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No Annual Fee Credit Cards for No Credit

3.2 3.2 - 1,679 reviews for top rated card

Listed below you’ll find no annual fee credit cards targeted to people with no or limited credit. These cards allow you to build credit as inexpensively as possible, which should be your main personal finance priority at this juncture in your life. We recommend these cards over low interest credit cards for limited credit because it is important to get used to paying your bill in full every month, which ensures that you will not be assessed any finance charges. What’s more, no annual fee credit cards are preferable to no credit rewards cards, given that the rewards offered…show more

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    capital one quicksilverone cash rewards credit card
    • 0% Purchases until November 2015
    • 0% Transfers until November 2015No Transfer Fee
    • Regular Rate 22.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee $39
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1.5% cash back
    • 0% intro APR on purchases until November 2015; 22.9% variable APR after that
    • Get access to a higher credit line after making your first 5 monthly payments on time.
    • Fraud Coverage if your card is ever lost or stolen
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
    • 24-hour travel assistance gives you a replacement card and cash advance.
    • Travel accident insurance.
    • Auto rental insurance—use your card to rent a car and you’re covered for collision, damage, and loss.

    University of North Alabama Credit Card


    university of north alabama credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 9.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 1,000 points
    • Earn Rate 1 point/$1
    • Travel Accident Insurance includes $250,000 of coverage when you purchase tickets for travel on common carriers with your Card.
    • Auto Rental Insurance when you charge your entire car rental on your Card.
    • Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.

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