Credit Cards for Poor Credit

Customize your search for a Credit Card for Poor Credit

“Credit cards for poor credit” is a rather ambiguous term that can be used to describe both credit cards for fair credit and credit cards for bad credit. In general, people with poor credit have FICO scores below 660, but if you want a better idea of exactly where you stand without paying to access your credit score, there are qualitative criteria that can provide some insight. If you have an open credit card or loan, your credit limit is below $5,000, and you have been late on more than one credit card, loan or medical payment in the last six months, then you probably fall into the “fair credit” category. If you’re currently late on a credit card, loan or medical bill payment or your balance is close to the limit on your credit card(s) or you’ve declared bankruptcy in the last three years or you have been more than 60 days late on a credit card, loan or medical bill payment in the last nine months, then you likely have “bad credit.” Poor credit credit cards are therefore designed for people with somewhat damaged credit, and your goal in opening one should be to find the lowest rates and fees in order to rebuild your credit standing cost-effectively. With this in mind, use the filters on the left to adjust your search or compare the terms of the credit cards for people with poor credit listed below.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Credit Cards for Poor Credit shown on this page.

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