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Credit Cards for Fair Credit with No Annual Fee

Credit cards for fair credit with no annual fee are specifically designed for people with FICO scores in the 620-659 range who are looking for a means of building credit at the lowest possible cost. After opening one of the credit cards for fair credit with no annual fee listed below, you have two options: either pay your bill in full every month or avoid using your card at all. Either way, the positive information in your major credit reports will increase, and your credit score will gradually rise. What’s more, this will essentially happen for free, as long…show more

    3 714 reviews

    Barclaycard® Rewards MasterCard®


    barclaycard credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 24.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 2 points/$1
    • Rewards Bonus None
    • Minimum Credit Fair
    • Rewards Details
    • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
    • Use the points you earn like cash to pay for almost any purchases you've made.
    • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
    • Additional Info
    • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
    • No annual fee.
    • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
    • See All Reviews & Details About The Barclaycard® Rewards MasterCard®
    3 30 reviews

    University of North Alabama Credit Card


    university of north alabama credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 9.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point/$1
    • Rewards Bonus 1,000 points
    • Minimum Credit Limited History
    • Rewards Details
    • 1,000 Bonus Points with first purchase.
    • Earn 1 point for every $1 spent with no point cap
    • Redeem points for travel, merchandise, gift certificates, cash back and more.
    • Redeem points sooner - start redeeming with just 1,500 points.
    • Additional Info
    • Travel Accident Insurance includes $250,000 of coverage when you purchase tickets for travel on common carriers with your Card.
    • Auto Rental Insurance when you charge your entire car rental on your Card.
    • Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.
    • Zero Fraud Liability.
    • See All Reviews & Details About The University of North Alabama Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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