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Low Interest Citibank Credit Cards

4.6 4.6 - 60 reviews for top rated card

While there tend to be at least a few low interest Citicards available at any given time, there are a couple of things to be aware of before applying for one. First of all, you should only worry about having a low regular APR if you pay your bill in full most (but not all of) the time. People who always pay their monthly bills in full do not pay finance charges and should therefore be focused on rewards. On the other hand, people who are routinely unable to pay their bills would find a 0% credit card more…show more

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards None

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 2% cash back
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points


    citi thank you preferred credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Points
    • Initial Bonus 20,000 points
    • Earn Rate 1 - 2 points / $1
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee.*

    Citi ThankYou® Preferred Card – Earn 30,000 Bonus Points


    citi preferred credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Points
    • Initial Bonus 30,000 points
    • Earn Rate 1 - 2 points / $1
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*

    Citi® Diamond Preferred® Card


    citi diamond preferred card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee None
    • Rewards None

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