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Student Credit Cards with No Credit

student credit cards with no credit

Narrow your search for College Student Credit Cards with No Credit

In light of the law’s requirement that people under the age of 21 must either declare on their application that they have sufficient income/assets to cover a new credit card’s monthly payments (usually 3% of the balance) or have a co-signer in order to qualify for a credit card, it has become a bit more difficult for young people to build a solid credit history. Nevertheless, as a college student, you should not ignore the direct correlation between the length and quality of your credit history and the mortgage terms, car financing, and jobs you’ll be eligible for. Opening one of the many credit cards for college students with no credit history is therefore extremely important. While credit cards for no credit students typically do not have the best terms in the market, given that those students lack a track record in handling credit, the rates, fees and rewards they offer are average and far better than those found on student credit cards with bad credit. Listed below are both secured and unsecured credit cards for students with no credit history. Either type of card will report to the major credit bureaus, thereby allowing you to build credit, but if you want to develop a solid credit history as inexpensively as possible, we recommend picking a no annual fee student credit card that you pay off in full every month.

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Citi Forward® Card for College Students

citi forward card for college students
Rates:
  • 0% on Purchases 7 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 22.99% (V)
Annual Fee None
Rewards Points
Initial Bonus 1,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
  • No Cosigner Required.
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.

 
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Proceed Editor's Pick You can place your own picture on this Credit Card

JourneySM Student Rewards from Capital One®

Student Credit Card Application from Journey
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 19.8% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1.25%
Max Earn 1.25%
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time.
  • Cash rewards don't expire.
  • There's no limit to the amount of cash you can earn.
  • Get your cash back anytime as an account credit or check, even set up automatic redemption.

 
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Discover® Student More Card

discover student credit card
Rates:
  • 0% on Purchases 9 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% Cash Back in one or more of the following categories: travel, home improvement stores, department stores, gas, restaurants.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.

 
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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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Capital One® Secured Mastercard®

Capital One Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $29
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 22.9% (V)
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Citi® Dividend Platinum Select® Card for College Students

Student Credit Card Offer from Citibank
Rates:
  • 0% on Purchases 7 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 21.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 5%
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • No Cosigner Required.

 
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Discover® Open Road Card for Students

discover student open road credit card
Rates:
  • 0% on Purchases 9 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.99% - 20.99% (V)
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • Up to 1% Cash Back on all other purchases.

 
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Student Credit Cards with No Credit shown on this page.