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Business Credit Cards for Fair Credit

Business Credit Cards for Fair Credit

Customize your search for Business Credit Cards for Fair Credit

Business credit cards for fair credit are intended for small business owners who have FICO scores between 620 and 659. If you aren’t sure of your exact credit score, you can use our free credit estimator. Alternatively, a pretty good litmus test for fair credit is if you have a credit card with a limit less than $5,000 and you have been late paying a loan, credit card, or medical bill in the past six months. Because small business owners are typically liable for business credit card misuse on a personal level anyway, you might also want to consider general-consumer credit cards for fair credit. Still, it’s important to note that “business” branded credit cards will enable you to more easily track business spending as well as give employees cards with custom limits and earn rewards on their purchases. So compare various offers and find one that best meets your particular needs.

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Orchard Bank® Visa® Cards

Visa Credit Card for Average Credit from OrchardBank
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 14.99 - 19.99% (V)
Annual Fee $39 - $59
Rewards None
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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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Orchard Bank® Classic MasterCards

orchard bank classic mastercard
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 14.99 - 19.99% (V)
Annual Fee $39 - $59
Rewards None
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Capital One® SparkSM Classic for Business

Business Gold Credit Card for Fair Credit
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 22.9% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 1%
  • Earn 1% cash back on every purchase, every day.

 
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Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Business Credit Cards for Fair Credit shown on this page.