Ad Disclosure

Balance Transfer Credit Cards for Fair Credit

In general, you can lower the cost of currently held credit card debt by transferring your balance from a credit card with a high interest rate to a balance transfer credit card, which may offer an APR as low as 0% for a certain period of time. However, as credit card companies are cautious about the debt they add to their books, particularly when it comes from people with average or below-average credit scores, they usually do not offer 0% intro APR balance transfer credit cards for fair credit. If this is the case, your best bet is to…show more

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    quicksilverone rewards
    • 0% Purchases until January 2016
    • 0% Transfers until January 2016No Transfer Fee
    • Regular Rate 22.9% (V)
    • Annual Fee $39
    • Rewards Rate 1.5% cash back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories and no sign ups needed to earn cash rewards.
    • Redeem the cash back you earn for any amount, any time—cash back doesn’t expire and there’s no limit to how much you can earn
    • Additional Info
    • 0% intro APR on purchases until January 2016; 22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until January 2016, a 3% fee applies to each balance transferred
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Extended Warranty - automatically doubles the original manufacturer's/store's warranty on eligible purchases
    • See All Reviews & Details About The Capital One® QuicksilverOne® Cash Rewards Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Suggested Credit Card Pages Categories Recently Viewed Credit Cards
    • None

    Community Discussion

    Ask a question or help others find the best balance transfer credit cards for fair credit by sharing some tips.

     
    Credit Cards Prepaid Cards Gift Cards Tools