Who Needs a Starter Credit Card?Most people consider their first credit card to be a “starter” credit card. As such, the types of people who typically use them include:
- Young People
- Divorcees & Widowers (who haven’t had credit under their own name in the last few years)
Some of us may also seek out starter credit cards when looking to start our financial lives over after previous mistakes – such as missed payments, account default, or even bankruptcy.