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Secured VISA

A secured VISA card represents one of the best ways to either rebuild your damaged credit or to start building solid credit. With a secured VISA, you are guaranteed approval as long as you place a security deposit of at least $200. Other than the security deposit a secured VISA credit card works exactly like any other VISA credit card. The security deposit from your credit card will be returned to you when you close your secured VISA in good standing.

    3 326 reviews

    Primor® Secured Visa Gold Credit Card


    primor secured gold credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad
    3 114 reviews

    Primor® Secured Visa Classic Credit Card


    primor credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 13.99%
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad
    3.5 1,947 reviews

    Open SkySM Secured Visa® Credit Card


    open sky credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 17.5% (V)
    • Annual Fee $29
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Build Your Credit, with monthly updates to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Extra Credit When You Need It, increase your credit line up to $5000.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Easy funding options, with 4 ways to fund and NO checking account needed.
    • After your Account is open for one year or more Capital Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit.
    • Apply in less than 5 minutes.
    • See More Details & Reviews About The Open SkySM Secured Visa® Credit Card
    3 695 reviews

    Wells Fargo® Secured Credit Card


    wells fargo secured card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 18.99% (V)
    • Annual Fee $25
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Deposit an amount, from $300 to $10,000 into a Collateral Account. Your credit card limit equals the amount of money in your Collateral Account.
    • Your purchases are billed to you each month and you are responsible for making at least the minimum monthly payment. Payments are not deducted from your Collateral Account.
    • As a cardholder, your account performance is reported to major credit bureaus
    • Stay on top of your account activity with free email alerts when you approach your credit limit, a payment is due, and more.
    • Easily track your expenses. My Spending Report with Budget Watch has built-in tools that help you see where your money is going and easily set up a budget.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • Secured Card accounts are reviewed periodically and may become eligible for an unsecured credit card and have the Collateral Account funds refunded.
    • Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
    • All Secured cardholders have access to free online credit education courses and tips to help you manage credit wisely
    • See More Details & Reviews About The Wells Fargo® Secured Credit Card
    3 500 reviews

    Harley-Davidson® Secured Credit Card


    harley davidson secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 22.99% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Earn H-D™ Genuine Rewards points - Get 1 point per $1 net purchase.
    • Redeem 2,500 points for a $25 H-D™ Gift Card.
    • Receive a $10 Harley-Davidson Genuine Rewards Certificate.
    • Additional Info
    • To fund your Secured Card, you can choose to: Fund online using your Checking or Savings Account and Print an application and mail a Cashier's Check or Money Order.
    • The deposit is used to open a U.S. Bank Savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
    • When you've managed all of your credit obligations responsibly and consistently for 12 months, you'll be well on your way to a strong credit standing, and you may be eligible for an unsecured credit card product.
    • Auto Rental Collision Damage Waiver
    • Zero Fraud Liability.
    • Automatic Bill Pay.
    • See More Details & Reviews About The Harley-Davidson® Secured Credit Card
    3.5 496 reviews

    Merrick Bank Secured Credit Card


    merrick bank secured credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 17.45% (V)
    • Annual Fee $36 1st yr, None after
    • Monthly Fee None 1st yr, $3 after
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
    • Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
    • Online management tools. You can manage your account online for free.
    • Your security deposit funds are FDIC Insured.
    • Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
    • See More Details & Reviews About The Merrick Bank Secured Credit Card
    3 337 reviews

    First National Bank of Omaha Secured Visa® Credit Card


    first national bank of omaha secured card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 17.99% (V)
    • Annual Fee $19
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Automatic reporting to the 3 major credit bureaus.
    • Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
    • U.S. citizenship is not required, but you must have a valid SSN or ITIN and U.S. address.
    • Zero Liability.
    • Auto Rental Insurance.
    • Travel Accident Insurance.
    • Purchase Protection.
    • Free FICO® 8 Score Online.
    • Extended Warranty.
    • See More Details & Reviews About The First National Bank of Omaha Secured Visa® Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Community Discussion

    Ask a question or help others find the best secured visa by sharing some tips.

     
    May 8, 2015
    By:
    Can someone help me please I'm looking for a secured Visa or MasterCard with the chip and pin program if you have any further information regards to one please let me know as soon as possible I'm wanting to rebuild my credit you may reach me at the following 612-282-1211
    May 28, 2015
    Photo of Card H.
    The Wells Fargo Secured Credit Card is the only secured offer that uses chip-and-PIN technology. You can find it in the above list and apply online.
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