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Low Interest Credit Cards with Rewards

The low interest credit cards with rewards listed on this page all offer regular interest rates under 13% as well as cash back, points or miles in return for every dollar that you spend. Before jumping at the chance to apply for what may seem like a pretty attractive type of credit card, consider for a second what your desire for a low interest rate indicates about your spending habits and what you would be giving up by adding rewards to the mix. A low interest rate is only relevant if you are unable to pay your bills in…show more

    3.5 3,128 reviews

    Capital One® VentureOne® Rewards Credit Card


    capital one ventureone
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR Not Offered
    • Regular APR 12.24% - 22.24% (V)
    • Annual Fee None
    • Rewards Rate 1.25 miles / $1
    • Rewards Bonus 20,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Miles don’t expire and there’s no limit to how many you can earn
    • Additional Info
    • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that
    • No foreign transaction fees
    • Travel when you want with no blackout dates
    • Fly any airline, stay at any hotel, anytime
    • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
    • Complimentary concierge service - Enjoy assistance 24 hours a day, from home and when you travel
    • Emergency Card Services - If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance with MasterCard® Global Service
    • See More Details & Reviews About The Capital One® VentureOne® Rewards Credit Card
    4 60 reviews

    USAA Preferred Cash Rewards Visa Signature®


    usaa preferred cash rewards visa
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 12.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1.5% Cash Back
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn 1.5% cash back on your everyday purchases
    • Redeem your cash rewards anytime using your mobile device or computer
    • There's no limit on the amount you can earn
    • Additional Info
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 12.15% and 26.15% , will apply. This rate will vary with the market based on the prime rate.
    • Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.
    • See More Details & Reviews About The USAA Preferred Cash Rewards Visa Signature®
    4 276 reviews

    The JetBlue Card


    jetblue credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 12.24% - 25.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3 points / $1
    • Rewards Bonus 5,000 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
    • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • 50% savings on eligible inflight purchases including cocktails, food and movies
    • Additional Info
    • No foreign transaction fees
    • Chip-card technology & $0 Fraud Liability protection
    • 0% introductory APR for first 12 billing cycles on balance transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness.
    • See More Details & Reviews About The The JetBlue Card
    4 230 reviews

    USAA Rewards™ Visa®


    usaa point rewards visa
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 10.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Good
    • Rewards Details
    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • No expiration date or caps on any points earned.
    • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device.
    • Additional Info
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.15% and 26.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Visa Auto Rental Collision Damage waiver insurance. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • See More Details & Reviews About The USAA Rewards™ Visa®
    3 95 reviews

    USAA Military Affiliated Credit Cards


    usaa military credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% (max $200) Transfer Fee
    • Regular APR 11.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 2X points for every dollar on gas and grocery purchases all the time.
    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
    • Additional Info
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Military Affiliated Credit Cards
    4 180 reviews

    USAA Rewards™ American Express® Card


    usaa american express
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 10.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 2X points per dollar spent on gas and groceries with no caps.
    • Earn one point for every dollar spent on your everyday purchases.
    • Get 2,500 bonus points with your first purchase.
    • There’s no expiration date or caps on any points earned.
    • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
    • Additional Info
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.15% and 26.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
    • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Concierge services to assist with whatever you need, whenever you need it. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
    • See More Details & Reviews About The USAA Rewards™ American Express® Card
    4 88 reviews

    Simmons Bank Visa® Platinum Rewards


    simmons first visa platinum rewards
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 9.50% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
    • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
    • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
    • Additional Info
    • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
    • Low 9.50% variable standard purchase APR and platinum benefits
    • No balance transfer fee for balances transferred in response to this online offer
    • No Annual Fee
    • See More Details & Reviews About The Simmons Bank Visa® Platinum Rewards
    0 0 reviews

    The JetBlue Plus Card


    jetblue plus card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 12.24% - 25.24% (V)
    • Annual Fee $99
    • Rewards Rate 1 - 6 points / $1
    • Rewards Bonus 30,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days.
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • Earn 5,000 bonus points every year after your account anniversary.
    • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card.
    • Get 10% of your points back every time you redeem to use toward your next redemption & a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card
    • Additional Info
    • See More Details & Reviews About The The JetBlue Plus Card
    3.5 10 reviews

    USAA Cash Rewards® American Express® Card


    cash rewards american express
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 10.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1.25 - 2.25% Cash Back
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn up to 2.25% cash back on gas and grocery purchases all the time.
    • Earn up to 1.25% cash back for all other purchases.
    • There's no limit on the amount you can earn.
    • Cash rebates are awarded annually in January.
    • Additional Info
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 9.90% and 25.90% will apply. This rate will vary with the market based on the prime rate
    • Security Benefits: Zero liability coverage for unauthorized transactions if your card is lost or stolen. Concierge, emergency and roadside assistance
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Cash Rewards® American Express® Card
    4 11 reviews

    USAA Cash Rewards® Visa®


    cash rewards visa
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 10.15% - 26.15% (V)
    • Annual Fee None
    • Rewards Rate 1.25% Cash Back
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn up to 1.25% cash back on your everyday purchases
    • There's no limit on the amount you can earn
    • Cash rebates are awarded annually in January
    • Additional Info
    • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 9.90% and 25.90% will apply. This rate will vary with the market based on the prime rate
    • Security Benefits: Zero liability coverage for unauthorized transactions if your card is lost or stolen. Visa Auto Rental Collision Damage waiver insurance
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See More Details & Reviews About The USAA Cash Rewards® Visa®
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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