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Low Interest Citibank Credit Cards

While there tend to be at least a few low interest Citicards available at any given time, there are a couple of things to be aware of before applying for one. First of all, you should only worry about having a low regular APR if you pay your bill in full most (but not all of) the time. People who always pay their monthly bills in full do not pay finance charges and should therefore be focused on rewards. On the other hand, people who are routinely unable to pay their bills would find a 0% credit card more…show more

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be12.99% - 22.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - EVER.
    • No penalty rate - EVER.
    • No annual fee - EVER.
    • Save time when you call with fast, personal help, 24 hours a day.
    • See All Reviews & Details About The Citi Simplicity® Card

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • See All Reviews & Details About The Citi® Double Cash Card

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points


    citi thank you preferred credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • See All Reviews & Details About The Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

    Citi ThankYou® Preferred Card – Earn 30,000 Bonus Points


    citi preferred credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 30,000 points
    • Minimum Credit Excellent
    • Earn 30,000 bonus ThankYou® Points after $2,000 in card purchases within 4 months of account opening – redeemable for $300 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • See All Reviews & Details About The Citi ThankYou® Preferred Card – Earn 30,000 Bonus Points

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • 0% Intro APR on purchases and balance transfers for 18 months; after that the variable APR will be 11.99% - 21.99%, based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi® Easy Deals℠ Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • 24/7 access to personalized concierge service for assistance in booking hotel rooms, flights, concert tickets and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • Citi with Apple Pay™ is another way Citi provides quick and easy payments.
    • See All Reviews & Details About The Citi® Diamond Preferred® Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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