Ad Disclosure
Compare Dicover, Amex, MasterCard, and VISA Credit Cards
Sort by:

International Credit Cards

International Credit Cards

International credit cards, as their name suggests, are merely credit cards that can be used to make purchases around the world. A credit card’s applicability to international use depends primarily on its network. A credit card network dictates the number of merchant locations at which a card will be accepted. Visa and MasterCard are the most widely accepted networks--both accepted at tens of millions of locations in over 200 countries and territories worldwide. As a result, we have listed below only no international fee credit cards that are either VISA or MasterCard. While credit network and technology are the key factors to a particular credit card’s suitability to international use, don’t forget that all international credit cards still require international activation, so to speak. Prior to any trip abroad, you must alert your issuer to every country in which you will be using your credit card, or it will not work. Depending on the country, you might also need to show your passport at the point of sale in order for a transaction to be approved.

Customize your search for an International Credit Card

Filters:
    Proceed
    3.5

    Capital One® VentureOne® Rewards Credit Card

    capital one ventureone rewards credit card
    • 0% PURCHASES until August 2015
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 11.9% - 19.9% (V)
    ANNUAL FEE None
    REWARDS Miles
    BASE EARN 1.25 miles / $1
    MAX EARN 1.25 miles / $1
    • Earn unlimited 1.25 miles on every purchase, every day.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
    • Fly any airline, stay at any hotel, anytime.
    • Enjoy a low intro APR on purchases.
    • Travel when you want—no blackout dates.
    • Miles don’t expire.
    • No limit to the miles you can earn.

     
    Compare
    Proceed
    4.5

    Chase Sapphire Preferred® Card

    chase sapphire preferred credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None 1st yr, $95 after
    REWARDS Points
    BONUS 40,000
    BASE EARN 1 point / $1
    MAX EARN 3 points / $1
    • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards℠.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases.
    • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.

     
    Compare
    Proceed
    4

    Capital One® Quicksilver® Cash Rewards Credit Card

    capital one quicksilver cash rewards credit card
    • 0% PURCHASES until May 2015
    • 0% TRANSFERS until May 2015 ;   Fee.....3%
    • REGULAR RATE 12.9% - 22.9% (V)
    ANNUAL FEE None
    REWARDS Cash Back
    BONUS $100
    BASE EARN 1.5%
    MAX EARN 1.5%
    • One-time $100 bonus after you spend $500 on purchases within the first 3 months.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories and no sign ups needed to earn cash rewards.
    • Redeem the cash back you earn for any amount, any time.
    • Your cash back doesn't expire.

     
    Compare
    Proceed
    4.5

    Capital One® Venture® Rewards Credit Card

    capital one venture rewards credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.9% - 20.9% (V)
    ANNUAL FEE $0 for 1st yr, $59 after
    REWARDS Miles
    BASE EARN 2 miles / $1
    MAX EARN 2 miles / $1
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
    • Earn unlimited 2X miles on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want—no blackout dates.
    • Miles don’t expire.
    • No limit to the miles you can earn.

     
    Compare
    Proceed
    4

    Capital One® Platinum Prestige Credit Card

    capital one platinum prestige credit card
    • 0% PURCHASES until November 2015
    • 0% TRANSFERS until November 2015 ;   Fee.....3%
    • REGULAR RATE 10.9% - 18.9% (V)
    ANNUAL FEE None
    REWARDS None
    Compare
    Proceed
    3

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    capital one quicksilverone cash rewards credit card
    • 0% PURCHASES until May 2015
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 22.9% (V)
    ANNUAL FEE $39
    REWARDS Cash Back
    BONUS None
    BASE EARN 1.5%
    MAX EARN 1.5%
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories and no sign ups needed to earn cash rewards.
    • Redeem the cash back you earn for any amount, any time.
    • No limit to the cash back you can earn.
    • Your cash back doesn't expire.

     
    Compare
    Proceed
    4

    Capital One® Secured Mastercard®

    capital one secured credit card
    • SECURED CREDIT CARD Min Deposit of $49, $99, or $200
    • ANNUAL FEE $29
    • MONTHLY FEE None
    • ONE-TIME FEES None
    • REGULAR RATE 22.9% (V)
    Compare
    Proceed
    3.5

    Marriott Rewards® Premier Credit Card

    marriott rewards credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None 1st yr, $85 after
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 5 points / $1
    • For a limited time, earn 70,000 Points after spending $2,000 in your first 3 months from account opening
    • Receive 1 Free Night Stay after account approval in Category 1-4 locations
    • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
    • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • Receive 15 credits toward your next Elite membership level after account opening and every year after your account anniversary
    • Unlimited Point Accumulation

     
    Compare
    Proceed
    4

    Sony Card from Capital One®

    sony credit card
    • 0% PURCHASES until June 2015
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 13.9% - 24.9% (V)
    ANNUAL FEE None
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 5 points / $1
    • Earn 5,000 bonus points after first purchase in your first 90 days.
    • 5 points per $1 at Sony Store and store.sony.com.
    • 3 points per $1 on dining out and movie purchases.
    • 1 point per $1 spent on all other purchases.
    • Redeem for Sony products, movies, music & more

     
    Compare
    Proceed
    4

    United MileagePlus® Explorer Card

    united credit card
    • 0% PURCHASES Not Offered
    • 0% TRANSFERS Not Offered
    • REGULAR RATE 15.99% (V)
    ANNUAL FEE None 1st yr, $95 after
    REWARDS Miles
    BASE EARN 1 mile / $1
    MAX EARN 2 miles / $1
    • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
    • Check your first bag for free – save up to $100 per roundtrip
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
    • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
    • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United flight

     
    Compare
    Narrow Your Search
     
     
    I Want



     
     
     
     
     
    Advanced Options (Transfer Fee, Foreign Fee, etc.)
    Balance Transfer Fee?
     
    Foreign Transaction Fee?
     
    Photo Cards: Customize with an
    image of your choice
    Balance Transfer Fee Foreign Transaction Fee Photo Card
     
    Charity: Card usage benefits a particular cause
     
    Credit Card Companies
    Select All









     
    Suggested Credit Card Pages Categories Recently Viewed Credit Cards
    • None
    Share this page:

    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

    Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.


    Ask our Experts
    EXPERT’S ANSWERS

    Are there fees for international credit card use?

    By: Odysseas Papadimitriou Yes, according to Card Hub data, 90.2% of credit cards charge international fees of 3% for any purchases processed outside the United States. Given that you don’t need to physically be outside the country to incur these fees, we suggest getting a no foreign transaction fee credit card prior to dealing with any foreign-based merchants in person or online.

    Which is the best international credit card?

    By: Odysseas Papadimitriou The best international credit cards do share a couple of common characteristics. First, they are on either the Visa or MasterCard networks. These two payment networks boast the widest global acceptance and as long as you're not traveling in a remote part of the world, you shouldn't have any issues. Second, the best international credit cards are among the 9.8% of all credit cards that don’t charge foreign fees. Other than that, determining the best international credit card depends on your intended use. If you’re aren’t going to be able to pay your bill in full every month, get a zero APR credit card; otherwise, get the best rewards card. Obviously, in either scenario, the card you get should meet your credit standing as well as the aforementioned criteria for international use.

    Do I need an international credit card if I do business with foreign-based companies?

    By: Odysseas Papadimitriou If you are a small business owner who deals with international merchants and/or clients or you simply buy things from foreign-based companies on a frequent basis, then you should have an international credit card. International fees apply to any purchase that is processed outside of the U.S., regardless of where you are when you make it. For business owners, whether you get one of the many international business credit cards or a general international credit card depends on whether or not you will pay off the balance on this card in full every month. Business credit cards are not covered by the CARD Act protection that prevents issuers from arbitrarily increasing interest rates on existing balances. General-consumer cards are, however, and are therefore a better choice if you must revolve a balance.

    Does credit card technology differ around the world?

    By: John Kiernan Different countries rely on different credit card technologies, with the two main types being the United States’ magnetic stripe credit cards and the chip-and-pin system employed by the majority of European nations, Japan and Canada. Differences between these technologies may prevent you from using some automated aspects of another nation’s payment infrastructure (e.g. parking meters and vending machines) but are currently only a minor factor in terms of a particular card’s suitability to international use. Over time, technological differences between credit cards will become more important as more pervasive effects of the European Payments Council’s attempts to limit magnetic stripe credit card use are felt. The decisions of major credit card companies--namely, Wells Fargo, U.S. Bank, and Chase--to begin offering chip-and-pin cards on a limited basis is only evidence of this fact. Global credit card interoperability isn’t too far down the road, however.

    If I travel abroad, should I have an international debit card as well?

    By: John Kiernan In light of the fact that you won’t be able to use plastic for every purchase you make everywhere around the world, you’re going to need cash. Now, you could exchange cash at a local bank before leaving for a trip or do so at an airport currency exchange kiosk, but these methods are much more expensive than leveraging the Visa or MasterCard exchange rate, according to Card Hub’s Currency Exchange Study. This DOES NOT mean you should take cash advances on your credit card while out of the country though. You should instead get a low-cost international debit card in order to withdraw cash at ATMs in your destination country. As is the case with international credit cards, the best international debit cards are those on the Visa or MasterCard network that have low international ATM fees. A rule of thumb is that an international ATM fee below 1% of the amount being withdrawn is a good deal.

    What are international prepaid credit cards?

    By: Odysseas Papadimitriou “International prepaid credit card” is just a misleading term. No line of credit is extended with a prepaid card and therefore the word “credit” is used in error. In fact, a prepaid card at its core is a Visa/MasterCard debit card that is not linked to a checking account. While you still might see prepaid cards advertised as “prepaid credit cards,” that is simply a marketing ploy designed to increase the appeal prepaid cards have to prospective applicants.
    COMMUNITY DISCUSSION

    Help others find the best international credit cards by sharing what your deciding factor was when choosing your card (customer service, interest rate, fees, convenience, rewards, etc.)

     
    July 4, 2014
    Photo of Kolawole Samuel O.
    By: Kolawole Samuel Osisanya
    HOW CAN I HAVE MY INTERNATIONAL MASTER CARD OR INTERNATIONAL DEBIT MASTER CARD ONLINE INSTANTLY ???
    July 15, 2014
    Photo of Card Hub
    Card Hub
    You cannot get instantly a card online.
    June 6, 2014
    Photo of Aldric A.
    By: Aldric Alfonso
    I honestly feel that International credit cards are really only useful for those who travel frequently. For casual travelers, I do not think it is necessary unless they feel that they have an upcoming trip that they feel they will be spending a lot of money on. Other than that, it is better if people try to limit the amount of credit cards they have. It is a good thing to try to simplify one's life and just keep the credit cards they actually use.
    May 7, 2014
    Photo of Larissa T.
    By: Larissa Tyler
    International credit cards, without foreign transaction fees, are useful for everyone, even if you do not travel overseas very often. Many of these cards have airline miles, cash back bonuses or other perks available for everyday purchases. This means that even if you are not traveling outside of the county, you can still benefit from having a Visa or Master Card that does not have foreign transaction fees because you are earning some sort of reward when you spend. Over time, these perks add up and can actually help pay for your travel. The foreign transaction fees can really add up for even the casual traveler when they do venture outside of the country, so it is a good idea to have one of these cards just in case.
    May 4, 2014
    Photo of Hillary L.
    By: Hillary Lam
    International credit cards are useful for everyone, with the waiving of foreign transaction fees. It's not a deciding factor, but it is a convenience especially if it's with a no-annual fee card. As a casual traveler, I would not choose a card with an annual fee just for a foreign transaction fee waiver, as there are a lot of no-fee cards that offer the same thing. But as a frequent traveler, I would not mind getting an international credit card, as sometimes those offer other benefits and protections besides the fee waiver.