24 Credit
Cards
Sort by:

Low Interest No Annual Fee Credit Cards

 low interest no annual fee credit cards

Expand your search beyond No Annual Fee Credit Cards with Low Interest Rates

Low interest credit cards with no annual fee allow you to benefit from the perks of having a credit card without being saddled by fixed costs or costly finance charges, should you be unable to pay your bill in full in a given month. As you might have already noticed, this is a rather large genre, with low interest no annual fee credit cards targeted to people of all credit levels listed below. You can narrow down your options by selecting your credit level as well as any other appropriate filters on the left side of the page. In addition, it’s important to note that low interest credit cards are best for people who occasionally need the flexibility to not pay their credit card bills in full while also avoiding high interest rates. If you are routinely unable to pay your balance in full, you should utilize 0% credit cards as much as possible and work on spending only within your means. A credit card offering 0% on purchases and/or balance transfers could allow you to save much more money than a low interest no annual fee credit card, as long as you use it strategically and not as an excuse to rack up more debt. With that being said, once you identify the card you’d like to apply for--whether it’s one of the low interest credit cards with no annual fee listed here or not--click “Apply Now” and we will redirect you to the respective issuer’s secure online application.

Search Results:
Proceed

IberiaBank Visa® Classic Credit Card

Low Interest Credit Card from IberiaBank
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 7.25% - 13.25% (V)
Annual Fee None
Rewards None
Compare
Proceed Editor's Pick

Citi® Platinum Select® MasterCard

Citi Bank Credit Card
Rates:
  • 0% on Purchases 18 months
  • 0% on Transfers 18 months ;   Fee.....3%
  • Regular Rate 11.99% - 21.99% (V)
Annual Fee None
Rewards None
Compare

BankAmericard Cash Rewards™ Card

bankamericard cash back credit card
Rates:
  • 0% on Purchases 12 billing cycles
  • 0% on Transfers 12 months ;   Fee.....4% (min $10)
  • Regular Rate 12.99%-20.99% (V) Purchases & BT
Annual Fee None
Rewards Cash Back
Initial Bonus $50
Base Earn 1%
Max Earn 3%
  • Get a $50 cash back bonus after you make $100 in purchases within 60 days of account opening.
  • Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% cash back on grocery purchases and 3% cash back on gas purchases applies to the first $1500 in purchases in these combined categories each quarter categories. After that, the base 1% earn rate applies to those purchases.
  • Receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
  • Redeem rewards for a check, statement credit, direct deposit to a checking or savings account.
  • Get redemptions starting at $25, with the capability to set up automatic redemption.
  • Rewards don't expire.

 
 Compare
Proceed Editor's Pick

Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
 Compare
Proceed

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

0 Credit Card from VISA Citibank
Rates:
  • 0% on Purchases 12 months
  • 0% on Transfers 12 months ;   Fee.....3%
  • Regular Rate 12.99% - 22.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus $100
Base Earn 1%
Max Earn 5%
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Full 1% cash back on eligible purchases and cash advances.

 
 Compare
Proceed

Discover® Open Road Card

Discover Platinum Cashback Bonus Plus
Rates:
  • 0% on Purchases 15 months
  • 0% on Transfers 15 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn.
  • 5%-20% Cashback at top online retailers thru the Discover site.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

 
 Compare
Proceed

Biodegradable Discover® More Card

bio discover more card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.

 
 Compare

Bank of America® Accelerated Rewards® American Express® Card

bank of america accelerated rewards american express card
Rates:
  • 0% on Purchases 12 billing cycles
  • 0% on Transfers 12 months ;   Fee.....4% (min $10)
  • Regular Rate 12.99%-20.99% (V) Purchases & BT
Annual Fee None
Rewards Points
Initial Bonus $50
Base Earn 1.25 points / $1
Max Earn 1.25 points / $1
  • Get a $50 statement credit after making at least $100 in retail purchases within the first 60 days of the account opening date.
  • Earn great rewards with 1.25 points per $1 in purchases.
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.
  • Access to special Cardmember offers from participating American Express® merchants to save on shopping, dining, travel, hotels, and much more.
  • Access to one of the world's largest and most established travel agency networks.

 
 Compare
Proceed

Citi® ThankYou® Credit Card

0 Credit Card with Rewards from Citibank
Rates:
  • 0% on Purchases 15 months
  • 0% on Transfers 15 months ;   Fee.....3%
  • Regular Rate 12.99% - 22.99% (V)
Annual Fee None
Rewards Points
Initial Bonus None
Base Earn 1 point / $1
Max Earn 1 point / $1
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year.
  • Enjoy no limit on the number of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

 
 Compare
Proceed Editor's Pick

Discover® More Card - 0% for 15 months

0 APR Credit Card Application from Discover
Rates:
  • 0% on Purchases 15 months
  • 0% on Transfers 15 months ;   Fee.....3%
  • Regular Rate 10.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply.
  • UP TO 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options -- Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.

 
 Compare
Narrow Your Search
 
 
 
 

Advanced Options

(Transfer Fee, Foreign Fee, etc.)
Balance Transfer Fee?
 
Foreign Transaction Fee?
 
Only show cards I can place my
own picture on the plastic? Balance Transfer Fee Foreign Transaction Fee Photo Card
 

Credit Card Companies

Select All









 

Suggested Credit Card Pages

Categories Recently Viewed Credit Cards
  • None

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Low Interest No Annual Fee Credit Cards shown on this page.