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Balance Transfer Credit Cards for No Credit

Major issuers hardly, if ever, offer balance transfer credit cards for people with limited credit. After all, few people ever need such cards, given how difficult it is to incur significant amounts of debt with the low credit lines typically extended to people who have less than three years of responsible credit use under their belts. Unfortunately, if you somehow do need a no credit balance transfer card, the combination of your debt and lack of experience will simply make you appear too risky to any prospective lender. Your best bet now is to focus all of your effort…show more

    3.5 2,873 reviews

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    quicksilverone rewards
    • Purchase Intro APR 0% for 9 months
    • Transfer Intro APR 0% for 9 months No Transfer Fee
    • Regular APR 23.24% (V)
    • Annual Fee $39
    • Rewards Rate 1.5% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn unlimited 1.5% cash back on every purchase, every day
    • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Additional Info
    • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Extended Warranty - automatically doubles the original manufacturer's/store's warranty on eligible purchases
    • See More Details & Reviews About The Capital One® QuicksilverOne® Cash Rewards Credit Card
    4 38 reviews

    California Irvine University Credit Card


    california irvine university credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Limited History
    • Rewards Details
    • 1% cash back on purchases, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
    • Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account
    • Additional Info
    • See More Details & Reviews About The California Irvine University Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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