Ad Disclosure
Compare Dicover, Amex, MasterCard, and VISA Credit Cards
Sort by:

Low Interest Citibank Credit Cards

low interest citibank credit cards

While there tend to be at least a few low interest Citicards available at any given time, there are a couple of things to be aware of before applying for one. First of all, you should only worry about having a low regular APR if you pay your bill in full most (but not all of) the time. People who always pay their monthly bills in full do not pay finance charges and should therefore be focused on rewards. On the other hand, people who are routinely unable to pay their bills would find a 0% credit card more worthwhile. Even if a low interest credit card is right for you, there’s little reason to focus solely on low interest Citibank credit cards. Sure, Citi is the third largest U.S. credit card issuer in terms of outstanding balances and is therefore popular among consumers, but finding the lowest APR on the market is more important than getting a card from a particular issuer, no matter how much people seem to like it. We therefore recommend comparing low interest Citi credit cards to low interest credit card offers from other major issuers in order to apply for the card that will save you the most money during months that you cannot pay your credit card bill in full.

Expand your search beyond Citicards with Low Interest Rates

Filters:
    Proceed
    2.5

    Citi ThankYou® Preferred Card – Low Intro APRs

    thank you credit card
    • 0% PURCHASES 15 months
    • 0% TRANSFERS 15 months ;   Fee.....3% (min $5)
    • REGULAR RATE 12.99% - 22.99% (V)
    ANNUAL FEE $0*
    REWARDS Points
    BONUS None
    BASE EARN 1 point / $1
    MAX EARN 2 points / $1
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
    Compare
    Proceed
    3.5

    Citi® Double Cash Card

    citi cashreturns mastercard
    • 0% PURCHASES 15 months
    • 0% TRANSFERS 15 months ;   Fee.....3% (min $5)
    • REGULAR RATE 12.99% - 22.99% (V)
    ANNUAL FEE $0*
    REWARDS Cash Back
    BONUS None
    BASE EARN 1%
    MAX EARN 2%
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories

     
    Compare
    Proceed
    4

    Citi Simplicity® Card

    citi simplicity credit card
    • 0% PURCHASES 18 months
    • 0% TRANSFERS 18 months ;   Fee.....3% (min $5)
    • REGULAR RATE 12.99% - 21.99% (V)
    ANNUAL FEE $0*
    REWARDS None
    Compare
    Proceed
    3.5

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

    citi thank you preferred credit card
    • 0% PURCHASES 12 months
    • 0% TRANSFERS 12 months ;   Fee.....3% (min $5)
    • REGULAR RATE 12.99% - 22.99% (V)
    ANNUAL FEE $0
    REWARDS Points
    BASE EARN 1 point / $1
    MAX EARN 2 points / $1
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
    Compare
    Proceed
    3

    Citi® Diamond Preferred® Card

    citi diamond preferred card visa
    • 0% PURCHASES 18 months
    • 0% TRANSFERS 18 months ;   Fee.....3% (min $5)
    • REGULAR RATE 11.99% - 21.99% (V)
    ANNUAL FEE $0*
    REWARDS None
    Compare
    Narrow Your Search
     
     
    I Want



     
     
     
     
     
    Advanced Options (Transfer Fee, Foreign Fee, etc.)
    Balance Transfer Fee?
     
    Foreign Transaction Fee?
     
    Photo Cards: Customize with an
    image of your choice
    Balance Transfer Fee Foreign Transaction Fee Photo Card
     
    Charity: Card usage benefits a particular cause
     
    Credit Card Companies
    Select All









     
    Suggested Credit Card Pages Recently Viewed Credit Cards
    • None
    Share this page:

    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

    Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.


    COMMUNITY DISCUSSION

    Help others find the best low interest citibank credit cards by sharing what your deciding factor was when choosing your card (customer service, interest rate, fees, convenience, rewards, etc.)