Hotel credit cards are linked to specific hotel chains and offer rewards that can only be redeemed at the affiliated company’s properties or those of its partners. If you travel frequently and are a brand-loyal hotel visitor, look into the hotel credit card(s) tied to your chain of choice. Only brand-loyal frequent travelers will be able to redeem their hotel rewards often enough to consistently reap tangible perks and avoid the threat of devaluation.
If you don’t fit those criteria, consider a generic travel rewards credit card that allows you to redeem miles for any travel related expense, including…show more hotel bookings that you can make through any travel agent or website. It’s also important to note that while hotel rewards cards are obviously designed for earning free nights and thereby reducing the cost of travel, many credit cards with hotel points offer the option of redeeming for things like cash. If cash is what you’re looking for, you should explore the cash back credit cards section instead of comparing hotel credit cards (certain offers are sponsored).
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