Ad Disclosure

Visa Credit Cards for Fair Credit

Visa credit cards for fair credit are designed for people who are either in the early stages of their credit careers or are in the process of rebuilding their credit standing and want a card that can be used at practically any merchant they may visit. Given that the cards listed below reflect the offerings of a number of different major issuers and have varying characteristics, including a wide range of rewards, interest rates, fees, etc., we suggest using the filters on the left to personalize your search for a fair credit Visa card. What’s more, given that both…show more

    3 376 reviews

    Primor® Secured Visa Gold Credit Card


    primor secured visa gold card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad
    3 22 reviews

    USAA Classic American Express®


    usaa classic american express
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 17.9% - 23.9% (V)
    • Annual Fee $35
    • Rewards Rate None
    • Minimum Credit Fair
    • Rewards Details
    • Additional Info
    • Best for members with average credit
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
    • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history
    • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available)
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
    • Security: Identity theft resolutions services provides assistance should you become the victim of identity theft
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 17.90% and 23.90%, will apply. This rate will vary with the market based on the prime rate
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Classic American Express®
    3.5 41 reviews

    USAA Classic Platinum Visa®


    usaa classic visa
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 17.9% - 23.9% (V)
    • Annual Fee $35
    • Rewards Rate None
    • Minimum Credit Fair
    • Rewards Details
    • Additional Info
    • Best for members with average credit
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
    • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history
    • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
    • Security: Identity theft resolutions services provides assistance should you become the victim of identity theft
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 17.90% and 23.90%, will apply. This rate will vary with the market based on the prime rate
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Classic Platinum Visa®
    3 38 reviews

    University of North Alabama Credit Card


    university of north alabama credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 9.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 1,000 points
    • Minimum Credit Limited History
    • Rewards Details
    • 1,000 Bonus Points with first purchase.
    • Earn 1 point for every $1 spent with no point cap
    • Redeem points for travel, merchandise, gift certificates, cash back and more.
    • Redeem points sooner - start redeeming with just 1,500 points.
    • Additional Info
    • Travel Accident Insurance includes $250,000 of coverage when you purchase tickets for travel on common carriers with your Card.
    • Auto Rental Insurance when you charge your entire car rental on your Card.
    • Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.
    • Zero Fraud Liability.
    • See More Details & Reviews About The University of North Alabama Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

    Not sure?
    Try our free credit check. It takes 20
    seconds and doesn't require personal info.

    Free Credit Check
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Community Discussion

    Ask a question or help others find the best visa credit cards for fair credit by sharing some tips.

     
    Credit Cards Prepaid Cards Gift Cards Tools