Best Capital One Rewards Credit Cards
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Capital One rewards cards offer cash back or miles on every purchase, and they tend to be among the best credit cards for rewards from any issuer. Capital One credit card rewards are easy to redeem, and new cardholders can often earn a big initial rewards bonus in addition to ongoing rewards on purchases. You can check out the best rewards cards from Capital One (a WalletHub partner) listed by category below.... show more
Best Capital One Rewards Credit Cards
It can be difficult to choose the best Capital One rewards credit card simply because there are so many good ones to choose from. But in general, you should focus on travel rewards if you take at least a few trips per year, and get cash rewards otherwise. Furthermore, you should consider a card with an annual fee if it will save you more money at the end of the day than the best no-fee offers.
COMPARE CAPITAL ONE REWARDS CREDIT CARDS
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- 20,000 miles initial bonus
- Unlimited 1.25 miles per $1 on every purchase
- Miles are redeemable for any travel-related expense on your bill
- 0% intro APRs
- No annual fee
- Balance transfer fee
- Potential for a very high regular APR
- Earn $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
- 75,000 miles initial bonus
- Unlimited 2 miles per $1 on every purchase
- Redeem for any-travel related expense
- $0 foreign transaction fee
- Terrible cash back redemption rate
- Not built for financing
- Great rewards
- No annual fee
- Relatively low minimum deposit
- Qualify with limited credit history
- High interest rate
- 75,000-mile initial bonus
- 2 - 10 miles per $1 spent on purchases
- Annual statement credit & bonus opportunities
- Airport lounge access
- $395 annual fee
- Not good for financing
- Requires excellent credit
- 1.5% cash back on all purchases
- Available to people with limited or fair credit
- No foreign transaction fees
- $39 annual fee
- Above-average regular APR
- Up to 5% back on Walmart purchases
- No annual fee
- No foreign transaction fee
- No promotional financing offers
- Above-average regular APR
- No membership fees
- High rewards rate
- Up to 5,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Best Capital One Rewards Credit Cards of 2024
The best Capital One rewards credit card is the Capital One Venture Rewards Credit Card (see Rates & Fees) because it offers 2 - 5 miles per $1 on purchases, plus an initial bonus of 75,000 miles for spending $4,000 in the first 3 months. Rewards that good are well worth the card’s $95 annual fee for people who plan to use the card regularly.
There are a lot of good options, though, and the right one for you will depend on your biggest expense categories as well as how much you spend.
Best Capital One Rewards Cards Comparison
Card Name | Best For | Rewards Rate | Annual Fee |
Capital One Venture Rewards Credit Card (see Rates & Fees) | Overall | 2 - 5 miles per $1 | $95 |
Capital One Quicksilver Cash Rewards Credit Card (see Rates & Fees) | Cash Back | 1.5 - 5% cash back | $0 |
Capital One Savor Cash Rewards Credit Card * | Dining & Entertainment | 1 - 5% cash back | $95 |
Capital One Venture X Rewards Credit Card (see Rates & Fees) | Frequent Travelers | 2 - 10 miles per $1 | $395 |
Capital One QuicksilverOne Cash Rewards Credit Card (see Rates & Fees) | Limited/Average Credit | 1.5 - 5% cash back | $39 |
Capital One Quicksilver Secured Cash Rewards Credit Card (see Rates & Fees) | Bad Credit | 1.5 - 5% cash back | $0 |
Capital One Quicksilver Student Cash Rewards Credit Card (see Rates & Fees) | Students | 1.5 - 5% cash back | $0 |
Capital One Spark 2% Cash Plus * | Business | 2 - 5% cash back | $150 |
For more options, check out WalletHub’s editors’ picks for the best rewards credit cards overall.
Methodology for Selecting the Best Capital One Rewards Cards
To identify the best credit cards with rewards from Capital One, WalletHub’s editors compare all of the credit cards issued by Capital One from our database of 1,500+ credit card offers. After excluding the offers that lack cash back, points, miles or other purchase-based rewards, we estimate how much the average cardholder would earn with each remining card over two years of use. In doing so, we factor in any annual fees a card may charge, allowing us to select the best values in the most popular card categories.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Capital One Rewards Credit Cards FAQ
Comparing capital one rewards credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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Important Disclosures
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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