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Gas Credit Cards

5.0 5.0 - 1 reviews for top rated card

There are two basic types of gas cards: gas store cards and gas credit cards. Gas store cards, which do not bear the Visa or MasterCard logo, can only be used at the station to which they are affiliated and simply provide the convenience of paying with plastic. Gas credit cards can be used anywhere Visa or MasterCard is accepted and provide additional rewards on gas purchases. Only gas credit card offers are listed on this page (some of these offers originate from CardHub advertising partners). When comparing these cards, keep in mind that gas station credit cards only…show more

    Chase Freedom®


    chase freedom credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1% - 5% cash back
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 5% Cash Back on up to $1,500 in combined purchases between 1/1/15–3/31/15 at grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores
    • You’ll enjoy new 5% categories every 3 months like restaurants, gas stations, and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases

    Blue Cash Everyday® Card from American Express


    blue cash credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Cash Back
    • Initial Bonus $50 + 1yr of Amazon Prime
    • Earn Rate 1% - 3% cash back
    • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
    • You will receive $50 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.

    Capital One® VentureOne® Rewards Credit Card


    capital one ventureone rewards credit card
    • 0% Purchases until December 2015
    • 0% Transfers Not Offered
    • Regular Rate 11.9% - 19.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus 20,000 miles
    • Earn Rate 1.25 miles / $1
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want—no blackout dates.
    • Miles don't expire and there’s no limit to how many you can earn

    Capital One® Platinum Prestige Credit Card


    capital one platinum prestige credit card
    • 0% Purchases until March 2016
    • 0% Transfers until March 20163% Transfer Fee
    • Regular Rate 10.9% - 18.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards None

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 2% cash back
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver cash rewards credit card
    • 0% Purchases until September 2015
    • 0% Transfers until September 20153% Transfer Fee
    • Regular Rate 12.9% - 22.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1.5% cash back
    • One-time $100 bonus after you spend $500 on purchases within the first 3 months.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories and no sign ups needed to earn cash rewards.
    • Cash back doesn't expire and there’s no limit to how much you can earn

    Chase Slate®


    slate credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 monthsNo Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards None

    Barclaycard Arrival™ World MasterCard®


    barclaycard arrival world mastercard credit card with no annual fee
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 14.99% - 18.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus 20,000 miles
    • Earn Rate 1 - 2 miles/$1
    • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
    • Earn 2X miles on travel and dining and 1X miles on all other purchases
    • Miles don't expire as long as your account is open, active and in good standing
    • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards None

    Barclaycard® Rewards MasterCard® - Average Credit


    barclaycard credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 24.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Points
    • Initial Bonus None
    • Earn Rate 1 - 2 points/$1
    • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
    • Use the points you earn like cash to pay for almost any purchases you've made.
    • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
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    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

    Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

    Ask our Experts
    EXPERT’S ANSWERS

    Should I simply get the gas card with the highest rewards?

    By: Odysseas Papadimitriou, CardHub CEONo. It’s natural for consumers to simply look for the card offering the best rewards, but in reality, whether you’re looking for a gas rewards credit card, an airline credit card, a hotel credit card, etc., the card with the highest on-paper rewards won’t necessarily be the most lucrative for you. For example, if you get a Citgo Gas Credit Card because it may offer the highest cash back rate but it’s inconvenient to fill up at a Citgo station, it will probably be less rewarding than a generic gas rewards card because, in the long run, you won’t end up using it often enough.

    Do I need to drive a certain amount for gas rewards credit cards to be worth it?

    By: Odysseas Papadimitriou, CardHub CEOYes. According to the Island Approach, you should get rewards credit cards that have benefits that match your top 2-3 spending categories. This way you can maximize your rewards without ending up with a million different credit cards in your wallet. Besides, if you only spend a relatively small amount on gas each month, a gas rewards credit card really wouldn’t do much for you. Say, for example, you only spend $50 a month on gas. Even if you get a gas rebate credit card offering 5% cash back, you’d only be saving $24 per year relative to a standard cash back credit card offering 1% across all purchases. That’s probably not worth the hassle (definitely not if an annual fee is involved). Ultimately, as a good rule of thumb, you need to spend more than $200/mo. for a gas card to be worthwhile.

    Can I get a gas credit card with bad credit?

    By: Odysseas Papadimitriou, CardHub CEOMost rewards credit cards of any real value--gas cards included--require at least good credit for approval. Still, if you want the convenience of paying at the pump (especially important when it’s cold out or you’re in a hurry), you can simply open a secured credit card. Secured credit cards boast essentially guaranteed approval, given that you are required to place a security deposit in opening one. The security deposit is fully refundable and acts as your credit line. As a result, not only will it be difficult to spend beyond your means, but you also benefit from the flexibility that comes with being able to increase your available credit at any time by simply adding to your deposit.

    Things to know before using your gas credit card

    By: Odysseas Papadimitriou, CardHub CEOHave you ever noticed that when you use a credit card to buy gas, the transaction gets approved or denied before you actually start filling up your car? If not, it’s definitely something to consider, especially for people with low credit limits and those who have opted-in for the ability to go over their credit limit. Credit card companies, unsure about how much your gas purchase will cost, preemptively block off a certain amount of available credit. While each issuer has its own policy when it comes to these “blocks” (also known as holds), you’d have to assume that most credit card companies would block off enough money to cover the cost of filling up the tank of an average-sized car with regular gas. Depending on the price of gas, you should therefore make sure to have at least $50 - $60 in available credit or your purchase might get declined. Similarly, you might end up buying more gas than the amount of the hold, which could bring you over your credit line and result in over limit fees if you are using a business credit card or have opted-in for the ability to go over limit on a general-use credit card. Finally, be aware of the fact that even if you only purchase a small amount of gas, the difference between this amount and the amount of available credit initially blocked off might not get released for use for up to three days. This could certainly disrupt your ability to make purchases following your trip to the pump.

    On another note, some gas stations may charge different prices depending on whether customers pay with cash, credit or debit. This could easily wipe out any savings garnered from your gas credit card, so keep an eye out.

    Are there ways to complement my gas credit card rewards?

    By: John Kiernan, Personal Finance EditorUsing a gas credit card is merely one of the ways that you can save on fuel consumption. In addition to this, you can use a website like GasBuddy, which identifies the lowest gas prices in your area. Many supermarkets also have loyalty programs that allow you to earn gas rebates based on your spending. Opening the gas reward credit card tied to the same gas station as your supermarket loyalty program therefore also represents a great way to save extra.
    COMMUNITY DISCUSSION

    Ask a question or help others find the best gas credit cards by sharing some tips.

     
    Nov 26, 2014
    By:
    Nov 26, 2014
    I especially think it is great for both I use mine all the time when I need to fill up on gas and I don't travel long distances but I do travel to and from work and around town and near by towns a lot to see my family and friends. I think it is worth it just for the average person who drives whether it be long distances or not. You get so much of your gas and the rewards are great as well. I have had my gas card for over 5 years and could not imagine my life without it. I would highly recommend getting a gas more
    Nov 18, 2014
    By:
    Nov 18, 2014
    I would like to try to get a gas card, but with my bad credit it is hard to. It really is a shame because I travel extensively throughout the state and could use the benefits of having one. I am trying to get myself back towards creditworthiness; it's been a long, frustrating journey.
    Nov 19, 2014
    Photo of Manda S.
    Nov 19, 2014
    My husband is the same way. He travels a lot but his credit is pretty bad so every time he applies for a gas card, he is denied. I have one myself that he uses from time to time but it would be nice if he could get his credit back up and get one of his own because sometimes he is gone for weeks at a time and if he takes it, then I can't use it myself! Good luck on your journey to get your credit back up, it IS a long journey but very worth it in the end.
    Nov 17, 2014
    By:
    Nov 17, 2014
    I think a gas rewards card really benefits everybody. I travel extensively due to my work and use my rewards card all the time. I save quite a bit of money throughout the year using it. Gas is like the stock market. It goes way up then goes all the way down. You never know when it could be sky high. That's why I value a gas rewards card. Even if you think you travel casually, you will be surprised to learn how much per year you actually spend on cash within your family. I use the TrueEarnings card from Costco. Costco in general has the lowest gas in the more
    Nov 4, 2014
    By:
    Nov 4, 2014
    I think that just about any gas rewards are useful regardless of whether a person drives tons of miles or is only a casual driver that sticks close to home. These types of rewards are best looked at in the big picture - you won't get rich from them but they do make an impact on some greater level at reducing overall transportation costs. I drive a good bit and the BP Driver rewards I receive add up to a few hundred dollars each year, which in the grand scheme of things amounts to about ten casual dining meals that won't cost me a cent. One of our local grocery more
    Oct 21, 2014
    By:
    Oct 21, 2014
    While gas prices seem to be going down currently, one can never be sure when they will start spiraling upwards again. Certainly, it is useful to do anything to save on money when purchasing gas. This is where gas credit cards come in. Whether you are driving long or short distances, if you have a car, you need gas, and the price of gas is uncertain these days. Gas rewards credit cards can help cut costs. My gas credit card is great for gas purchases of course but also for everyday purchases so I earn points that help me save on gas.
    Oct 11, 2014
    By:
    Oct 11, 2014
    Right now I do believe gas prices will continue to go up. I remember 10 years ago when gas was just over $2 a gallon. Nowadays it's over $3 or $4. It definitely costs more money to fill up my gas tank which I do about every 2 weeks. A gas credit card will definitely help save some money. Gas isn’t really something you can skimp on so if you have a cash back gas credit card, it can help save you money on gas. These savings add up quite a bit since everyone probably fills up at least twice a month or so.
    Sep 18, 2014
    By:
    Sep 18, 2014
    I used to drive fifty miles to work, and fifty miles back at least five days a week for about five years. I found great quality in my BP visa when I was driving over five hundred miles per week. I would get a good amount of credit, and it did have an impact on my gas price savings. A few years ago I had gotten a new job very close to home, and I rarely drove to work anymore. I went from driving over five hundred miles a week to under fifty. At this point the card stopped being a benefit to me. I would earn very little, and more
    Aug 26, 2014
    By:
    Aug 26, 2014
    Right now, gas prices aren't too bad in my area; about $2.95 a gallon. I don't expect them to stay this low very long. I think a gas credit card would be extremely beneficial to anyone who drives often. Most people would fit the criteria. I would much rather pay for gas with one separate card and accumulate points as I use it more and get savings on gas. There aren't really any downsides I see to getting a gas credit card. I will definitely consider getting one in the near future with school starting and everything.
    Aug 6, 2014
    By:
    Aug 6, 2014
    I believe gas prices will continue to fluctuate back and forth from 3.50 to 4.00 a gallon and never to see 2.50 a gallon again. I believe that the rewards that you receive from a gas credit card can be very beneficial because you can use the card to earn the points that can save on the gas and fill up when your points are at the highest. for me I tank of gas running around town can last me a couple of weeks and I can save quite a bit through accumulating points for those savings. Stacking with a store card can increase those savings even more.
    Aug 6, 2014
    By:
    Aug 6, 2014
    I expect that prices will continue to go up and down as they have been, leaning more on the higher end. The price has risen dramatically with fluctuations in the process for years and years, I don't see how that trend would cease at this rate. I think a gas card could potentially be a great saver if you do drive a lot, but otherwise I'm not so sure. As gas continues to get more expensive, I think a gas rewards card will become a more viable option.
    Jul 31, 2014
    By:
    Jul 31, 2014
    I really can't see a gas credit card being beneficial to me just going to places around town. However, if you travel long distances quite often, such as a medical courier does, then I could definitely see this as something to be looking into. Some couriers don't get paid much back for their mileage, so this would definitely be a bonus for them to be using. I am going to recommend it to both my father and my husband, as they both drive long distances several days a week. I think in the long run, this would provide them with some financial relief when it comes to gassing up the more
    Jul 25, 2014
    By:
    Jul 25, 2014
    Ultimately, the price of gasoline is only going to increase in the long run. Over the past decade and a half the price of gas has increased dramatically, and this trend will only continue with unrest in areas like Ukraine and the Middle East. With this in mind a gas rewards card can be an excellent way to save money on something that no one wants to spend money on. I have a gas rewards card that allows me to have flexibility on where I fill up. I do a lot of driving for work, so it is really beneficial to not have to search out a specific station. The more
    Jun 23, 2014
    By:
    Jun 23, 2014
    I think gas prices will definitely edge up, as demand becomes much greater when people start off on their summer vacations, and more people are doing things outdoors in general. I am aware of several credit cards that provide points for all gas purchases. While you won't see a ton of benefit from such cards, I'd still maintain that every little bit helps- especially when gas prices are going to most likely soar above 4 dollars as the summer fuel demand keeps going up and up.
    Jun 18, 2014
    By:
    Jun 18, 2014
    I love my BP gas card. Its extremely convenient and has a very good interest rate. The rewards are like an added bonus.
    Jun 6, 2014
    By:
    Jun 6, 2014
    I’ve had the Blue Cash Everyday by American express for a while now and I believe it is most rewarding for someone who commutes a lot like me. It benefit's all drivers in some way or another but it benefits those who constantly have to fill there gas tanks the most commute to work and school every day so I use a lot of gas and my rewards fill up fairly quickly when every cent counts suggest this card for anyone from casual drivers to heavy drivers.
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