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Student Credit Cards for Good Credit

student credit cards for good credit

Personalize Your Search for Student Credit Cards for Good Credit

As the name suggests, student credit cards for good credit are credit cards designed for college students who have managed to develop a solid credit history in their own name. Unfortunately, being an authorized user on a parent’s account usually isn’t enough to attain good credit; a better gauge is whether or not you currently have a credit card with a limit around $5,000 under your own name. If that’s the case, make sure you also have an annual income of at least $30,000 in order to qualify for a good credit credit card. Since these criteria eliminate most college students, you probably need to shift your search parameters from student credit cards for good credit to student credit cards for fair credit or credit cards for students with no credit. While the rewards available with these cards will be slightly less lucrative than those found with student credit cards for good credit, you should be able to find a card that offers at least 1% cash back on all purchases. Though one should also avoid carrying a monthly balance on a student credit card, if making a big-ticket purchase is necessary, you should also check out 0% student credit cards in order to save on interest. Once you find the card that best suits your needs, apply for it online and use it responsibly; credit cards for good credit will soon be within the realm of possibility.

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Orchard Bank® Classic MasterCards

orchard bank classic mastercard
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 14.99 - 19.99% (V)
Annual Fee $39 - $59
Rewards None
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Citi Forward® Card for College Students

citi forward card for college students
Rates:
  • 0% on Purchases 7 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 22.99% (V)
Annual Fee None
Rewards Points
Initial Bonus 1,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
  • No Cosigner Required.
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.

 
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Sony Card from Capital One®

sony credit card
Rates:
  • 0% on Purchases until December 2012
  • 0% on Transfers Not Offered
  • Regular Rate 13.9% - 24.9% (V)
Annual Fee None
Rewards Points
Initial Bonus 5,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • 5 points per $1 on Sony purchases at authorized retailers.
  • 3 points per $1 on dining out and movie purchases.
  • 1 point per $1 spent on all other purchases.
  • Redeem for Sony products, movies, music, and more.

 
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Citi® Dividend Platinum Select® Card for College Students

Student Credit Card Offer from Citibank
Rates:
  • 0% on Purchases 7 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 21.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 5%
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • No Cosigner Required.

 
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Orchard Bank® Visa® Cards

Visa Credit Card for Average Credit from OrchardBank
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 14.99 - 19.99% (V)
Annual Fee $39 - $59
Rewards None
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Discover® Student More Card

discover student credit card
Rates:
  • 0% on Purchases 9 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% Cash Back in one or more of the following categories: travel, home improvement stores, department stores, gas, restaurants.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.

 
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Biodegradable Discover® More Card

bio discover more card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.

 
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TrueEarnings® Card from Costco and American Express

true earnings card from costco and american express
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 15.24% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 3%
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
  • American Express® Card and Costco Membership Card in one -- with no annual fee for Costco members.

 
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Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Student Credit Cards for Good Credit shown on this page.