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While small business owners often think that approval for a business credit card depends on their company’s credit standing, the more important factor is really the business owner’s personal credit. A business credit card for no credit is therefore intended for a small business owner who has no or limited credit history and differs from a business credit card for a new business in that the credit standing required for the latter can range anywhere from excellent to bad. Small business owners are considered to have limited or no credit if they’ve had a credit card or loan under their names for less than three years. If this describes you, we recommend getting a secured business credit card instead of an unsecured card because it will both allow you to cost-effectively build credit and provide the spending power your business needs. By adding to your refundable security deposit over time, your credit limit will increase proportionately--usually up to $10,000 per card. Compare the business credit cards for no credit below and apply online for the offer that best suits your business needs.
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Orchard Bank® Secured MasterCard
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Capital One® SparkSM Classic for Business
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Platinum Zero® Secured Visa® Credit Card
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(Transfer Fee, Foreign Fee, etc.)We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the No Credit Business Credit Cards shown on this page.
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