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No Annual Fee Credit Cards for No Credit

no annual fee credit cards for no credit

Expand your search beyond No Credit Credit Cards Without Fees

Listed below you’ll find no annual fee credit cards targeted to people with no or limited credit. These cards allow you to build credit as inexpensively as possible, which should be your main personal finance priority at this juncture in your life. We recommend these cards over low interest credit cards for limited credit because it is important to get used to paying your bill in full every month, which ensures that you will not be assessed any finance charges. What’s more, no annual fee credit cards are preferable to no credit rewards cards, given that the rewards offered to people with limited credit history are sometimes less valuable than the annual fees that accompany them. It goes without saying that if you can find a no annual fee card with rewards, by all means opt for the best of both worlds.

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Proceed Editor's Pick You can place your own picture on this Credit Card

Capital One® Cash Rewards for Newcomers

Starter Credit Cards for People with No Credit
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 24.9% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 2%
  • Get 2% cash back on travel purchases.
  • Earn 1% cash back on all other purchases.

 
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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the No Annual Fee Credit Cards for No Credit shown on this page.