There are two major types of gas cards: gas store cards and gas credit cards. Gas store cards do not bear the Visa or MasterCard logo and can only be used at the station to which they are affiliated. Gas credit cards can be used anywhere Visa or MasterCard is accepted and provide additional rewards on gas purchases. Only gas credit card offers are listed on this page, as they provide more convenience and usually better rewards (some of these offers originate from CardHub advertising partners).
When comparing these cards, keep in mind that an additional distinction exists even…show more among gas rewards credit cards themselves — gas station credit cards only allow you to earn gas rewards on purchases made at affiliated gas chains, whereas general-purpose gas credit cards provide savings on all brands of gasoline. Unless you already get gas at a particular station or can easily begin doing so, we recommend getting one of the gas rewards cards that allows you to save no matter where you fill up your tank, even though station-affiliated credit cards provide 1-2% more savings. The rationale here is that if you have to drive out of your way to find a particular station or if that station happens to have higher prices than its neighbors, those extra rewards won’t net you very much. Therefore, when comparing gasoline credit cards, pay close attention to how each card fits your spending habits, and only apply for the one that suits your lifestyle best.
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