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Points Credit Cards for Excellent Credit

points credit cards for excellent credit

Points credit cards for excellent credit are the most lucrative points credit cards on the market (both in terms of rewards earned per dollar spent and initial bonuses), given that they are catered just to people with FICO scores above 720 (the most responsible credit users). While the points you earn with these cards can be redeemed for a variety of things, including cash, you will get the most bang for your buck by redeeming them for the goods or services most closely associated with the card’s branding. What’s more, since credit card companies tend to compete fiercely over people with excellent credit and use rewards to woo them, it pays to periodically check for new points credit cards for excellent credit with attractive intiial bonuses, as simply opening one of these cards and using it for a couple months can get you enough points for a free flight or hotel stay. Last but not least, keep in mind that that the risk of rewards devaluation is always present with points cards, so if you think you might want a more hassle-free rewards card, you should also check out cash back credit cards for people with excellent credit.

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    4.5

    Chase Sapphire Preferred® Card

    chase sapphire preferred credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None 1st yr, $95 after
    REWARDS Points
    BONUS 40,000
    BASE EARN 1 point / $1
    MAX EARN 3 points / $1
    • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards℠.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases.
    • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.

     
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    3.5

    Marriott Rewards® Premier Credit Card

    marriott rewards credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None 1st yr, $85 after
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 5 points / $1
    • For a limited time, earn 70,000 Points after spending $2,000 in your first 3 months from account opening
    • Receive 1 Free Night Stay after account approval in Category 1-4 locations
    • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
    • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • Receive 15 credits toward your next Elite membership level after account opening and every year after your account anniversary
    • Unlimited Point Accumulation

     
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    4

    Sony Card from Capital One®

    sony credit card
    • 0% PURCHASES until June 2015
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.9% - 24.9% (V)
    ANNUAL FEE None
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 5 points / $1
    • Earn 5,000 bonus points after first purchase in your first 90 days.
    • 5 points per $1 at Sony Store and store.sony.com.
    • 3 points per $1 on dining out and movie purchases.
    • 1 point per $1 spent on all other purchases.
    • Redeem for Sony products, movies, music & more

     
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    4.5

    Chase Sapphire® Card

    chase sapphire credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 3 points / $1
    • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards℠!
    • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases.
    • Points never expire, and there are no limits on how many points you can earn.
    • Redeem points for travel, gift cards, merchandise, cash back and more.
    • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate Rewards℠.

     
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    4.5

    The Platinum Card® from American Express

    platinum card
    • BALANCE MUST BE PAID IN FULL EVERY MONTH
    • REGULAR RATENot Applicable for Charge Cards
    ANNUAL FEE $450
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 2 points / $1
    • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
    • Up to a $200 Airline Fee Credit Annually.
    • To receive the statement credit, you need to select a qualifying airline.
    • There are no foreign transaction fees with purchases made on your Platinum Card.
    • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
    • Terms & restrictions apply

     
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    2.5

    Citi ThankYou® Preferred Card – Low Intro APRs

    thank you credit card
    • 0% PURCHASES 15 months
    • 0% TRANSFERS 15 months ;   Fee.....3% (min $5)
    • REGULAR RATE 12.99% - 22.99% (V)
    ANNUAL FEE $0*
    REWARDS Points
    BONUS None
    BASE EARN 1 point / $1
    MAX EARN 2 points / $1
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
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    4

    Blue Sky from American Express®

    blue sky credit card
    • 0% PURCHASES 15 months
    • 0% TRANSFERS 15 months ;   Fee.....3%
    • REGULAR RATE 17.24% - 22.24% (V)
    ANNUAL FEE $0
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 1 point / $1
    • Welcome Bonus: Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.
    • Unlimited Travel Options: Every 7,500 points that you earn can be redeemed for a $100 statement credit toward airline tickets, hotel stays and other type of travel.
    • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
    • Terms and Restrictions Apply.

     
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    4.5

    Citi ThankYou® Premier Card

    citi thankyou premier credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.99% - 22.99% (V)
    ANNUAL FEE None 1st yr, $125 after
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 3 points / $1
    • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards.
    • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening.
    • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember.
    • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment.
    • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels.
    • Earn 1 ThankYou Point per $1 spent on other purchases.
    • Points do not expire and earn unlimited Thank You Points.

     
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    4

    The Barnes & Noble MasterCard®

    barnes noble mastercard
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.99% - 24.99% (V)
    ANNUAL FEE None
    REWARDS Points
    BONUS $25
    BASE EARN 1 point / $1
    MAX EARN 1 point / $1
    • Earn a $25 Gift Card after your first purchase.
    • Get 5% back at Barnes & Noble.
    • Earn 1 point per $1 everywhere else.
    • Every time you reach 2,500 points, you'll automatically receive a $25 B&N Gift Card.

     
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    4.5

    Harley-Davidson® Visa® Credit Card

    harley davidson visa credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.99% - 22.99% (V)
    ANNUAL FEE None
    REWARDS Points
    BONUS $10
    BASE EARN 1 point / $1
    MAX EARN 3 points / $1
    • Earn 3 points for every $1 spent at Harley-Davidson® dealerships.
    • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.
    • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.
    • No limit to how much Harley Chrome® Cash you can earn.
    • Earn H-D™ Visa Free Ride Sweepstakes entries.
    • Receive a $10 Chrome Cash Certificate with your new card that you can use on your next in-dealership purchase.

     
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