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Secured MasterCard

A secured MasterCard card represents one of the best ways to either rebuild your damaged credit or to start building solid credit. With a secured MasterCard, you are guaranteed approval as long as you place a security deposit of at least $200. Other than the security deposit a secured MasterCard credit card works exactly like any other MasterCard credit card. The security deposit from your credit card will be returned to you when you close your secured MasterCard in good standing.

    4 4,374 reviews

    Capital One® Secured MasterCard®


    capital one secured credit card
    • Secured Credit Card Min Deposit of $49, $99 or $200
    • One-Time Fees None
    • Regular Rate 24.9% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No annual fee, with all the credit building benefits
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • It’s a credit card accepted at millions of locations worldwide
    • See All Reviews & Details About The Capital One® Secured MasterCard®
    3 1,421 reviews

    First Progress Platinum Select MasterCard® Secured Credit Card


    first progress secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 14.99% (V)
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Full-feature Platinum MasterCard secured credit card.
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • Deposit held at FDIC-insured bank.
    • 24/7 access to your account online.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Select MasterCard® Secured Credit Card
    3.5 772 reviews

    First Progress Platinum Elite MasterCard® Secured Credit Card


    platinum secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 19.99% (V)
    • Annual Fee $29
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Full-feature Platinum MasterCard secured credit card.
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • Deposit held at FDIC-insured bank.
    • 24/7 access to your account online.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Elite MasterCard® Secured Credit Card
    3 568 reviews

    First Progress Platinum Prestige MasterCard® Secured Credit Card


    first progress mastercard secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 11.99% (V)
    • Annual Fee $44
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Deposit held at FDIC-insured bank.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Prestige MasterCard® Secured Credit Card
    0 0 reviews

    USAA Secured Cards® Platinum MasterCard®


    usaa secured mastercard
    • Secured Credit Card Min Deposit of $250
    • One-Time Fees None
    • Regular Rate 9.9% - 19.9% (V)
    • Annual Fee $35
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • It’s a real credit card that helps you build or improve your credit score.
    • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
    • Your credit can improve when you avoid going over your limit and make payments on time.
    • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.
    • Security: Zero liability coverage for unauthorized transactions if your card is lost or stolen.
    • Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 9.90% and 19.90% will apply. This rate will vary with the market based on the prime rate.
    • Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account
    • See All Reviews & Details About The USAA Secured Cards® Platinum MasterCard®
    4 194 reviews

    Fifth Third Bank Secured MasterCard® Credit Card


    fifth third bank secured mastercard credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 23.99% (V)
    • Annual Fee $24
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Get started with as little as a $300 deposit into a secured Fifth Third savings account that earns interest.
    • Your credit line is tied to the amount of money in your savings.
    • Purchases made on your Secured MasterCard will be charged to your card (amount will not be deducted from your Savings Account).
    • MasterCard Global Service®: MasterCard provides emergency customer service anytime, anywhere, and in any language.
    • Travel Assistance Services: 24-hour, toll-free phone number for help with lost or stolen luggage, medical care, legal advice, emergency cash, and general travel requirements.
    • Complimentary, 24-hour Internet Banking and Online Bill Payment.
    • Plus, exclusive MasterCard benefits: MasterCard® Zero Liability, Master RoadAssist® Service, MasterCard Airport Concierge, Identity Theft Resolution Services.
    • See All Reviews & Details About The Fifth Third Bank Secured MasterCard® Credit Card
    3.5 13 reviews

    First Niagara Secured MasterCard®Credit Card


    first niagara secured credit card
    • Secured Credit Card Min Deposit of $500
    • One-Time Fees None
    • Regular Rate 14.24% (V)
    • Annual Fee $50
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Expressly designed for building and rebuilding credit.
    • Secured by a First Niagara Deposit Account.
    • Online account access: Check Balance, View Transaction, Make Payment and Reward Inquires.
    • Payment Options: Online, Branch, Mail, Phone, ACH Transfer.
    • Zero Liability: Pay only for purchases which you have authorized on your MasterCard card. Conditions and exceptions apply.
    • MasterCard Global Service™: Get assistance virtually anytime, anywhere with your card related questions.
    • Apple Pay™: with your MasterCard and Apple Pay mobile payments solution, you can pay participating retailers securely with just one touch.
    • See All Reviews & Details About The First Niagara Secured MasterCard®Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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