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Starter Credit Cards

Starter Credit Cards

Narrow your search for a starter credit card

If you've never had a U.S. loan or credit card under your name, have had one for less than 3 years or have misused credit in the past, getting a starter credit card is one of the best ways to build up your credit. The credit cards listed below are classified as starter credit cards because they are specifically designed to help people start building a solid credit history. Depending on your exact needs, you can use the filters on the left to customize and limit your search to starter credit cards for bad credit, new to credit starter credit cards or starter credit cards for students. Whether you get one of the starter credit cards for people with no credit or one of their bad credit counterparts, just remember to pay your bills on time, and not to charge more than your credit limit. Your credit score will thank you.

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    3.5

    Capital One® Cash Rewards for Newcomers

    capital one cash rewards credit card for new to credit
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 24.9% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn 2%
    • Get 2% cash back on travel purchases.
    • Earn 1% cash back on all other purchases.

     
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    3.5

    Capital One® Platinum Credit Card

    capital one standard platinum
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 24.9% (V)
    Annual Fee $0 for 1st yr, $19 after
    Rewards None
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    3

    Capital One® Cash Rewards

    capital one no hassle cash rewards
    Rates:
    • 0% on Purchases until March 2014
    • 0% on Transfers Not Offered
    • Regular Rate 19.8% (V)
    Annual Fee $39
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1.5%
    Max Earn 1.5%
    • 50% bonus on the cash back you earn every year.
    • 1% cash back on all purchases.
    • Earn unlimited cash back that doesn't expire.
    • Redeem cash back anytime for any amount, even set automatic redemptions.

     
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    4

    Capital One® Classic Platinum Credit Card

    capital one classic platinum mastercard
    Rates:
    • 0% on Purchases until March 2014
    • 0% on Transfers Not Offered
    • Regular Rate 19.8% (V)
    Annual Fee $39
    Rewards None
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    4

    Capital One® Secured Mastercard®

    capital one secured credit card
    • Secured Credit Card / Min Deposit of $49 - $200
    • Annual Fee $29
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 22.9% (V)
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    3.5

    First Progress Platinum Elite MasterCard® Secured Credit Card

    Platinum Secured Credit Card from First Progress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $29
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 19.99% (V)
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    3

    First Progress Platinum Prestige MasterCard® Secured Credit Card

    MasterCard Secured Card from FirstProgress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $44
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 11.99% (V)
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    3

    First Progress Platinum Select MasterCard® Secured Credit Card

    Secured Credit Card Application from First Progress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $39
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 14.99% (V)
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    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Starter Credit Cards shown on this page.