the offer period and their mobile apps make payments quick and easy. They had long 0% periods, I believe 18 months, which really help cut down some debt while making essentially the same payment as I was before I transferred the balances. Balance transfer cards are all that I apply for anymore because I am trying to save myself some interest, and I recommend Citibank to anyone looking for such a card. I have not had to make any calls to customer service, so I can't comment on that end of their business.
    Mar 6, 2014
    By:
    I have the Citi Diamond Preferred Card. It's been very useful for me. It was the first credit card I've ever gotten and I haven't switched since. I, too, get Thank You points on my purchases. I haven't had any problems. If I have had a question, I just call customer service and the friendly people there help me out a lot. I would highly recommend this card, especially for first time credit card holders.
    Jan 27, 2014
    By:
    I have a Citibank Thank You Preferred credit card. Not only does it have no annual fee, but I get Citibank Thank you points whenever I use the card to make purchases. I also get double points on dining and entertainment purchases which is great because I do often go to the cinema to watch lots of movies, even if I don't dine out all that much. I can use the Thank You points to redeem cash rewards and I also link my Citibank Thank You Preferred credit card to my Amazon.com which enables me to use my Thank You points to buy stuff on Amazon.com, which I love because I do most of my shopping on Amazon.com.
    Jan 16, 2014
    By:
    Currently I use a Citibank credit card as one of my cards. Personally Citibank has been one of the easiest companies to work with. They offer great customer support and the card works nearly everywhere. Only once was I unable to use my card. But it was because of the store I was at not the card.
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