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Visa Credit Cards for Fair Credit

Visa credit cards for fair credit are designed for people who are either in the early stages of their credit careers or are in the process of rebuilding their credit standing and want a card that can be used at practically any merchant they may visit. Given that the cards listed below reflect the offerings of a number of different major issuers and have varying characteristics, including a wide range of rewards, interest rates, fees, etc., we suggest using the filters on the left to personalize your search for a fair credit Visa card. What’s more, given that both…show more

    3 800 reviews

    primor® Secured Visa Gold Credit Card


    primor secured visa gold card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad
    3.5 229 reviews

    USAA Classic American Express®


    usaa classic american express
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 18.15% - 24.15% (V)
    • Annual Fee $35
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Best for members with average credit
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
    • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history
    • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.Identity theft resolutions services provides assistance should you become the victim of identity theft.Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
    • Security: Identity theft resolutions services provides assistance should you become the victim of identity theft. Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases.3Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 18.15% and 24.15%, will apply. This rate will vary with the market based on the prime rate.Special 4% SCRA Rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • See More Details & Reviews About The USAA Classic American Express®
    3.5 170 reviews

    USAA Classic Platinum Visa®


    usaa classic visa
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 18.15% - 24.15% (V)
    • Annual Fee $35
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Best for members with average credit
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
    • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history
    • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.Identity theft resolutions services provides assistance should you become the victim of identity theft.Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
    • Security: Identity theft resolutions services provides assistance should you become the victim of identity theft. Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases.3Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 18.15% and 24.15%, will apply. This rate will vary with the market based on the prime rate.Special 4% SCRA Rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • See More Details & Reviews About The USAA Classic Platinum Visa®
    3 73 reviews

    USAA Rate Advantage Platinum Visa®


    usaa rate advantage credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 7.15% - 24.15% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Fair
    • Rewards Details
    • Additional Info
    • Enjoy our lowest rate card
    • Pay no annual fee, penalty APR or over-the-limit fee
    • Get travel and retail benefits
    • Special Benefits for Military: Reduced Rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 7.15% and 24.15% will apply. This rate will vary with the market based on the prime rate.Special 4% SCRA Rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • See More Details & Reviews About The USAA Rate Advantage Platinum Visa®
    3.5 102 reviews

    USAA Secured Card® Platinum Visa®


    usaa secured card platinum visa
    • Secured Credit Card Min Deposit of $250
    • One-Time Fees None
    • Regular Rate 10.15% - 20.15% (V)
    • Annual Fee $35
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Best for members rebuilding or establishing credit It's a real credit card — not a debit or prepaid card.
    • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.Identity theft resolutions services provides assistance should you become the victim of identity theft.Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
    • Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.15% and 20.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • See More Details & Reviews About The USAA Secured Card® Platinum Visa®
    3.5 103 reviews

    First Access VISA® Credit Card


    first access visa card
    • One-Time Fees $89*
    • Regular Rate 29.99%
    • Annual Fee $75 1st yr, $48 after
    • Monthly Fee None 1st year, $6.25 after
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Access credit even if you have poor or limited credit history
    • Quick and Easy Secure Online Application
    • A genuine VISA card accepted by merchants nationwide
    • Get a response in as little as 60 seconds!
    • Reporting to 3 major credit bureaus
    • Apply today! If approved Access your credit after paying a one-time processing fee.
    • Reports monthly to all three major credit bureaus
    • *Application Processing Fee - $89
    • See More Details & Reviews About The First Access VISA® Credit Card
    2.5 25 reviews

    Total VISA® Credit Card


    total visa card
    • One-Time Fees $89*
    • Regular Rate 29.99%
    • Annual Fee $75 1st yr, $48 after
    • Monthly Fee None 1st year, $6.25 after
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    • *Application Processing Fee - $89
    • See More Details & Reviews About The Total VISA® Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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